# PhonePe UPI, Payment, Recharge — FASTag, Credit Card, Gold SIP

> Digital payments, UPI, recharges, bills, investments, and insurance app. (iPhone/iPad app by PHONEPE PRIVATE LIMITED.)

- Source: https://appshunter.io/ios/app/phonepe-upi-payment-recharge/id1170055821 (this page in markdown: same URL + `.md`)
- Developer: [PHONEPE PRIVATE LIMITED](https://appshunter.io/developer/1170055820)
- Category: Finance
- Price: Free
- Rating: 4.70/5 from 169,141 App Store ratings · 1,006 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 321 MB
- Languages: Assamese, Bangla, American English, Gujarati, Hindi, Kannada, Malayalam, Marathi, Odia, Tamil and 1 more
- Released: 2017-01-16
- Data updated: 2026-08-26
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/phonepe-upi-payment-recharge/id1170055821/reviews.md

## What is PhonePe UPI, Payment, Recharge?

PhonePe is a payments app that allows you to use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility bills and to make instant payments at your favourite offline and online stores. You can also invest in mutual funds and buy insurance plans on PhonePe. Get Car & Bike Insurance on our app.
Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment, investment, mutual funds, insurance and banking needs, and is much better than Internet banking.

Things you can do on PhonePe (Phonepay) App:

Money Transfer, UPI Payment, Bank Transfer
- Money Transfer with BHIM UPI
- Manage Multiple Bank Accounts – Check Account Balance, Save Beneficiaries across multiple bank accounts like SBI, HDFC, ICICI & 140+ banks.

Make Online Payments
- Make online payment on various shopping sites like Flipkart, Amazon, Myntra etc.
- Pay for online food orders from Zomato, Swiggy etc.
- Pay for online grocery orders from Bigbasket, Grofers etc.
- Pay online for travel booking from Makemytrip, Goibibo etc.

Make Offline Payments
- Scan and Pay via QR Code at local stores like kirana, food, medicines etc.

Buy or Renew Insurance Policies with PhonePe Insurance App

Health & Term Life Insurance
- Compare and buy Health & Term life Insurance with monthly premiums
- Coverage for individuals, senior citizens and families

Car & Two Wheeler Insurance
- Browse and get India’s most popular bike and car insurance
- Buy/renew your car and bike Insurance in less than 10 minutes

Other Insurance
- Personal Accident Insurance: Insure yourself against accidents & disablement
- Travel Insurance: Get international travel insurance for business and leisure trips
- Shop Insurance: Insure your shop against fire, theft, natural calamities, and burglaries.

Mutual Funds App and Investments App
- Liquid Funds: Get higher returns than savings bank 
- Tax-Saving Funds: save up to Rs. 46,800 in tax & grow your investment
- Super Funds: Achieve financial goals with expert help on our app 
- Equity Funds: High growth products curated as per risk appetite
- Debt Funds: Get stable returns for investments without any lock-in period
- Hybrid Funds: Get a balance of growth and stability 
- Buy or Sell 24K Pure Gold: Assured 24K purity, build gold savings on our app

Recharge Mobile, DTH
- Prepaid Mobile Recharge, DTH
- Recharge for Airtel, Jio, Vi, BSNL and MTNL prepaid mobile numbers
- Recharge DTH set-top boxes for TataPlay, Airtel Digital TV, Sun Direct, Dish TV and D2H providers.

Bill Payment
- Pay Credit Card Bills
- Pay Landline Bills
- Pay Electricity Bills
- Pay Water Bills
- Pay Gas Bills
- Pay Broadband Bills

Buy PhonePe Gift Cards
- Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline and online outlets and across the PhonePe app.

Manage your refunds
- Manage and track refunds from your favorite shopping websites on PhonePe.
For more details, Visit our website at https://www.phonepe.com/

Permissions for App and reasons
SMS: to verify Phone number for registration
Location: a requirement by NPCI for UPI transactions
Contacts: for phone numbers to send money to and numbers to recharge
Camera: to scan QR code
Storage: to store scanned QR code
Accounts: to pre-populate email ID while signing up
Call: to detect single vs dual sim and let user choose
Microphone: to carry out KYC video verification

## Key features

- BHIM UPI money transfers
- Mobile and DTH recharges
- Utility bill payments
- Online and offline QR code payments
- Mutual fund investments
- Insurance policy purchases
- Gift card purchases

## What do users think of PhonePe UPI, Payment, Recharge?

Overall sentiment: neutral

**Pros**

- 🚀 Instant payments
- 👍 User-friendly interface
- 🔒 Secure transactions
- 💡 Diverse payment options
- 🚀 Fast and convenient

**Cons**

- 🐛 Transactions failing or pending
- 🔍 Lack of customer support
- 🔍 Difficult to resolve issues
- 🔍 Unreliable service
- 🔍 Inconsistent performance

**Commonly reported bugs**

- Unable to link bank accounts or cards
- Verification issues with non-Indian phone numbers
- Transactions getting stuck or not completing
- Wallet balance not updating correctly
- App crashes or freezes during use

**Most requested features**

- Add support for international phone numbers
- Improve transaction history and record-keeping
- Provide more transparency on payment status
- Enhance security measures for NRI accounts
- Streamline the account verification process

## Recent user reviews (10 of 1,006)

All indexed reviews: https://appshunter.io/ios/app/phonepe-upi-payment-recharge/id1170055821/reviews.md

### 5/5 — Good

*2026-08-23, version 26.0731.19*

Good

### 5/5 — Superb

*2026-08-22, version 26.0731.19*

Awesomely Great

### 4/5 — lmamuddin

*2026-08-21, version 26.0731.00*

lmamuddin 
Gbj

### 5/5 — Best

*2026-08-20, version 26.0731.00*

Best

### 5/5 — Please change phone pr app colour

*2026-08-20, version 26.0731.00*

Please change app colour feeling bore to see

### 5/5 — Super

*2026-08-19, version 26.0731.00*

Super

### 5/5 — Phonepe

*2026-08-19, version 26.0731.00*

Nice

### 5/5 — Rohit babu recharge

*2026-08-19, version 26.0731.00*

Very nice

### 5/5 — No crush

*2026-08-18, version 26.0731.00*

Purr

### 5/5 — Mr

*2026-08-16, version 26.0731.00*

Nice app for NRE easy to transfer money

## Frequently asked questions about PhonePe UPI, Payment, Recharge

### What can I do with the PhonePe app?

The app allows you to make secure UPI payments, transfer money between bank accounts, recharge your mobile and DTH services, pay various utility bills like electricity and gas, and make payments at offline and online stores. Additionally, you can invest in mutual funds and purchase various types of insurance policies.

### How does the UPI payment feature work?

You can link your bank account to the app and use BHIM UPI to transfer money instantly to other UPI users or merchants. The app supports managing multiple bank accounts, checking balances, and saving beneficiaries for easy transactions.

### What types of insurance can I buy through the app?

The app offers a range of insurance options including Health & Term Life Insurance, Car & Two Wheeler Insurance, Personal Accident Insurance, Travel Insurance, and Shop Insurance. You can compare policies and buy or renew them within the app.

### Can I invest in mutual funds using this app?

Yes, the app functions as a mutual fund investment platform. You can explore and invest in various types of funds such as Liquid Funds, Tax-Saving Funds, Equity Funds, Debt Funds, and Hybrid Funds, as well as buy and sell 24K pure gold.

### Is the app free to use?

The app is free to download and use for its core payment and recharge functionalities. While the app itself is free, there are in-app purchases available for services like buying insurance policies and investing in mutual funds.

## Version history (last 5 releases)

### 26.0731.20 — 2026-08-25

India's most trusted finance app, reimagined around you:

1. Apply for the PhonePe credit card & enjoy rewards on every spend.

2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more.

3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap.

4. Experience a fresh, modern interface for effortless payments using UPI & cards.

### 26.0731.19 — 2026-08-22

India's most trusted finance app, reimagined around you:

1. Apply for the PhonePe credit card & enjoy rewards on every spend.

2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more.

3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap.

4. Experience a fresh, modern interface for effortless payments using UPI & cards.

### 26.0731.00 — 2026-08-12

India's most trusted finance app, reimagined around you:

1. Apply for the PhonePe credit card & enjoy rewards on every spend.

2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more.

3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap.

4. Experience a fresh, modern interface for effortless payments using UPI & cards.

### 26.0717.12 — 2026-08-11

India's most trusted finance app, reimagined around you:

1. Apply for the PhonePe credit card & enjoy rewards on every spend.

2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more.

3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap.

4. Experience a fresh, modern interface for effortless payments using UPI & cards.

### 26.0717.11 — 2026-08-08

India's most trusted finance app, reimagined around you:

1. Apply for the PhonePe credit card & enjoy rewards on every spend.

2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more.

3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap.

4. Experience a fresh, modern interface for effortless payments using UPI & cards.

## Apps similar to PhonePe UPI, Payment, Recharge

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Paytm: Secure UPI Payments](https://appshunter.io/ios/app/paytm-secure-upi-payments/id473941634) | 4.7 (39,205) | Free | Finance |
| [Cash App](https://appshunter.io/ios/app/cash-app/id711923939) | 4.8 (8,634,711) | Free | Finance |
| [PayPal - Pay, Send, Save](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709) | 4.8 (6,298,334) | Free | Finance |
| [OPay-Beyond Banking](https://appshunter.io/ios/app/opay-beyond-banking/id1463776084) | 4.5 (96,630) | Free | Finance |
| [Revolut: Send, spend and save](https://appshunter.io/ios/app/revolut-send-spend-and-save/id932493382) | 4.7 (71,300) | Free | Finance |
| [Apple Wallet](https://appshunter.io/ios/app/apple-wallet/id1160481993) | 4.8 (6,665,079) | Free | Finance |

## More apps by PHONEPE PRIVATE LIMITED

- [PhonePe Business: Merchant App](https://appshunter.io/ios/app/phonepe-business-merchant-app/id1463742453)
- [Pincode by PhonePe: Shop Fresh](https://appshunter.io/ios/app/pincode-by-phonepe-shop-fresh/id1667511946)
- [Share.Market: Stock Market App](https://appshunter.io/ios/app/sharemarket-stock-market-app/id6444640366)

All apps by PHONEPE PRIVATE LIMITED: https://appshunter.io/developer/1170055820

## Related topics

[gpay](https://appshunter.io/ios/topics/gpay) · [phonepe](https://appshunter.io/ios/topics/phonepe) · [upi for nri](https://appshunter.io/ios/topics/upi-for-nri) · [gpay india](https://appshunter.io/ios/topics/gpay-india) · [rupay](https://appshunter.io/ios/topics/rupay) · [google pay upi](https://appshunter.io/ios/topics/google-pay-upi) · [phonepe business](https://appshunter.io/ios/topics/phonepe-business) · [gpay upi](https://appshunter.io/ios/topics/gpay-upi) · [phone pay](https://appshunter.io/ios/topics/phone-pay) · [jaar](https://appshunter.io/ios/topics/jaar) · [phonepe upi](https://appshunter.io/ios/topics/phonepe-upi) · [phone pay upi](https://appshunter.io/ios/topics/phone-pay-upi) · [phone payment](https://appshunter.io/ios/topics/phone-payment) · [phone pay business](https://appshunter.io/ios/topics/phone-pay-business) · [super money upi](https://appshunter.io/ios/topics/super-money-upi) · [bhim](https://appshunter.io/ios/topics/bhim) · [upi](https://appshunter.io/ios/topics/upi) · [upi payment](https://appshunter.io/ios/topics/upi-payment) · [bhim upi](https://appshunter.io/ios/topics/bhim-upi) · [india post payments bank](https://appshunter.io/ios/topics/india-post-payments-bank)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*