# Picnic: Global Account — Global card and dollar account > Global digital dollar account for international spending, payments, and savings. (iPhone/iPad app by DeFiBasket Labs Inc..) - Source: https://appshunter.io/ios/app/picnic-global-account/id6748647107 (this page in markdown: same URL + `.md`) - Developer: [DeFiBasket Labs Inc.](https://appshunter.io/developer/1826793135) - Category: Finance, Lifestyle - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 15.1 · 79 MB - Languages: American English - Released: 2026-06-29 - Data updated: 2026-08-30 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/picnic-global-account/id6748647107/reviews.md ## What is Picnic? Buy USD with zero fees and use it worldwide. More than 60,000 Brazilians use the app to save in digital dollars (USDC), travel, receive international payments, and pay bills in Brazil. All in one app, with complete transparency in every transaction. Save in digital dollars. Pay in any currency. You stay in control. We stay transparent. Your Global Account - Keep your balance in digital dollars (USDC), always available - Spend anywhere in the world with your Visa card - No currency conversion spread on USD purchases - Visa exchange rates for other currencies, historically around 0.3% - Zero Picnic fees on the market exchange rate - Every cost is shown before you confirm Visa Card - Accepted in over 180 countries - Online and in-store payments - No annual fee - Free physical card - Apple Pay and Google Pay - Virtual cards for safer online purchases - No IOF tax on eligible card purchases Protected Vault - Earn daily yield on your digital dollars - An additional protection layer at no extra cost - Protection provided through Nexus Mutual and OpenCover protocols - Full transparency about where your funds are allocated International Account - Receive international payments via Wire and ACH - Send funds to international accounts - Fees are always displayed before you confirm Pay Bills in Brazil - Pay any Pix QR Code or Pix Copy & Paste directly from your digital dollar balance - Automatic conversion at the time of payment, with no need to convert to Brazilian reais first - Transparent pricing for every transaction Everything in One App - Track your balance and spending in real time - Instant notifications for every transaction - Add funds via Pix, ACH, Wire, digital dollars, or crypto assets - Complete transaction history You're in Control - Only you can move your money - Not even Picnic can move your funds on your behalf - Every fee is displayed before confirmation - Transactions are verifiable on the blockchain Global Infrastructure - Built on infrastructure provided by Visa, Gnosis Pay, Circle, Monavate, Avenia, Noah, Monerium, Pix, Nexus Mutual, and OpenCover to deliver a global financial experience powered by digital dollars. Perfect for people who want to: - Travel without relying on multiple bank accounts - Receive international payments - Pay bills in Brazil using digital dollars - Diversify part of their savings into digital dollars - Use a simple, transparent global account while staying in control of their money Picnic is a global account powered by digital dollars, built on modern financial infrastructure and blockchain technology to give Brazilians more freedom and control. It's not a bank. It's a new way to use money around the world. Download the app and start using your global account today. ## Key features - Global spending with Visa card - Receive international payments - Pay bills in Brazil - Save in digital dollars (USDC) - Earn daily yield on balance - Transparent fees ## Frequently asked questions about Picnic ### Does Picnic have ads? Yes, Picnic contains advertisements. This is common for free financial applications that offer extensive services without direct user fees. ### What is the security like for Picnic? Picnic emphasizes security with features like virtual cards for online purchases and protection through Nexus Mutual and OpenCover protocols. Transactions are also verifiable on the blockchain. ### What are the fees for using Picnic? Picnic aims for transparency, showing every cost before confirmation. There are zero Picnic fees on the market exchange rate for USD purchases, and Visa exchange rates apply for other currencies. ### Can I use Picnic for international payments? Yes, you can receive international payments via Wire and ACH, and send funds to international accounts. Fees are always displayed before you confirm any transaction. ### How does Picnic handle currency conversion? For USD purchases, there is no currency conversion spread. For other currencies, Visa exchange rates are used, which have historically been around 0.3%. ### What devices support Picnic? Picnic is available on iPhone and iPod devices. The app is designed to be accessible on these iOS platforms. ### How often is Picnic updated? The latest version of Picnic is 1.14.0, last updated on August 27, 2026. This indicates a relatively frequent update schedule to maintain and improve the application. ### Is Picnic a bank? No, Picnic is not a bank. It is described as a global account powered by digital dollars, built on modern financial infrastructure and blockchain technology. ## Version history (last 5 releases) ### 1.14.0 — 2026-08-27 Performance and stability improvements for a smoother experience. ### 1.13.0 — 2026-08-06 Performance and stability improvements for a smoother experience. ### 1.12.0 — 2026-07-29 Performance and stability improvements for a smoother experience. ### 1.11.0 — 2026-07-25 Performance and stability improvements for a smoother experience. ### 1.10.0 — 2026-06-29 Performance and stability improvements for a smoother experience. ## Related topics [picnic](https://appshunter.io/ios/topics/picnic) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*