# PhoneSwipe - Merchant Services

> Mobile credit card processing and merchant services for businesses. (iPhone/iPad app by North American Bancard, Inc..)

- Source: https://appshunter.io/ios/app/phoneswipe-merchant-services/id405364611 (this page in markdown: same URL + `.md`)
- Developer: [North American Bancard, Inc.](https://appshunter.io/developer/404066305)
- Category: Business, Finance
- Price: Free
- Rating: 3.90/5 from 16 App Store ratings · 97 written reviews indexed
- Age rating: 4+
- Requires: iOS 9.0 · 91 MB
- Languages: American English, European Spanish
- Released: 2010-12-07
- Data updated: 2026-07-17
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/phoneswipe-merchant-services/id405364611/reviews.md

## What is PhoneSwipe?

Transform your iPhone or iPad into a credit card reader with a free app and merchant account from Phone Swipe.

Sign up for a merchant account with Phone Swipe and you’ll be able to accept Visa, Mastercard, American Express, Discover and PayPal credit card payments. Pay-as-you-go and custom pricing options are available with Phone Swipe merchant services.

FEATURES
Phone Swipe has all the perks of a traditional merchant account and gives you everything you need to run and grow your business from your mobile device.
- Credit card processing with the free Phone Swipe app, card reader, and merchant account
- Process cards today and receive your funds next business day
- Secure and encrypted transactions
- Add items with photos, modifiers, and multiple prices
- Track the stock of your items
- Use your device’s camera or purchase a compatible Bluetooth barcode scanner to scan barcodes
- Offer discounts to your customers at the cart- and item-level
- Allow your customers to sign and add tips
- Send email or SMS receipts, or connect a printer for paper receipts
- Watch your business grow with free real-time reporting on your credit card processing using Phone Swipe Inside

To learn more about credit card processing with Phone Swipe, visit phoneswipe.com

## Key features

- Credit card processing
- Accept Visa, Mastercard, Amex, Discover, PayPal
- Secure and encrypted transactions
- Item management with photos and modifiers
- Stock tracking
- Discount offers
- Email/SMS/printer receipts
- Real-time reporting

## Recent user reviews (10 of 97)

All indexed reviews: https://appshunter.io/ios/app/phoneswipe-merchant-services/id405364611/reviews.md

### 3/5 — Most Recent Update doesn’t work properly

*2018-05-04, version 5.5.7*

Everything was good on this app until today’s update. Right after I manually charge the credit card, the app closes! I’m not able to fill in customer name and email recipients etc. I have to reopen the app and go in to type in the recipients email addresses but I can’t do the same for customer name.

### 3/5 — Update no longer shows customer name

*2018-02-18, version 5.5.2*

I really like this processor but now when I do a transaction the customer's name no longer shows up automatically, I have to input it if I want it.  My transactions show "unnamed customer."  Why the change?   

I did e-mail for customer support and also called.  They are not sure why this is happening and could not find a solution. They suggested that I leave a review on this forum.

### 5/5 — REVIVE

*2017-08-02, version 5.3.2*

Great app!

### 5/5 — Great App

*2017-07-31, version 5.3.2*

Easy to use...Great App

### 4/5 — Swipe feature

*2017-07-22, version 5.3.2*

With a pick up and delivery type business Swipe makes it extremely flexible for my customers. I would like to see a chip reader that can be used in the same convenient manner. Sometimes I have to manually put in the customers info when it won't read the strip. The swipe feature encompasses about 35% of my payments and the fees are reasonable

### 5/5 — Phone Swipe credit card app number one

*2017-07-12, version 5.3.1*

I have utilized is this app for 10 years and never had a problem with processing or payment, if you are doing any type of business with credit cards this is the only app to use

### 1/5 — Don't give them your info!!

*2017-06-24, version 5.3*

This company will not close my account and I have paid several unclear invoices, made several phone calls and have returned hardware only to continue to be harassed. Beware of this company.

### 5/5 — Love it

*2017-06-20, version 5.2.2*

It's good

### 5/5 — Great customer service

*2017-04-21, version 5.1.2*

Great customer service

### 5/5 — President

*2017-03-17, version 5.0.6*

Very handy work great 👍

## Frequently asked questions about PhoneSwipe

### What does PhoneSwipe do?

PhoneSwipe transforms your iPhone or iPad into a credit card reader. It allows businesses to accept various credit card payments and PayPal directly from their mobile device. The app provides features for managing inventory, applying discounts, and tracking sales.

### What are the key features of PhoneSwipe?

Key features include secure credit card processing, the ability to accept Visa, Mastercard, American Express, Discover, and PayPal. Users can add items with photos and modifiers, track stock, offer discounts, send receipts via email or SMS, and access real-time sales reports.

### How much does PhoneSwipe cost?

The PhoneSwipe app itself is free to download. The service requires signing up for a merchant account, with pay-as-you-go and custom pricing options available. Specific transaction fees are not detailed in the description but are part of the merchant account agreement.

### Is PhoneSwipe compatible with my device?

The app is designed to work with iPhones and iPads. It also supports compatible Bluetooth barcode scanners for scanning item barcodes. Specific iOS version compatibility is not mentioned but is generally expected to be recent versions.

### Who is PhoneSwipe for?

This app is ideal for small businesses, mobile vendors, and entrepreneurs who need a convenient and secure way to accept credit card payments on the go. It provides the functionality of a traditional merchant account in a mobile-friendly format.

## Version history (last 5 releases)

### 5.6 — 2018-05-09

This app has been updated by Apple to display the Apple Watch app icon.

We’re moving!
In an effort to streamline our payments platform, provide you with the highest possible level of service, and offer you the latest in payments acceptance software, we are switching Phone Swipe accounts to PayAnywhere accounts.
To continue accepting payments, download the PayAnywhere app and uninstall the Phone Swipe app.
Use your same login credentials to sign into the PayAnywhere app and PayAnywhere Inside. All of your app settings and information on Phone Swipe will transfer to PayAnywhere.
Email feedback@payanywhere.com or visit payanywhere.com if you need help!

### 5.5.7 — 2018-05-03

We routinely update the app for general bug fixes and improvements. For optimal performance, keep your app updated to the latest version. Please email any comments or suggestions to feedback@phoneswipe.com

### 5.5.5 — 2018-03-26

What’s New in 5.5.5 (Phoneswipe)
- Tap the “Connect Card Reader” button if you need help connecting your Bluetooth payment device to the app.
- Reference the animated gifs on the Checkout screen to see how to accept payments using your credit card reader.

We routinely update the app for general bug fixes and improvements. For optimal performance, keep your app updated to the latest version. Please email any comments or suggestions to feedback@ phoneswipe.com

### 5.5.3 — 2018-02-23

We routinely update the app for general bug fixes and improvements. For optimal performance, keep your app updated to the latest version. Please email any comments or suggestions to feedback@phoneswipe.com

### 5.5.2 — 2018-02-13

Fixed an issue with receipt settings. Adjust your receipt preferences in Settings > Receipt Settings > Share Receipt.

We routinely update the app for general bug fixes and improvements. For optimal performance, keep your app updated to the latest version. Please email any comments or suggestions to feedback@phoneswipe.com

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## More apps by North American Bancard, Inc.

- [Payanywhere: Point of Sale POS](https://appshunter.io/ios/app/payanywhere-point-of-sale-pos/id404066296)
- [Payments Hub: Business Manager](https://appshunter.io/ios/app/payments-hub-business-manager/id1480713549)
- [Sales Partner Hub](https://appshunter.io/ios/app/sales-partner-hub/id1482286001)
- [North POS](https://appshunter.io/ios/app/north-pos/id6479910171)

All apps by North American Bancard, Inc.: https://appshunter.io/developer/404066305

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-17.*
