# PersonalFi Budget Tracker — Get Credit Card Debt Free > Intelligent personal finance tracker for income, expenses, and net earnings. (iPhone/iPad app by PersonalFi.) - Source: https://appshunter.io/ios/app/personalfi-budget-tracker/id6752789837 (this page in markdown: same URL + `.md`) - Developer: [PersonalFi](https://appshunter.io/developer/1840940674) - Category: Finance, Business - Price: Free with in-app purchases - Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 17 · 26 MB - Languages: American English - Released: 2026-03-31 - Data updated: 2026-10-24 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/personalfi-budget-tracker/id6752789837/reviews.md ## What is PersonalFi Budget Tracker? The daily PNL for your life. Personal finance, in one number a day. How much did you make today? Most budget apps can't tell you. PersonalFi can. Every day. Your salary. Your side hustle. Your bills. PersonalFi turns all of it into one number: your daily PNL. Green means you won the day. Red means you didn't. Built for people with a day job and something on the side. Drivers, freelancers, creators, sellers, 1099 and W-2. YOUR DAILY NET • One number every morning: what came in, minus what went out • Bills and subscriptions spread across the month, so one rent payment doesn't wreck your Monday • A calendar of green and red days. Tap any day to see exactly why A BUDGET THAT KEEPS UP • Plan your month by category: groceries, eating out, gas and more • See what's left to spend and what you can save, with a pace check so you know before you overspend • Match a payment to a fixed bill like rent or your phone, so it counts once SIDE HUSTLE, SEPARATED • Tag business income and expenses once. PersonalFi remembers • See what your side business really made this month • Keep personal money and business money apart without a second app AUTOMATIC • Connect your bank and cards securely through Plaid • Transactions sync on their own. No spreadsheets • Auto-reconcile files the ones PersonalFi is 98%+ sure about. You check the rest COPILOT (PRO) • Ask anything about your money in plain English • "Am I spending more than last month?" "Did my side hustle make money?" • Answers come from your real transactions, not guesses MORE • Spread one income or expense across a date range • Share with a partner without merging accounts • Works on iPhone and on the web at personalfi.ai PRIVATE BY DESIGN • Read-only bank access through Plaid. PersonalFi can't move your money • Encrypted in transit and at rest • We never sell your data SUBSCRIPTIONS PersonalFi offers monthly and yearly plans. Some plans start with a free trial. Payment is charged to your Apple Account when you confirm. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in your Apple Account settings. Terms: https://www.personalfi.ai/terms Privacy: https://www.personalfi.ai/privacy ## Key features - Intelligent income and expense tracking - Automatic bank and credit card syncing - Real-time net earnings view - Calendar view of finances - Shared financial visibility - Smart spending notifications ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | PersonalFi Pro, yearly | $89.99 | per year | | PersonalFi, yearly | $59.99 | per year | | Pro Monthly Subscription | $9.99 | per month | | Business Monthly Subscription | $14.99 | per month | | Individual | $7.99 | per month | | Family | $12.99 | per month | ## Is PersonalFi Budget Tracker safe? Not enough ratings yet to assess PersonalFi Budget Tracker. ## Is PersonalFi Budget Tracker legit? PersonalFi Budget Tracker has limited verification signals. The AppsHunter Legitimacy Score for PersonalFi Budget Tracker is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/personalfi-budget-tracker/id6752789837/reviews.md ### 5/5 — New understanding of my spending *2026-04-02* I haven't seen a personal finance app like this before and I absolutely love it. ## Frequently asked questions about PersonalFi Budget Tracker ### How does PersonalFi track my finances? PersonalFi intelligently tracks your income and expenses by automatically syncing with your bank accounts and credit cards. This provides a real-time view of your financial movement without manual entry. ### Is PersonalFi free to use? PersonalFi offers free access to its core features. Additional functionalities are available through a subscription, providing enhanced capabilities for users who need them. ### What kind of security does PersonalFi use? PersonalFi prioritizes your privacy and security by employing bank-level encryption. The company has a strict commitment to never selling user data. ### Can PersonalFi be used by couples or households? Yes, PersonalFi supports shared financial visibility, making it an ideal tool for couples or households managing their money together. It adapts to shared financial needs without rigid systems. ### Does PersonalFi have ads? No, PersonalFi is ad-free. The app focuses on providing a clean and uninterrupted user experience for managing your finances. ### What devices is PersonalFi available on? Currently, PersonalFi is supported on iPhone devices. Future platform expansions may be considered based on user demand and development resources. ### How often is PersonalFi updated? PersonalFi was last updated on March 31, 2026, with version 1.0.0. The developer, PersonalFi, is committed to maintaining and improving the app, suggesting regular updates will follow. ### What is the age rating for PersonalFi? PersonalFi has an age rating of 4+. This indicates that the app is suitable for users of all ages, with no content restrictions. ## Version history (last 5 releases) ### 1.0.10 — 2026-10-22 A new start. Get out of credit card debt, one clear number a day. • New onboarding that builds your path out of debt • Copilot finds your monthly bills for you • Watch your card balances fall to zero • Privacy switch: hide every dollar amount when the app opens • PersonalFi Live: record your numbers over your camera and share them • Daily close: a nudge at the time you pick to see how today ended ### 1.0.9 — 2026-10-15 Your cards, now looking like your cards. • Chase is blue. Bank of America is red. Apple Card gets its gradient. Every card and account shows up in its bank's colors. • Tap any transaction to see which card it was on. • Fixed the Transactions screen so it loads reliably, including This Month. • Your daily PnL widget and App Clip are included. ### 1.0.8 — 2026-10-13 Your budget finally adds up. • Every category shows fixed bills plus everyday spending. One total. • Tap a category to see what's in it, biggest first. Move anything to another category in a tap. • Nothing slips through. See what your budget isn't counting, and file it. • Make your own categories, with your own emoji. • Copilot can now see your budget, suggest changes, and undo anything it changed. • Today shows your biggest income and spending first. • Move a transaction to another day. Edit fixed bills any time. ### 1.0.6 — 2026-10-11 Know your number first. • New: once your income and bills are in, PersonalFi shows what you can save this month. Right away. • A free-trial card on Today for anyone who set up and wants it all filled in. • Smoother setup and small fixes. ### 1.0.5 — 2026-10-08 New: Budget. Plan your month in one screen. Set an amount for groceries, eating out, shopping, and anything else you buy. Fixed bills fill in a little each day, so rent never surprises you. Spending categories track real purchases. A small tick shows where you should be today. Go over, and you'll know. New users plan their first month during setup. See what's left to save before day one. Tap any line to change it. Swipe to remove it. 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Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*