# PhonePe UPI, Payment, Recharge — user reviews

> 1,014 indexed App Store user reviews of PhonePe UPI, Payment, Recharge by PHONEPE PRIVATE LIMITED, rated 4.70/5 from 169,934 ratings.

- Source: https://appshunter.io/ios/app/phonepe-upi-payment-recharge/id1170055821/reviews
- App overview in markdown: https://appshunter.io/ios/app/phonepe-upi-payment-recharge/id1170055821.md
- Rating breakdown: 5★ 146,702 · 4★ 12,623 · 3★ 4,367 · 2★ 2,316 · 1★ 3,926

## What do users think of PhonePe UPI, Payment, Recharge?

Overall sentiment: neutral

**Pros**

- 🚀 Instant payments
- 👍 User-friendly interface
- 🔒 Secure transactions
- 💡 Diverse payment options
- 🚀 Fast and convenient

**Cons**

- 🐛 Transactions failing or pending
- 🔍 Lack of customer support
- 🔍 Difficult to resolve issues
- 🔍 Unreliable service
- 🔍 Inconsistent performance

**Commonly reported bugs**

- Unable to link bank accounts or cards
- Verification issues with non-Indian phone numbers
- Transactions getting stuck or not completing
- Wallet balance not updating correctly
- App crashes or freezes during use

**Most requested features**

- Add support for international phone numbers
- Improve transaction history and record-keeping
- Provide more transparency on payment status
- Enhance security measures for NRI accounts
- Streamline the account verification process

## Newest reviews (17 of 1,014)

### 4/5 — lmamuddin

*2026-08-21, version 26.0731.00*

lmamuddin 
Gbj

### 5/5 — Super

*2026-08-19, version 26.0731.00*

Super

### 5/5 — Phonepe

*2026-08-19, version 26.0731.00*

Nice

### 5/5 — Rohit babu recharge

*2026-08-19, version 26.0731.00*

Very nice

### 5/5 — No crush

*2026-08-18, version 26.0731.00*

Purr

### 5/5 — Mr

*2026-08-16, version 26.0731.00*

Nice app for NRE easy to transfer money

### 5/5 — Good

*2026-08-15, version 26.0731.00*

Good

### 3/5 — PIN Error

*2026-08-13*

Recently it was giving an error saying wrong pin even though I haven’t changed it.

### 5/5 — Love the convenience

*2026-08-12, version 26.0731.00*

Easy and reliable.

### 5/5 — Phonepe

*2026-08-12*

Fast and easy to use

### 5/5 — User friendly

*2026-08-11, version 26.0717.12*

User friendly. Easy to use from outside India as well.

### 5/5 — Vardhan’s Comments

*2026-08-11*

Too Good.

### 4/5 — Easy to set up and send money

*2026-08-09, version 26.0717.11*

Even after moving to a new phone, setting up, PhonePe app and send the money to mobile Number was really easy. 
one of the best experience.

### 5/5 — okay

*2026-08-09, version 26.0717.11*

ok

### 5/5 — Excellent

*2026-08-09, version 26.0717.11*

No platform can beat you buddy

### 5/5 — Best thing ever

*2026-08-09, version 26.0717.11*

Transactions are made so much easier and faster. Confidence when sending across multiple banks.

### 5/5 — Nice

*2026-08-07, version 26.0717.10*

Super

## Most critical reviews (10 lowest-rated)

### 1/5 — Cash

*2026-08-27, version 26.0814.00*

Truncations slowly

### 1/5 — Refer & win was a scam

*2026-08-26, version 26.0731.20*

We didn’t get any money referring the money to someone else they gave us a gift card with no id so we can’t even claim what we earn

### 1/5 — Some bug issues on iOS device

*2026-08-11*

I recently got a problem which is when I'm trying to open PhonePe it didn't get open got loading for a while. I thought may be there is a bug and searched for new version updates in AppStore but the app has no new updates.
Then I thought that may be restarting my phone will fix the issue and I did the same but it didn't. Then I deleted the app and reinstalled it and opened it from AppStore it opened and everything is fine and I got relieved and then again I tried to open it right after closing the app and the problem repeated then I uninstalled the app few times and the same continued so I decided to
contact the customer service but the customer service doesn't have an option for problem related to the app and there are only options to problems related to transactions and bank linking and there is no mail support for complaint in their official website. I hope so the support team resolved this issue as fast as possible with a better way to contact with customers. When I send money to someone, the transaction appears in my history, but they aren't getting updated in my contact list; similarly, when someone sends money to me, it updates in the history but not in the contacts.

### 1/5 — Some bug issues on iOS device

*2026-07-24*

I recently got a problem which is when I'm trying to open PhonePe it didn't get open got loading for a while. I thought may be there is a bug and searched for new version updates in AppStore but the app has no new updates.
Then I thought that may be restarting my phone will fix the issue and I did the same but it didn't. Then I deleted the app and reinstalled it and opened it from AppStore it opened and everything is fine and I got relieved and then again I tried to open it right after closing the app and the problem repeated then I uninstalled the app few times and the same continued so I decided to
contact the customer service but the customer service doesn't have an option for problem related to the app and there are only options to problems related to transactions and bank linking and there is no mail support for complaint in their official website. I hope so the support team resolved this issue as fast as possible with a better way to contact with customers. When I send money to someone, the transaction appears in my history, but they aren't getting updated in my contact list; similarly, when someone sends money to me, it updates in the history but not in the contacts.

### 1/5 — Honest review

*2026-07-22*

Didn’t get any cashback any coupons on any payments , even am a new user still didn’t get anything

### 1/5 — Processing

*2026-07-20, version 26.0703.06*

It took almost a minute to process payment

### 1/5 — SERVICE

*2026-07-20*

Service is poor

### 1/5 — No Option to Cancel a Wrong Transaction – Extremely Frustrating Experience

*2026-07-14*

I am extremely disappointed with this app and the overall experience. I made a transaction, but due to a small mistake while entering the owner’s mobile number, the transaction got stuck in the verification process. The worst part is that there is no option to cancel the transaction or edit the incorrect details.

Instead of allowing users to simply cancel the transaction and create a new one with the correct information, the only solution provided was to wait for the transaction to fail and then wait 9–10 business days for the refund. This is completely unreasonable. A simple mistake should not force users to wait for weeks just to get their own money back.

Because of this, I am unable to complete the verification or create a new transaction immediately. The app lacks basic features like Cancel Transaction, Edit Details, or Retry Verification, which are essential for any platform handling important transactions.

The customer support experience was also disappointing. Rather than offering a practical solution, I was simply told to wait for the refund. This wastes users’ time, delays important work, and creates unnecessary frustration.

The developers seriously need to improve the user experience by allowing users to cancel pending transactions, correct mistakes, and process refunds much faster. Until these issues are fixed, I cannot recommend this app to anyone.

Very poor user experience. I expected much better from an app that handles important transactions.

### 1/5 — Worst app ever

*2026-07-10, version 26.0619.05*

Nothing works as expected and everything is a pain when you need support and nothing gets fixed. They now charge you for not using the wallet and there’s no way to fix this because the options to deactivate the wallet don’t show up anywhere

### 1/5 — Never applied for Phone Pe

*2026-07-09*

Do not cheat people by sending false information.

## Most praised reviews (10 highest-rated)

### 5/5 — Good

*2026-08-27, version 26.0814.00*

Good

### 5/5 — Makes transaction easy

*2026-08-26, version 26.0731.20*

Phone pay helps immensely with instant payment even for people who live outside India. Thanks to those who decided to built such app.

### 5/5 — Thank you

*2026-08-26, version 26.0731.20*

Best app

### 5/5 — Best App

*2026-08-25, version 26.0731.19*

Best user friendly

### 5/5 — Fast payment

*2026-08-25, version 26.0731.19*

Good

### 5/5 — Afayuauw

*2026-08-24, version 26.0731.19*

Hahauaha

### 5/5 — Good

*2026-08-23, version 26.0731.19*

Good

### 5/5 — Superb

*2026-08-22, version 26.0731.19*

Awesomely Great

### 5/5 — Best

*2026-08-20, version 26.0731.00*

Best

### 5/5 — Please change phone pr app colour

*2026-08-20, version 26.0731.00*

Please change app colour feeling bore to see

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*
