# Picatinny FCU — user reviews

> 44 indexed App Store user reviews of Picatinny FCU by Picatinny Federal Credit Union, rated 3.90/5 from 11 ratings.

- Source: https://appshunter.io/ios/app/picatinny-fcu/id573575045/reviews
- App overview in markdown: https://appshunter.io/ios/app/picatinny-fcu/id573575045.md
- Rating breakdown: 5★ 8 · 4★ 0 · 3★ 0 · 2★ 0 · 1★ 3

## What do users think of Picatinny FCU?

Overall sentiment: negative

**Pros**

- 👍 Quick and easy account transfers
- 👍 Simple and easy to use app
- 👍 Pleased with PFCU accounts

**Cons**

- 🐛 Slow, ugly, and hard to navigate
- 🐛 Frequent login issues and app crashes
- 🐛 Outdated and dated user interface
- 🐛 Sluggish performance and long load times
- 🐛 Inconsistent functionality across updates

**Commonly reported bugs**

- Login credentials and Face ID wiped out after updates
- Certain screens/functions not loading properly
- Frequent account lockouts and inability to access funds
- Incompatibility issues with newer iOS versions

**Most requested features**

- Improve mobile banking website compatibility
- Implement Face ID/Touch ID support
- Add ability to view pending transactions
- Streamline login and balance checking process

## Newest reviews (10 of 44)

### 4/5 — Billability of bank data.

*2026-04-23*

He used to be able to get almost a years accounting of expenditures and deposits, etc. Now we barely get a month. There’s no way to go back and print out a check or see what has been spent in the past without going over to our statements. When you get to the statement again, you can’t look at the check. I don’t understand why you you did away with that database. It was extremely useful.

### 2/5 — So dated

*2025-02-18*

PFCU Mobile app is something straight out of 2002. The look and feel of the app is profoundly passé. The way that transfers and deposits are listed, for me at least, is confusing as well. Hopefully they update their mobile app soon. I would prefer to use Chase Bank or TD because their banking apps are more up-to-date and easier to use.

### 2/5 — Need to stop sending verification for every little thing we do on the app

*2024-08-20*

Still need to get the corks out

### 2/5 — Bad

*2023-11-17*

This app is terrible. The credit union is great. I can never sign in during the early morning. Always gives me errors

### 2/5 — App Hardly Works

*2023-08-01*

So many issues with logging in - it always prompts me to call a phone number when I’ve entered my information for assistance. (The information is correct because I can log in in a browser, just not the app.)

### 1/5 — Awful layout and app development

*2023-05-28, version 20.3.1*

There are numerous issues wrong with the current version of the app that never seem to get fixed. Whenever you login there’s a90% chance it won’t even let you sign in and you’ll get an error code. On the slim chance are ARE able to sign in the load times are excruciatingly difficult. Not to mention the help number that is provided leads to a pharmacy of some sort asking if you need to refill your prescriptions. Whenever you try to transfer any funds to your savings or checking (or vise versa) you’re given a white blank screen. App needs total reform from paid developers and not someone told on a whim to make a banking app.

### 1/5 — It’s okay

*2022-09-14, version 20.3.1*

The credit union is great. The app is garbage

### 1/5 — New App

*2020-11-21, version 20.2.1*

New App doesn’t work. Doesn’t let you login

### 1/5 — Fee

*2020-07-01, version 20.1.20*

I noticed there was a$5 fee from my saving. I don’t know why.

### 2/5 — Sudden issues with the app

*2019-04-09*

This app has been working fine for years and recently (last 3-4 days) it’s been having issues showing I have no network connectivity, repeatedly. Sometimes it works when I shut down the app and go back in. Others will let me get to the page I need and then show the error. Today I tried to delete the app and downloaded again with no change. 
I hope someone fixes it soon as I use the app daily.

## Most critical reviews (10 lowest-rated)

### 1/5 — Worse update

*2026-08-05*

I lost my account totally unable to log in or to make a new account

### 1/5 — 👎🏿

*2025-12-25, version 23.2.7*

Terrible app

### 1/5 — As if a bunch of vibe coders tried to create an app

*2025-12-01*

Slow ugly hard to navigate poor experience all around

### 1/5 — On-line banking needs help.

*2025-10-01*

Several years ago some type of change was made to the PFCU website that resulted in me not being able to view any portion of the on-line banking unless my iPad is turned sideways. It was and is inconvenient but ideal with it. 

A day or two ago I could not access and still can not access the bill pay section of the on-line banking on my iPad as it displays a blank page. Noteworthy is the fact that all of the other sections of the on-line banking are still accessible including making a transfer, cards, account summaries, etc. 

Very disappointed. 

Sincerely,

Daniel Flaherty

### 1/5 — Awful

*2025-08-21*

Every update wipes out my login credentials and Face ID

### 1/5 — App Rarely Works

*2025-04-04*

I’m sorry but regardless how well they can be, this app is the absolute worst. It only intermittently works. Majority of the time I get an error, and then again, and again, when I try to log in. No, I’m not typing the wrong password. 

It’s frustrating when I just want to check my balance or see charges, but I can’t because the app doesn’t want to work. Please fix it. Please!

### 1/5 — Unusable

*2024-11-20*

Ever since PCFU switched from user ID # to user names, this app has been horrendous. Terrible to navigate and extremely sluggish. The credit union is great everywhere else except this app.

### 1/5 — Way too slow

*2024-09-29*

This app is way too slow, it takes about 20 seconds to go from one function to another. Otherwise it works fine.

### 1/5 — Horrible New Platform

*2024-09-21*

Was working fine. Had to try to fix what was not broken. Minutes between each screen. Icons don’t work. Freezes. This is the worst “upgrade” I’ve ever seen. Asked several times to please fix or revert back. Got “we are aware sometimes it might be a little slow”. Been like this for a month. Why not just fire the vendor or reinstall the previous edition? About to change banks after 20 years.

### 1/5 — Screens are not loading

*2024-09-14*

Other screens are taking forever. And it’s not my service. Happens on 5G and on home WiFi. Like the old version better.

## Most praised reviews (10 highest-rated)

### 5/5 — Love the new online banking!

*2026-08-03*

So easy to use!

### 5/5 — External check deposit

*2026-07-15*

Now that I know of it, it’s the best, timesaving way to bank… thanks for having this banking feature at Picatinny.

### 5/5 — Great service

*2026-06-12*

Better than any Bank I’ve ever used!

### 5/5 — Account Transfer

*2025-12-02*

Quick and Easy

### 5/5 — Pfcu

*2025-11-24*

Very pleased with my PFCU accounts!

### 5/5 — PFCU Simple

*2025-01-23*

Easy to use!

### 5/5 — Changed perfectly working app to this pile of * %^!

*2024-09-19*

Everything is so slow, nothing works. If this keeps up, I’ll be looking for a new bank!

### 5/5 — No need to change the site.  Not liking all the txt to Tx $

*2024-09-10*

Been locked out more times in last mth then the last 5 yrs

### 5/5 — Website stinks

*2024-09-04*

Have to login multiple times to get access to account; account gets locked frequently and cannot access funds. This website couldn’t be more screwed up if you tried. It is awful. So much so I am considering closing my account altogether. And I have been a member for over 40 years. Congratulations on your incompetence.

### 5/5 — Great staff

*2019-12-17, version 19.2.50*

Great bank !!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*
