# Phi Business — Payments, Gold, Money Services > Payments, Gold, Money Services (iPhone/iPad app by Phi Wallet Ltd.) - Source: https://appshunter.io/ios/app/phi-business/id6775470293 (this page in markdown: same URL + `.md`) - Developer: [Phi Wallet Ltd](https://appshunter.io/developer/1896622874) - Category: Finance - Price: Free - Age rating: 9+ - Requires: iOS 17.0 · 52 MB - Languages: American English, Arabic, French (France), Indonesian, European Portuguese, European Spanish - Released: 2026-06-09 - Data updated: 2026-10-17 ## What is Phi Business? Manage Cash, Move Money & Preserve Purchasing Power from a Single Platform Phi Business helps modern companies manage treasury, make low-cost payments, settle funds instantly, and own allocated physical 24K gold, all through one secure account. Key Features Save Cash in Allocated 24K Gold Convert excess cash into allocated LBMA-certified 24K (999.9 purity) gold to help preserve purchasing power over time. Low-Cost Global Payments Send funds across the Phi ecosystem with low fees and instant settlement while reducing the cost of paying international suppliers, partners, and service providers. Manage Cash and Gold Anytime, Anywhere View and manage cash balances and gold holdings from a single secure platform. Flexible Liquidity Buy, sell, and convert between cash and gold with no minimum amounts. Gold Rewards Reward employees and customers with real assets instead of traditional points. Secure Vault Storage Your gold is stored in insured vaults located in Singapore and Switzerland. Physical Delivery Available Take delivery of your allocated gold whenever you choose. Blockchain-Backed Records Every transaction is digitally recorded, auditable, and verifiable. Built for Business Designed for modern businesses seeking better treasury management, payments, and long-term wealth preservation. Getting Started Create a personal Phi Wallet account, complete verification, then set up your Phi Business account and KYB profile. Phi Business. Manage Cash. Move Money. Own Gold. ## Is Phi Business safe? Not enough ratings yet to assess Phi Business. ## Is Phi Business legit? Phi Business has limited verification signals. The AppsHunter Legitimacy Score for Phi Business is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 5 releases) ### 1.0.6 — 2026-10-11 A new update is here with behind-the-scenes upgrades to make your Phi Business experience faster, safer, and smoother than ever! ### 1.0.5 — 2026-08-10 A new update is here with behind-the-scenes upgrades to make your Phi Business experience faster, safer, and smoother than ever! ### 1.0.4 — 2026-07-08 A new update is here with behind-the-scenes upgrades to make your Phi Business experience faster, safer, and smoother than ever! ### 1.0.3 — 2026-06-29 A new update is here with behind-the-scenes upgrades to make your Phi Business experience faster, safer, and smoother than ever! ### 1.0.2 — 2026-06-19 A new update is here with behind-the-scenes upgrades to make your Phi Business experience faster, safer, and smoother than ever! ## Apps similar to Phi Business | App | Rating | Price | Category | | --- | --- | --- | --- | | [Mona: Budget & Expense Tracker](https://appshunter.io/ios/app/mona-budget-and-expense-tracker/id6633413204) | 4.3 (3) | Free | Finance | | [YBB Budgeting: free budget app](https://appshunter.io/ios/app/ybb-budgeting-free-budget-app/id6467672552) | 4.9 (15) | Free | Finance | | [Wallet V – Create AI Agents](https://appshunter.io/ios/app/wallet-v-create-ai-agents/id6743709480) | 4.8 (5) | Free | Finance | | [Fizen: QR Pay, eSIM & Travel](https://appshunter.io/ios/app/fizen-qr-pay-esim-and-travel/id1621269508) | 4.9 (16) | Free | Finance | | [RootData - Top Crypto Database](https://appshunter.io/ios/app/rootdata-top-crypto-database/id6503232389) | 4.3 (22) | Free | Finance | | [Gold & Silver Prices Live](https://appshunter.io/ios/app/gold-and-silver-prices-live/id6747300371) | 4.5 (79) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-17.*