# PickCard: Credit Card Tracker — Bills, due dates & reminders > Bills, due dates & reminders (iPhone/iPad app by Thilina Abeyrathna.) - Source: https://appshunter.io/ios/app/pickcard-credit-card-tracker/id6807846911 (this page in markdown: same URL + `.md`) - Developer: [Thilina Abeyrathna](https://appshunter.io/developer/6787019079) - Category: Finance - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 18.0 · 12 MB - Languages: American English - Released: 2026-10-28 - Data updated: 2026-10-30 ## What is PickCard? PickCard is a credit card bill and due date tracker that also tells you which card to use today. WHICH CARD TODAY? Enter each card's statement day and due date, and PickCard shows which card gives you the longest time to pay, reminds you before every bill, and keeps your spending in view. No bank login, no account, and nothing leaves your iPhone. BILLS AND SPENDING See upcoming statements, due dates, expected subscriptions and loan instalments in the calendar. Record purchases, payments and balances, review Activity and your recap, and track debit accounts and cash in hand. Balances are estimates based on the records you add; update them whenever you need to. CAPTURE ON YOUR TERMS Share a bank message with PickCard, pass messages through an automation you set up in Shortcuts, or add entries manually. Review captured entries and teach PickCard a message format. Message formats vary by bank and country; manual entry remains available. PickCard does not connect to your bank account or require a bank login. ON YOUR IPHONE Your cards, shared messages and financial records stay on your iPhone. Use the app lock to protect access, choose whether widgets show amounts, and export or erase your local data from Settings. Restoring an Apple purchase restores access, not your financial records on another device. 14 DAYS FREE, THEN ONE PAYMENT Start the free 14-day trial after setup to use every feature. It lasts 14 full days from the original Apple purchase date. No subscription, automatic renewal or automatic charge. You can choose the separate PickCard Lifetime purchase to unlock every feature with one payment; Apple shows your price before you buy. Family Sharing is not included. After the trial, your existing cards, loans, leases, balances and history stay readable. Adding or editing records, new message capture and full features require the one-time unlock. Balances remain estimates from saved records; new messages received through sharing or Shortcuts are not stored after expiry. Existing bill and statement reminders, Export, owner-confirmed Erase and app security remain available. Messages saved before expiry are kept. Restore purchases is available on the unlock screen and in Settings > PickCard Plus. Reinstalling or erasing local data does not restart the same Apple Account trial. ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | 14-day Trial | Free | one-time | | PickCard Lifetime | $4.99 | one-time | ## Is PickCard safe? Not enough ratings yet to assess PickCard. ## Is PickCard legit? PickCard: Credit Card Tracker has limited verification signals. The AppsHunter Legitimacy Score for PickCard is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 5 releases) ### 1.0.4 — 2026-10-29 PickCard is now available in more countries, and asks once, after a few days of use, whether you'd like to rate it. No other changes. ### 1.0.3 — 2026-10-28 Cents, like your bank. Balances and entries now show the exact amount, such as Rs 10,807.69. Prefer whole numbers? Turn off Settings > Show cents. Paste a bank message. Copy an SMS in Messages, then tap + in Activity and choose Paste. It works on every iOS version, including iOS 18, where Messages can't share a single message. Teach more bank messages: • Alerts that show only the last two digits of your account • Alerts that print the time before the date • Deposits whose reference changes, like interest and salary. Tap the reference while teaching, and each entry is named after it. • Salary credits that give only a time Settings save as you change them. Credit reserve and Month starts on no longer need a Save button. Fixes: Activity follows Month starts on when you set it back to the 1st, and entries you add by hand take the current time. ### 1.0.2 — 2026-10-24 • Back up and restore. Settings → Restore from a backup puts an export back, on this iPhone or a new one. Nothing is sent anywhere: the file is read on your phone. • Your month, your way. Settings → Month starts on lets your month run from payday to payday, in Activity, the recap and the tab bar. The calendar and your statement cycles keep their own dates. • The latest balance wins. When two bank messages from the same day state a balance, PickCard now shows the later one. Known message formats also tells you when a format was taught without its balance. • Change the date of anything you added by hand, right from the entry. • Entries you add by hand get their category straight away, and medicine purchases go under Health. • The Cards tab always opens on your wallet. • Smaller fixes, including the month labels on the setup timeline. ### 1.0.1 — 2026-10-22 - Improved SMS importing for HNB credit card payments and Sampath card purchases. - Improved date handling and validation when importing transactions. - Reduced startup waiting time when reopening the app. - Added an optional in-app prompt when a newer version is available on the App Store. ### 1.0.0 — 2026-10-22 No release notes. ## More apps by Thilina Abeyrathna - [Patternwise: Track symptoms](https://appshunter.io/ios/app/patternwise-track-symptoms/id6787019077) - [SweetRegret: Treat Tracker](https://appshunter.io/ios/app/sweetregret-treat-tracker/id6787955860) All apps by Thilina Abeyrathna: https://appshunter.io/developer/6787019079 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-30.*