# Pesto Credit

> Secured Mastercard for building credit with no minimum score requirement. (iPhone/iPad app by PingLend, Inc.)

- Source: https://appshunter.io/ios/app/pesto-credit/id1669664225 (this page in markdown: same URL + `.md`)
- Developer: [PingLend, Inc](https://appshunter.io/developer/1555026040)
- Category: Finance
- Price: Free
- Rating: 4.43/5 from 7 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 270 MB
- Languages: English
- Released: 2023-03-17
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/pesto-credit/id1669664225/reviews.md

## What is Pesto Credit?

You don’t need a minimum credit score to get the Pesto Mastercard®. Pesto Mastercard® is an asset-backed, secured credit card.

The interest rate for the Pesto Mastercard® is variable and tied to the prime rate and is currently 29.99% APR, subject to change. See the Pesto Secured Mastercard Disclosure of Rate, Fees and Other Cost Information and Credit Card Agreement in the app from the help tab.

## Key features

- No minimum credit score required
- Asset-backed secured credit card
- Pesto Mastercard®
- Variable interest rate (29.99% APR)
- Disclosure of rates and fees available

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/pesto-credit/id1669664225/reviews.md

### 5/5 — Amazing way to access credit and great looking card

*2025-01-08*

Saved me from cash issue

## Frequently asked questions about Pesto Credit

### What is the interest rate for Pesto Credit?

The interest rate for the Pesto Mastercard is variable and tied to the prime rate, currently at 29.99% APR. This rate is subject to change. You can find detailed information in the Pesto Secured Mastercard Disclosure of Rate, Fees and Other Cost Information within the app.

### Does Pesto Credit require a minimum credit score?

No, you do not need a minimum credit score to get the Pesto Mastercard. It is designed as an asset-backed, secured credit card, making it accessible for those looking to build credit.

### What type of credit card is Pesto Credit?

Pesto Credit offers the Pesto Mastercard, which is an asset-backed, secured credit card. This means it is backed by an asset, typically a security deposit, to secure the credit line.

### Where can I find the fees and terms for Pesto Credit?

You can find the Pesto Secured Mastercard Disclosure of Rate, Fees and Other Cost Information and the Credit Card Agreement within the app's help tab. This provides comprehensive details on all associated costs.

### What devices does Pesto Credit support?

Pesto Credit is available on iPhone and iPod devices. The app was last updated on April 24, 2025, indicating ongoing development and support.

### How often is Pesto Credit updated?

The latest version of Pesto Credit, 3.0.8, was released on April 24, 2025. This suggests the app is actively maintained and updated regularly by the developer, PingLend, Inc.

### What is the age rating for Pesto Credit?

Pesto Credit has an age rating of 4+. This indicates it is suitable for users of all ages, though its financial nature means it's most relevant for adults managing credit.

### Does Pesto Credit have ads?

No, Pesto Credit does not contain advertisements. The app is free to download and use without any ad interruptions.

## Version history (last 5 releases)

### 3.0.8 — 2025-04-24

minor bug fixes and performance improvements.

### 3.0.7 — 2024-07-11

minor bug fixes and performance improvements.

### 3.0.5 — 2023-09-20

minor bug fixes and performance improvements.

### 3.0.4 — 2023-09-14

minor bug fixes and performance improvements.

### 3.0.3 — 2023-05-08

Improvements to the login/registration flow

## More apps by PingLend, Inc

- [VerdeCapture](https://appshunter.io/ios/app/verdecapture/id1555026038)
- [Pesto Partner](https://appshunter.io/ios/app/pesto-partner/id6443819387)
- [The Card by HomeLight](https://appshunter.io/ios/app/the-card-by-homelight/id6743715938)

All apps by PingLend, Inc: https://appshunter.io/developer/1555026040

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*