# PExP - Personal Expense — Your Personal Finance Ledger

> Your Personal Finance Ledger (iPhone/iPad app by Temitayo Olayiwola.)

- Source: https://appshunter.io/ios/app/pexp-personal-expense/id6761728308 (this page in markdown: same URL + `.md`)
- Developer: [Temitayo Olayiwola](https://appshunter.io/developer/1891129173)
- Category: Finance, Productivity
- Price: Free
- Age rating: 17+
- Requires: iOS 13.0 · 5 MB
- Languages: American English
- Released: 2026-04-10
- Data updated: 2026-09-10
- User reviews in markdown: https://appshunter.io/ios/app/pexp-personal-expense/id6761728308/reviews.md

## What is PExP?

PExP is your professional finance ledger — built for people who want full control of their money without giving their data away.

No ads. No data selling. No subscriptions required to get started.

TRACK EVERYTHING
Record expenses, income, and transfers across multiple accounts. Every entry is yours — exportable, searchable, and always private.

BUDGET WITH PURPOSE
Set monthly budgets per category. See your health score, spending pace, and month-end projections in real time. Plan every dirham before it moves.

AI-POWERED INSIGHTS
Ask your ledger anything. PExP's built-in AI analyses your spending patterns and gives you honest, personalised financial feedback.

DEBT TRACKER
Track who owes you and what you owe. Set due dates, log repayments, and watch balances resolve over time.

BANK STATEMENT IMPORT
Upload a PDF bank statement and let AI extract and categorise every transaction for your review. Fast, accurate, and private.

SHARED FAMILY LEDGER
Invite family members to a shared ledger. See the full picture together without losing individual privacy.

EXPORT ANYTIME
Download your data as PDF or CSV. Your ledger belongs to you — always.

BUILT ON STEWARDSHIP
PExP is built by Cotek App, a UAE-registered technology company. We believe money is a tool, not an identity. Manage it wisely.

1% of revenue goes to environmental causes via Stripe Climate.


## Version history (last 3 releases)

### 1.0.3 — 2026-07-26

• Optional two-factor authentication (2FA) for extra account security
• Connect your bank to import transactions automatically — now supporting the US & Canada, UAE, and Europe
• Smarter automatic categorisation of your transactions
• Import foreign-currency statements — amounts convert to your ledger's currency, with the option to fine-tune any converted amount
• Swipe left on any entry to quickly edit or delete it
• Refined app startup and general performance, security, and reliability improvements

### 1.0.2 — 2026-04-13

Logo Upgrade

### 1.0.1 — 2026-04-10

No release notes.

## Apps similar to PExP

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Expense Tracker Minimalist](https://appshunter.io/ios/app/expense-tracker-minimalist/id6760648601) | — | Free | Finance |
| [Money Coach: Expense Tracker](https://appshunter.io/ios/app/money-coach-expense-tracker/id6761808757) | — | Free | Finance |
| [KuroCat](https://appshunter.io/ios/app/kurocat/id6761337812) | 5.0 (1) | Free | Finance |
| [Daily Expense & Budget Tracker](https://appshunter.io/ios/app/daily-expense-and-budget-tracker/id6741048170) | — | Free | Finance |
| [BiHesap](https://appshunter.io/ios/app/bihesap/id1242111586) | — | Free | Finance |
| [Simple Budget App - Spendeezy](https://appshunter.io/ios/app/simple-budget-app-spendeezy/id6740217240) | 4.0 (1) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*