# Pick Me! — Card Copilot

> Card Copilot (iPhone/iPad app by Zubair Muwwakil.)

- Source: https://appshunter.io/ios/app/pick-me/id6801966373 (this page in markdown: same URL + `.md`)
- Developer: [Zubair Muwwakil](https://appshunter.io/developer/1879669849)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 18.0 · 64 MB
- Languages: American English, Canadian French
- Released: 2026-09-03
- Data updated: 2026-09-16
- User reviews in markdown: https://appshunter.io/ios/app/pick-me/id6801966373/reviews.md

## What is Pick Me!?

Never guess which credit card to use again. PickMe is a privacy-first rewards copilot designed specifically for Canadian multi-card holders. 

Whether you're shopping at Costco, filling up on gas, dining out, or booking travel, PickMe calculates the exact reward value earned across every card in your wallet and shows you which one wins.

WHY CANADIAN CARDHOLDERS USE PICKME:

• Real-Time Recommendation: Compare earn rates, annual category caps, foreign exchange fees, and store network acceptance (Visa, Mastercard, Amex) in milliseconds.
• Tailored to Your Wallet: Works with Canada’s top cards—American Express Cobalt, Scotia Momentum Visa Infinite, Rogers Mastercard, TD Aeroplan, BMO, CIBC, Tangerine, and more.
• Transparent Arithmetic: See why a card was chosen, including the cash value, points valuation breakevens, and runner-up comparisons.
• Smart Acceptance & Cap Tracking: Automatically factors in network limitations (like Mastercard-only at Costco Canada) and prorates purchases when you near your issuer's category bonus caps.
• Ambient & On-Demand: Find nearby shops with a single tap, search manually anywhere in Canada, or enable ambient arrival alerts when visiting your favourite stores.

PRIVACY-FIRST DESIGN:
• No bank logins, passwords, or Plaid connections required.
• We never collect or store credit card numbers, CVVs, or expiry dates.
• Core recommendation and checkout tools work completely offline on your device.
• No ad networks, no data brokers, and no tracking.

Disclaimer: PickMe is an independent calculation tool and is not affiliated with, endorsed by, or sponsored by any bank or credit card issuer. All card names, trademarks, and logos are property of their respective owners. PickMe does not provide financial advice.


## Version history (last 3 releases)

### 2.2 — 2026-09-08

more analytical metrics 
next ver update to ambient alerts

### 2.1 — 2026-09-06

Onboarding screen and small backend improvements

### 2.0 — 2026-09-04

No release notes.

## More apps by Zubair Muwwakil

- [The Pickleball Social](https://appshunter.io/ios/app/the-pickleball-social/id6759585852)

All apps by Zubair Muwwakil: https://appshunter.io/developer/1879669849

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-16.*