# PhoneKhata — Udhar Khata & Ledger Book

> Digital ledger and credit/debit management for small businesses. (iPhone/iPad app by CLEVUP TECHNOLOGIES PRIVATE LIMITED.)

- Source: https://appshunter.io/ios/app/phonekhata/id1504538279 (this page in markdown: same URL + `.md`)
- Developer: [CLEVUP TECHNOLOGIES PRIVATE LIMITED](https://appshunter.io/developer/1495571807)
- Category: Business, Utilities
- Price: Free
- Rating: 3.00/5 from 4 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 8.0 · 68 MB
- Languages: English
- Released: 2020-03-26
- Data updated: 2026-06-04
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/phonekhata/id1504538279/reviews.md

## What is PhoneKhata?

PhoneKhata is safe, secure & reliable replacement of your Udhar Bahi Khata. The app helps in managing credit/debit or account ledger book for small and medium businesses like a general store, pan shop or tea stall. Udhar khata ensures that money related information is made available all the time. Udhar Khata/Credit Debit App is very simple to use and can be used by anyone knowing Hindi, English, Punjabi or Gujarati.

◾PhoneKhata is 100% free to use and secure
Accounting App/Udhar Khata book app is free, provided to retailers, vendors or anyone who is giving or receiving money (len/den, udhar khata book, credit/debit) and maintaining these records on books. Udhar Khata book App ensures data safety by ensuring backups and restricted access

◾Faster money(udhar/credit) recovery due to automated reminders
Simply sending reminders impacts borrowers to great extents, especially knowing that these records are maintained digitally, affects borrowers mindset and helps in faster recovery of Udhar/Credit. This is only possible in Digital accounting apps/Udhar Khata.

◾Made for Bharat with multilingual support
Udhar Khata book App supports multiple languages (Hindi, English, Punjabi, Gujarati, Telegu, Hinglish and many coming soon) and easy to use interface. Accounting App/Credit Debit App works in low network conditions and stores all the records in encrypted format in India

◾Automated data backup
The system is ensuring that data is properly stored and live backup is happening properly. In case of disaster, the system is made robust enough to up and available for non-stop usage. This ensures that your Udhar Khata is always up to date and secure.


Why Use PhoneKhata?

 Udhar Khata/Accounting App is 100% free to use
 Your data is safe and secure
 Manage different kinds(Retailers, Consumers, Distributors) of customer's profiles
 Reminder to the customers to pay the dues on time.
 Two-way agreements on payments to ensure transparency between both parties.
 99.99% uptime guaranteed
 Works well in low network areas


Where can we use PhoneKhata App?
___________________________________________________

  Udhar Khata for Kirana Shop/General Store/Grocery Shop
  Credit/Debit for Bakery, Food Thela and Juice Shops
  Accounting for paan Shops, Ice-cream Shop
  Small business doing sale on credit/debit
  Personal Credit Book Keeping
  Udhar khata for bachelors living in shared accommodation
  Credit money and debit money to & from relative

You can also use it as
______________________________________________

 Udhar Khata
 Ledger Accounting
 Account Book
 Bahikhata
 Hisab Kitab
 ledger
 Credit Debit
 Len Den
 Phone Khaata Book
 Credit reminder
 Creditor
 Debit credit app
 Bookkeeping
 Credit control
 Bahi khata
Accounting App

Permissions
______________________________________________


In addition to basic permissions, the PhoneKhata app needs access to other functions on your device for it to support the below features -
• Contact: Read contacts to make them available for transactions, PhoneKhata doesn't upload any of the contacts to the system unless you specifically try a transaction.

## Key features

- Digital Udhar Bahi Khata replacement
- Credit/debit ledger management
- Automated payment reminders
- Multilingual support (Hindi, English, Punjabi, Gujarati, Telegu)
- Automated data backup
- Works in low network conditions

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/phonekhata/id1504538279/reviews.md

### 1/5 — Can’t login.

*2023-09-11*

I just lost my 2 years of accounting data because of this crappy app as I suddenly couldn’t login.

### 1/5 — App not working

*2023-07-16*

This app only works online not offline.
Not possible to use when there is no internet,
sometimes it’s automatically logout and requesting to log in again by otp

## Frequently asked questions about PhoneKhata

### What is PhoneKhata?

PhoneKhata is a free digital ledger app designed to replace traditional Udhar Bahi Khata. It helps small and medium businesses manage credit and debit transactions, track payments, and send automated reminders to customers.

### Is PhoneKhata free to use?

Yes, PhoneKhata is 100% free to use. The app is provided to retailers, vendors, and anyone who needs to manage financial records related to giving or receiving money.

### How does PhoneKhata help with payment recovery?

PhoneKhata facilitates faster payment recovery through automated reminders sent to borrowers. The digital record-keeping influences borrower mindset, encouraging timely payments.

### What languages does PhoneKhata support?

PhoneKhata supports multiple languages including Hindi, English, Punjabi, Gujarati, and Telegu, with more languages planned for future updates. This makes it accessible to a diverse user base across India.

### Is my data safe with PhoneKhata?

Yes, PhoneKhata ensures data safety through automated backups and restricted access. All records are stored in an encrypted format within India, and the system is designed for non-stop usage with a 99.99% uptime guarantee.

### What types of businesses can use PhoneKhata?

PhoneKhata is suitable for a wide range of businesses, including Kirana shops, general stores, grocery shops, bakeries, food stalls, paan shops, ice-cream shops, and any small business involved in credit sales.

### Does PhoneKhata work in areas with low network connectivity?

Yes, PhoneKhata is designed to work well in low network conditions. It stores all records locally and ensures data is synchronized when connectivity is available.

### What is the update frequency for PhoneKhata?

The app was last updated on April 6, 2020, with version 1.2. Further update frequency information is not available in the provided data.

## Version history (last 3 releases)

### 1.2 — 2020-04-06

1. View & download all account summary
2. View & download all transactions listing
3. Filter transactions or account details

### 1.1 — 2020-03-30

Bug fixes

### 1.0 — 2020-03-26

No release notes.

## Apps similar to PhoneKhata

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Khata Tracker Business Ledger](https://appshunter.io/ios/app/khata-tracker-business-ledger/id1517793704) | 4.5 (2,923) | Free | Business |
| [Cash Book - Balance & Expense](https://appshunter.io/ios/app/cash-book-balance-and-expense/id1632006509) | 4.8 (82) | Free | Business |
| [Karobar](https://appshunter.io/ios/app/karobar/id1566107724) | 4.6 (23) | Free | Business |
| [Ledger Book](https://appshunter.io/ios/app/ledger-book/id1603538876) | — | Free | Business |
| [Digi Khata - Money Manager](https://appshunter.io/ios/app/digi-khata-money-manager/id1571599845) | 3.0 (59) | Free | Business |

## More apps by CLEVUP TECHNOLOGIES PRIVATE LIMITED

- [Shoopy](https://appshunter.io/ios/app/shoopy/id1495571808)
- [Sabzi Baazar](https://appshunter.io/ios/app/sabzi-baazar/id6478096272)

All apps by CLEVUP TECHNOLOGIES PRIVATE LIMITED: https://appshunter.io/developer/1495571807

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-04.*