# Piere: Budget, Save, Plan — Self-driving money & AI chat

> Automated budgeting and savings app that moves money to achieve financial goals. (iPhone/iPad app by Univers Tech.)

- Source: https://appshunter.io/ios/app/piere-budget-save-plan/id6449256238 (this page in markdown: same URL + `.md`)
- Developer: [Univers Tech](https://appshunter.io/developer/1688392696)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 4.40/5 from 726 App Store ratings · 227 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 211 MB
- Languages: American English
- Released: 2023-09-06
- Data updated: 2026-08-28
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/piere-budget-save-plan/id6449256238/reviews.md

## What is Piere?

Let your money move you.

Welcome to the only personal finance app that features self-driving money. Piere does so much more than track your finances, it chats with you, learns your habits, then proactively grows your money—automatically. Our AI analyzes your goals and automatically transfers money between your accounts so your cash is always working its hardest to grow your savings, repay debt, and hit your milestones on autopilot.

Whether you want to build wealth, break the paycheck-to-paycheck cycle, or finally make progress on your goals, Piere makes growing your money completely effortless.

▶ Piere IQ: The First AI Agent That Acts for You
Sure, you could use some AI chat about where your money was yesterday, or you can tell Piere to maximize it for tomorrow. Manage all your personal financial management tools effortlessly through our intelligent in-app chat, Piere IQ. Don't want to manually crunch numbers? Just tell your agent, “Create a budget,” and watch it happen in seconds. Piere continuously learns about your finances and uncovers opportunities for growth, then makes those moves for you, serving as your proactive financial concierge.

▶ Core Financial Tools & Visibility
Take control of your entire financial life with a comprehensive suite of tools, all fully integrated and manageable through the AI chat:
• Net Worth Tracking: Get a powerful, real-time view of your complete financial footprint and watch your wealth grow.
• Secure Connections: Safely sync 99% of US bank accounts via our industry-leading partners, Plaid and MX.
• Subscription Management: Instantly search for, track, and manage your recurring bills and subscriptions directly in the chat.
• Two-Tap Budgeting: Personalized budgets are created for you instantly, based upon your actual spending, goals, and income.
• Spending & Financial Reports: Generate detailed, real-time reports to see exactly where every dollar goes.
• Spending Trends: Monitor historical cashflow trends and compare them to today, to make smarter, more informed financial decisions.

▶ Self-Driving Money™ & Moves
Once you connect your accounts with Plaid, Piere’s AI goes to work. We proactively transfer money between your connected accounts to optimize your financial health—automatically and safely, while you live your best life.
• Pay off debt at just the right time
• Save more while you sleep
• Cover expenses while saving the rest
• Create roundups to save a few cents today that reach tomorrow's big goals

▶ Unmatched Safety & Trust
When it comes to automated money movement, security is our ultimate priority. We custom-built the guardrails for money transfer automation to give you total peace of mind.
• Bank-Level Security: Your data and funds are protected by enterprise-grade encryption.
• NFCC Partnered: We are proudly trusted by the National Foundation for Credit Counseling, the nation's largest financial non-profit organization serving over 3 million Americans annually.

▶ Moves: Your Customized Financial Roadmap
Piere sees your whole financial picture and builds a tailored plan to increase savings or move money to the optimal account. No more guessing the right financial roadmap, because Piere drives you there automatically.
• Personalized for your life and goals
• Adjusts to real-time income and spending
• Knows what to do next, then...just does it for you

*Roundups currently in testing, full rollout in Q2 2026.

TOS: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Automated budgeting
- Personalized financial roadmap (MyPlan™)
- Automatic money transfers (Moves)
- Debt payoff assistance
- Savings automation
- Complete financial visibility
- Custom spending reports

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Piere Platinum Monthly | $1.99 | per month |
| Piere Platinum Annual | $29.99 | per year |
| Piere Platinum with Moves | $29.99 | per year |
| Piere Platinum Financial Automation | $79.99 | per year |
| Piere Plus+ | $49.99 | per year |
| Piere Plus+ | $9.99 | per month |
| Piere Plus+ Annually | $59.99 | per year |
| Piere Plus+ Monthly | $9.99 | per month |
| Piere Plus+ Annually | $49.99 | per year |
| Piere Plus+ Annually | $59.99 | per year |
| Piere Plus+ Annually | $79.99 | per year |
| Piere Plus+ Monthly | $9.99 | per month |
| Piere Plus Annually | $79.99 | per year |
| Piere Plus+ Annually | $49.99 | per year |
| Piere Plus+ Annually | $79.99 | per year |
| Piere Plus+ Monthly | $9.99 | per month |


## What do users think of Piere?

Overall sentiment: positive

**Pros**

- 👍 Easy to use
- 🚀 Intuitive interface
- 💡 Helpful budgeting features
- 🔒 Secure data handling
- 🎨 Visually appealing design
- 💯 Great Mint replacement

**Cons**

- 🐛 Frequent account disconnections
- ⏱️ Slow account reconnection process
- 💰 Hidden subscription costs
- 🇨🇦 Limited support for Canadian users
- 🕸️ Lack of web/desktop version

**Commonly reported bugs**

- Inability to create transactions
- Incorrect transaction categorization
- Duplicated income/expense entries

**Most requested features**

- Multi-currency support
- Couple/family profiles
- Improved cash flow tracking
- Customizable budget categories
- Batch transaction editing

## Recent user reviews (10 of 227)

All indexed reviews: https://appshunter.io/ios/app/piere-budget-save-plan/id6449256238/reviews.md

### 3/5 — It’s ok for the price

*2026-08-19, version 6.1.4*

Transactions don’t update for a couple of days even though it shows “refreshed a few hours ago”. Other than that for the price (I’d they don’t hike), I would recommend it.

### 5/5 — Dependable, easy, innovative

*2026-08-14, version 6.1.4*

Piere is the most the dependable and easy-to-use budgeting platform I’ve ever experienced. They are constantly innovating and bringing new features and efficiencies to improve the platform and leverage new technology. This is my every day foundational budget app now.

### 5/5 — Great Resource

*2026-08-12, version 6.1.4*

After Mint shut down I wanted to find an alternative that would give me a similar or better alternative. I got in on the ground floor and haven’t regretted it. It’s easy to connect to institutions and easy to see what you’re doing. You can customize the home page to what you want/need to see. They are also constantly making it better.

### 3/5 — Updated review

*2026-08-10, version 6.1.1*

I mistakenly deleted my review. Reassessing the budget function after account reset and upgrade. And I will return.

### 1/5 — No customer service

*2026-08-10, version 6.1.1*

The app charged me for the platinum version though I had opted out of it. This company uses all AI. You can NEVER reach a real person. Terrible business model. Do not download. You will get overcharged.

### 5/5 — Awesome App

*2026-08-10, version 6.1.1*

When the Mint app stopped, I was searching for something very similar.  I then stumbled across Piere and love it!  Simple to use and has all the features that I was looking for.

### 5/5 — So helpful

*2026-08-09, version 6.1.1*

This app is so easy to if you have a bit of experience with AI and has really helped me save a little money for a rainy day.  Before Piere, I spent every penny, now I am held accountable and attribute that to the app.

### 5/5 — Best thing since Mint

*2026-08-08, version 6.1.1*

Been a day 1 user and love the direction this app is going. If you liked mint, this is your best option

### 5/5 — Everything else is a distant 2nd.

*2026-08-08, version 6.1.1*

Ever since “old” Mint went away, Piere is the best thing going.

### 5/5 — It’s an Awesome App!

*2026-08-08, version 6.1.1*

It works phenomenally and does exactly what I’d like it to plus some.

## Frequently asked questions about Piere

### What does Piere do?

Piere is a money app that automates your budget and savings. It analyzes your finances to create a personalized plan and automatically moves money between your connected accounts to help you reach your financial goals, such as increasing savings, paying off debt, or covering expenses.

### What are the key features of Piere?

Key features include MyPlan™, a customized financial roadmap that updates automatically, and Moves, an AI-powered automation that transfers money between accounts for savings, debt payoff, and expense coverage. It also offers complete financial visibility with reports and bill tracking.

### How much does Piere cost?

The app offers core features for free. Users can upgrade for additional functionality, with the cost described as being around the price of a Frappuccino®. Specific pricing details for upgrades are available within the app.

### What accounts can I connect to Piere?

The description mentions connecting your accounts in minutes, implying a range of financial institutions can be linked. It focuses on analyzing income, bills, debts, and spending habits from these connected accounts to build your financial plan.

### How does Piere help with saving money?

Piere helps you save money by automating the process. Its MyPlan™ feature identifies opportunities to increase savings, and the Moves feature automatically transfers funds to your savings accounts on schedule, helping you save more without active effort.

## Version history (last 5 releases)

### 6.2 — 2026-08-21

Do you know the value of a dollar? Know how your investment portfolio is doing? We've taken the guesswork out of answering both in our latest release:
- Select any connected account and set its currency to either USD or CAD
- Visit the new Investments page to view your growth, see your recent activity, and track your holdings

### 6.1.4 — 2026-08-11

Small bug fixes and performance enhancements.

### 6.1.1 — 2026-08-06

Moved banks? Paid off a loan? Now, mark your closed accounts in the Piere app to keep your net worth accurate, and your accounts list neat and tidy.
- Navigate to the Institutions page
- Tap on any account
- From the account details page, use the updated control options to mark your account as closed, and to set the final balance and closing date
- Migrate your Discover Card to Capital One
- Link your existing account to SSO (Google or Apple sign-in)

### 6.0.1 — 2026-07-30

- View your transaction edit history on the Transaction Details page
- Added new Budget settings for tracking $x / $x and $x over/under

### 6.0 — 2026-07-22

Our all-new Budget has just landed! Check out the changes:
- Set budgets by parent category, sub-category, or both
- Fully category management, including emoji customization
- Add planned expenses on the fly that keep your budget faithful
- Rollover budgeting is completely reimagined
- Choose what number to track: Left to Spend, Safe to Spend, Spent, or Leftover

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*