# PEX: Simplify your spending — The Modern Card Platform

> Corporate card platform for automated business spend management and expense reconciliation. (iPhone/iPad app by PexCard.)

- Source: https://appshunter.io/ios/app/pex-simplify-your-spending/id584331280 (this page in markdown: same URL + `.md`)
- Developer: [PexCard](https://appshunter.io/developer/584331283)
- Category: Business, Finance
- Price: Free
- Rating: 4.80/5 from 3,738 App Store ratings · 51 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 96 MB
- Released: 2012-12-14
- Data updated: 2026-08-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/pex-simplify-your-spending/id584331280/reviews.md

## What is PEX?

The PEX financial platform and corporate cards provide powerful capabilities to manage business spending and reconciliation.

PEX automates and simplifies your spend and expense workflows, saving you time on issues meaningful to your bottom line. PEX reduces data entry, helps manage cash flow, captures and tracks receipts, streamlines reconciliation, and provides detailed reporting. 

Your employees, volunteers or contractors can spend (only) when and where you want them to using their PEX Prepaid Visa® or Mastercard®. PEX also provides on-demand virtual cards and a scalable API for custom needs.

The PEX app is a free companion app for existing Administrators and Cardholders intended to complement the main PEX platform.*  

With the PEX platform, you can:

• Control Spend. Modernize spending controls by automatically limiting what, where and how much an employee can purchase. In addition to daily, weekly, and monthly limits, employees can also be restricted to specific industries via the use of Merchant Category Codes (“MCCs”). 
• Capture Receipts. Seamlessly snap a photo of a receipt, add to a transaction, and annotate with custom notes.
• Tag Transactions. Easily categorize and organize transactions by using PEX Tags. Append accounting or general ledger codes to transactions to speed up reconciliation.
• Make Quick Transfers. Transfer funds from your organization’s bank account to your PEX account on an ad hoc basis, or schedule automatic transfers. Fund and de-fund employee cards instantly for granular control or allow cards to debit from a central shared account.
• Request Funds. Allow employees to request funds from authorized administrators with an audit of the entire process. Push and email notifications keep everyone informed.
• Enhanced Reporting. Quickly create a variety of reports on purchasing activity with detailed transaction data. Export via CSV or in custom formats.
• Leverage Complimentary Systems. Easily integrate PEX with processes and tools you already use, including QuickBooks, Xero, Certify, and more.

*When using a mobile device, standard text messaging and/or data rates from your wireless service provider may apply.

***

Any questions? Email us at: sales@pexcard.com

If you are interested in becoming a customer please visit: https://apply.pexcard.com

***

The PEX Visa® Prepaid Card and the PEX Disburse Visa Prepaid Card are issued by Fifth Third Bank, N.A., Member FDIC, or The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A Inc and may be used everywhere Visa Prepaid cards are accepted. The PEX Prepaid Mastercard® is issued by The Bancorp Bank, N.A. pursuant to license by Mastercard International Incorporated and may be used everywhere Debit Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Please see the back of your card for its issuing bank.

## Key features

- Automated spend controls
- Receipt capture and annotation
- Transaction tagging and categorization
- On-demand virtual cards
- Quick fund transfers
- Enhanced reporting and export
- Integration with accounting software

## What do users think of PEX?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 🚀 Fast app
- 💡 Great for business expenses
- 💡 Helpful for employees
- 👍 Flexible and quick access

**Cons**

- 🐛 Buggy app with crashes and glitches
- 👎 Poor user interface design
- 👎 Slow and unresponsive
- 🔒 Privacy concerns with photo access
- 👎 Difficult to manage receipts and transactions

**Commonly reported bugs**

- App crashes frequently
- Transactions not showing up
- Issues with adding funds to cards
- Receipt upload problems
- Login and password issues

**Most requested features**

- Biometric login (Face ID, Fingerprint)
- Improved receipt management and search
- Better reporting and analytics
- Streamlined transaction flow
- Ability to upload digital receipts

## Recent user reviews (10 of 51)

All indexed reviews: https://appshunter.io/ios/app/pex-simplify-your-spending/id584331280/reviews.md

### 1/5 — Missing information

*2026-08-03, version 33.0.0*

Didn’t save my receipt because I had no idea I had to upload them

### 1/5 — Don't like this card

*2026-07-31, version 33.0.0*

They want to control what you buy how you spend you can't even pay your bills it keep getting declined Don like this card

### 1/5 — Problems about the app

*2026-07-17*

I’ve had problems to where I keep on having to get new cards on my money is not being put back on my My Account account that is being took transactions that I’ve screenshot it when I’m waiting on my card for two months hasn’t even showed up on my account I can’t get help from Pex at all it’s like they won’t help with nothing at all. They can’t never do nothing. They never have a supervisor I’ve been dealing with disputes that I’m still waiting on for the last two months. now my car is blocked and has been blocked for two weeks now and they seem to not be able to get it unblocked

### 5/5 — 感谢函

*2026-06-04, version 32.5.0*

你们的服务良好，我们的客户提供方便、保质优良的使用性能，在线呼吁感谢🙏

### 1/5 — Fuel

*2026-03-03, version 31.9.0*

I imstetted the card. Cancelled the sale and said I was outstanding $10

### 4/5 — Bad UI

*2025-08-20*

Every time you enter note, it says successfully entered right over the button for "Edit Tags" so you always have to wait until that notice disappears before you can edit tags. It drives me absolutely nuts. How has an update not fixed this yet????

### 3/5 — Just waiting

*2025-07-11, version 29.5.0*

haven't gotten my allowance

### 1/5 — I don’t have sixteen digits for card

*2025-04-22, version 28.6.0*

Please, help me find the 16 digits

### 1/5 — NO GAS DISBURSEMENT

*2025-01-11, version 27.3.0*

I been to the work force twice a whole week has passed and they still have not put the 20$ gas stiffen on the card!

### 3/5 — Fast talking / Slow shipping

*2024-12-09*

The agents that work for Pex must be former auctioneers.  They talk so fast you can not understand them.

When you order a Pex card it takes a week to create it and then 10 days to ship it to you.  

Recommend the slow the talk and speed the shipping.

## Frequently asked questions about PEX

### What does the PEX app do?

The PEX app is a companion to the PEX financial platform, designed to help administrators and cardholders manage business spending. It automates and simplifies expense workflows, allowing for control over employee purchases, receipt capture, transaction categorization, and streamlined reconciliation.

### What are the key features of the PEX platform?

Key features include modern spending controls that limit what, where, and how much employees can purchase, seamless receipt capture via photo, transaction tagging for organization, quick fund transfers to employee cards, and the ability for employees to request funds. It also offers enhanced reporting and integration with popular accounting systems.

### Is the PEX app free to use?

The PEX app is a free companion app for existing Administrators and Cardholders of the PEX platform. While the app itself is free, standard text messaging and data rates from your wireless service provider may apply when using a mobile device.

### What kind of cards does PEX offer?

PEX offers Prepaid Visa® or Mastercard® for employees, volunteers, or contractors, allowing spending control. They also provide on-demand virtual cards and a scalable API for custom needs. These cards are issued by Fifth Third Bank, N.A. or The Bancorp Bank, N.A.

### How does PEX help with reconciliation?

PEX streamlines reconciliation by reducing data entry and allowing for easy categorization and organization of transactions through PEX Tags. Users can append accounting or general ledger codes to transactions, and the platform provides detailed reporting that can be exported for further analysis and integration with accounting software.

## Version history (last 5 releases)

### 33.1.0 — 2026-08-21

• UI enhancements
• Bug fixes and improvements

### 33.0.0 — 2026-07-31

• Added support for attachments on fund requests
• Bug fixes and improvements

### 32.9.0 — 2026-07-22

• UI/UX improvements
• Bug fixes and improvements

### 32.8.0 — 2026-07-01

• Added Google sign-in support
• Bug fixes and improvements

### 32.7.0 — 2026-06-10

• Bug fixes and improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*