# Pig Money: Expense Tracker — AI expense tracker & budgets > AI expense tracker & budgets (iPhone/iPad app by Tinh Truong.) - Source: https://appshunter.io/ios/app/pig-money-expense-tracker/id6756267838 (this page in markdown: same URL + `.md`) - Developer: [Tinh Truong](https://appshunter.io/developer/1859648934) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 15.1 · 52 MB - Languages: American English, Vietnamese - Released: 2026-03-18 - Data updated: 2026-08-25 - User reviews in markdown: https://appshunter.io/ios/app/pig-money-expense-tracker/id6756267838/reviews.md ## What is Pig Money? Pig Money: Smart expense tracker with easy group bill splitting Pig Money is a personal finance app with a clean, minimal interface that lets you log income and expenses in seconds and understand your cash flow. It works fully offline and syncs securely across your devices once you're online. KEY FEATURES AI Entry: Log transactions instantly in plain language (e.g. "Breakfast 50k", "Gas 200k by card"). Includes automatic receipt scanning and voice input. AI Finance Assistant: Ask anything about your money — "Where did I spend the most this month?". The assistant analyses your own in-app data and gives concrete advice. Fast Manual Entry: Keypad doubles as a calculator, tag people to a transaction, and search entries by note or amount. Recurring Entries: Set up repeating income and expenses such as rent, salary or subscriptions. The app logs them when due. Shared Ledgers: Create separate ledgers for yourself, family or a business. Invite others with three permission levels: Owner, Read & Edit, Read only. Multi-Wallet & Multi-Currency: Manage cash, bank accounts, e-wallets, credit cards and savings in one place, with automatic conversion between currencies. Savings Accounts: Track term and non-term savings, allow early withdrawal, and compute the interest you actually receive. Income Sources: Track salary, savings interest and money lent out to see where income comes from. Debt Tracking: Keep loans and borrowings organised per person, with multi-currency support. Trip Expenses & Bill Splitting: Split group bills evenly, by ratio or by exact amount. Get the optimal settlement suggestion and record the cash flow into your wallet. Flexible Budgets: Set limits per category or overall. Rollover budgets carry the surplus or shortfall into the next period, with alerts when you go over. Clear Reports: Cash-flow charts over time, breakdowns by category and person, plus a monthly calendar. Finance Toolkit: Tax estimator, investment portfolio (gold, stocks, crypto), subscription manager, price comparison and exchange-rate lookup. Widgets & Apple Watch: See your balance and monthly totals on the home screen, tap to log an entry. On Apple Watch, say the amount and the expense is logged. App Lock & Data Export: Protect your books with a PIN or Face ID/Touch ID. Export all your data to JSON, Excel or CSV whenever you want. PIG MONEY PREMIUM Upgrade to remove ads and unlock every advanced feature: Monthly and Yearly Plans (Auto-Renewable Subscription): billed monthly or yearly, renews automatically. Lifetime Plan (One-time Purchase): pay once, yours forever. (Prices are shown in the app before purchase and may vary by region.) Auto-Renewable Subscription Terms (Monthly, Yearly): Payment is charged to your Apple ID account upon purchase confirmation. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period; the renewal charge occurs within 24 hours before that point. You can manage your subscription and turn off auto-renew in your Apple ID account settings after purchase. Any unused portion of a free trial, if offered, is forfeited when you buy a subscription. PRIVACY & SECURITY About the AI features: To parse transactions from receipt images, voice or text, and to let the Finance Assistant answer questions, Pig Money sends the necessary data to a reputable third-party AI service over a secure connection. The Assistant only sends a summary of your figures (period totals, trends, category groups and people), never your full transaction history. This data is used only for immediate analysis and is not stored long term on AI servers. Our commitment: Pig Money never sells your data or shares it with anyone for advertising. Supports Light/Dark Mode. LEGAL & SUPPORT Privacy Policy: https://pigmoney.pages.dev/privacy Pig Money Terms of Service: https://pigmoney.pages.dev/privacy#terms Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Pigmoney Premium hàng năm | $6.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Pigmoney Premium vĩnh viễn | $14.99 | one-time | ## Version history (last 5 releases) ### 1.1.7 — 2026-08-17 WIDGETS ON YOUR HOME SCREEN A new widget shows your balance and this month's income and spending without opening the app. The numbers refresh after every entry you make, and amounts are converted into your ledger's currency if you keep wallets in more than one. Tap the widget to jump straight where you need: quick entry, AI entry, or the overview. PIG MONEY ON APPLE WATCH Log an expense from your wrist without reaching for your phone. Say the amount and what it was for, and the app works out the details and saves it to your wallet. Your watch also shows your balance and how this month's budget is going. MONTHLY PREMIUM PLAN Alongside the Yearly and Lifetime plans, there is now a Monthly one for anyone who wants longer to decide. The upgrade screen shows the plan that fits what you are trying to do, along with your trial period if you qualify for one. SHARED LEDGERS WHEN PREMIUM ENDS If the ledger owner's Premium expires, every ledger beyond the first becomes read-only: your data stays exactly where it is and remains fully visible, only adding and editing pauses. The app explains why right on the screen instead of quietly hiding the buttons. A QUICKER FIRST LAUNCH New users now see a short introduction and go straight into the app, with no currency to pick beforehand. Your first ledger is created for you based on your device region, and you can change it any time in the ledger settings. FIXES Widget figures now match the app after you edit or delete a transaction. The upgrade screen shows the right state for anyone who redeemed Premium days with coins. ### 1.1.6 — 2026-07-30 COINS AND INVITE FRIENDS A friend installs Pig Money and enters your referral code, and you both get coins. Spend them on days of Premium or extra AI bill scans. Open My coins and Invite friends at the top of the Utilities screen. The coins screen shows your balance, the reward list and your full coin history, no longer capped at the last 20 entries. ONE-TIME CONSENT BEFORE THE AI FEATURES The first time you use AI entry, bill scanning or the Finance assistant, the app asks for your consent once and spells out what data is sent, who receives it and what it is used for. A link opens the matching section of the Privacy Policy directly. SEND FEEDBACK FROM INSIDE THE APP A new Feedback item in the left menu lets you tell us what Pig Money should improve. We read every message. ACCURATE PREMIUM EXPIRY Your Premium expiry now includes the bonus days redeemed with coins, instead of showing a shorter date than the real one. Before you redeem Premium days, the confirmation tells you the new expiry you will end up with. FIXES Fixed content being covered at the top of the AI screens on iOS 26. The yearly plan card no longer shows its price twice. Deleting a ledger now shows a progress state instead of looking stuck. ### 1.1.5 — 2026-07-28 AI FINANCE ASSISTANT Ask anything about your money: "Where did I spend the most this month?", "Is my spending up or down versus last month?", "How can I save more?". The assistant analyses your own in-app figures and answers with concrete numbers and suggested next steps. Open it from the card just below Total Balance on the Overview screen. SUGGESTED QUESTIONS Not sure what to ask? Tap Ideas to pick from a list of common questions, grouped into Overview, Spending, Income and Advice. ANALYSE EVERYTHING WORTH NOTING The Analyse all button in the Worth noting section sends every current alert to the assistant and returns one combined analysis instead of reviewing each item separately. RENAMED: AI ENTRY The AI logging feature, previously called AI Assistant, is now AI entry so it is not confused with the Finance Assistant. Nothing about how it works has changed. INTERFACE The input bar on the AI screens has been redesigned: tidier, easier to reach, with an indicator while the assistant is replying. Assistant answers now support full formatting and let you select any part of the text to copy. Consistent type sizes across the summary cards on Overview, History, Budgets, Savings and Trips. The Total Balance card now shows shortened figures, so they are easier to read. Debt interest is displayed more compactly. FIXES Fixed selecting and copying text inside assistant answers. Fixed the bottom spacing of picker sheets when scrolled to the end of a list. ### 1.1.4 — 2026-07-14 Version 1.1.4 focuses on multi-currency support, reporting, and a smoother experience. Per-ledger currency - Change a ledger's currency right from its Settings. - Savings and foreign-currency wallets now show their own original currency. Income & reports - Attach an income source to each income transaction. - New "unplanned income only" filter in the income & expense report. - Tap a transaction in the report to edit it quickly. - Clearer navigation and wording across report cards. Debts - Interest is now shown more clearly, even when none has accrued yet. Performance & fixes - Smoother transaction list with less jank. - Fixed month picker button jitter in transaction history. - Refined the closing animation of filter dialogs. ### 1.1.3 — 2026-06-30 More accurate savings interest calculations based on start date, maturity date, and interest year days. Clearer display of expected interest, interest tax, and total amount at maturity. Improved settlement flow with a preview of principal, interest, tax, and total received before choosing the receiving wallet. Savings interest is now shown more accurately in income sources. Refined the add/edit savings form for easier input. Minor bug fixes and stability improvements. ## Apps similar to Pig Money | App | Rating | Price | Category | | --- | --- | --- | --- | | [Sổ Tay Gia Đình](https://appshunter.io/ios/app/so-tay-gia-inh/id6755727046) | — | Free | Finance | | [Sổ Gạo](https://appshunter.io/ios/app/so-gao/id6759653765) | — | Free | Finance | | [Sổ Chi Tiêu - Quản Lí Thu Chi](https://appshunter.io/ios/app/so-chi-tieu-quan-li-thu-chi/id6774966607) | — | Free | Finance | | [Sổ chi tiêu: Quản lý tài chính](https://appshunter.io/ios/app/so-chi-tieu-quan-ly-tai-chinh/id6532605587) | — | Free | Finance | | [MoneyLoop: Spend Smartly](https://appshunter.io/ios/app/moneyloop-spend-smartly/id6759800059) | — | Free | Finance | | [Monea - Theo dõi thu chi](https://appshunter.io/ios/app/monea-theo-doi-thu-chi/id6746146587) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*