# Piggy: Budget & Track Money — Track Spending & Save Money > Personal finance app for budgeting, debt payoff, and savings goal tracking. (iPhone/iPad app by TD Studios, LLC.) - Source: https://appshunter.io/ios/app/piggy-budget-and-track-money/id6760369387 (this page in markdown: same URL + `.md`) - Developer: [TD Studios, LLC](https://appshunter.io/developer/1875583205) - Category: Finance, Productivity - Price: Free - Rating: 4.64/5 from 11 App Store ratings · 9 written reviews indexed - Age rating: 4+ - Requires: iOS 18.6 · 18 MB - Languages: English - Released: 2026-03-17 - Data updated: 2026-06-10 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/piggy-budget-and-track-money/id6760369387/reviews.md ## What is Piggy? Know your numbers. Keep more of your money. Piggy started with a spreadsheet. We budgeted that way for years because nothing else gave us the same control, but we got tired of broken formulas, clunky mobile editing, and rebuilding the same tabs every month. So we built the app we actually wanted: the structure and precision of a great spreadsheet, with automatic transaction sync, categorization that learns from you, and budgets that adapt as you spend. The result is simple. You always know exactly where you stand, on any day of the month, and make every dollar count. Getting started is simple. Pick the categories you actually use, set a budget for each, and log transactions by hand. Upgrade to Piggy Plus whenever you're ready to connect your bank, auto-sync transactions, and let Rules learn your preferences with every edit to make every dollar work for you. Track everything in one place - Every balance, transaction, and trend in one clean view, whether you add accounts by hand or sync them with Piggy Plus. - Watch your net worth climb over time on a single graph. - Accounts grouped by institution, with credit cards and loans in red so liabilities feel like liabilities. - Search any transaction by merchant, category, account, or amount. Budget like a better spreadsheet - Set a monthly income target and an envelope budget for every category, with income on top and expenses below. - The Budget Pace chart shows whether you're on track right now, not just at month-end. - The Activity column glows the moment you cross a limit. - Name and style every category with any emoji you like. Hit your goals, get rid of debt - Set a savings goal and Piggy calculates exactly how much to set aside each month. - Choose snowball or avalanche for debt, and watch your debt-free date appear on a projection that updates as you pay down. - With Piggy Plus, link a credit card to a debt goal and the balance updates itself with every sync. Never miss a subscription or bill - Piggy scans your synced transactions for repeating charges and pulls every subscription, rent, and utility bill into one monthly view. - Confirm a detected bill with one tap, and get a heads-up three days before each one is due. Rules that learn you - Categorize a transaction once and Piggy remembers that merchant forever. - The next Starbucks lands in Dining automatically. Review, edit, and clear every rule in one place. - Piggy gets quietly smarter the longer you use it. See where it all went - Spending broken down by category, merchant, month, and week. Income, expenses, savings rate, and net flow, all in one view. Budget Pals - Share one budget with your partner. Inviting a pal needs Piggy Plus, and joining is always free. - Sign in separately and see the same numbers, goals, and transactions. - Built for the conversation, not for sharing credentials. Widgets Track your categories, net worth, account balances, and budget pace right from your Home Screen and Lock Screen. Built for every Apple device Native on iPhone, iPad, and Apple Watch at no extra cost, with sidebar navigation and multi-column layouts on iPad. Light mode, dark mode, and multi-currency support included. A membership with you in mind Piggy Plus comes as a one-time Lifetime purchase or a recurring Annual or Monthly plan. Every paying member gets full access to every feature we ship going forward, with new features shaped by real member feedback. No ads, ever Piggy isn't supported by advertisers. We don't sell financial products, surface third-party offers, or interrupt your time in the app. Private and secure Piggy connects to your bank through Plaid, the same provider trusted by Venmo, Robinhood, and Chime. Your bank credentials never touch our servers, and we will never sell your personal or financial information. Privacy Policy: https://www.piggybudget.app/privacy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Monthly budget dashboard - Custom spending categories - Debt payoff tracking - Savings goal planning - Automatic bank account syncing - Shared family budgets - Spending insights and trends ## Recent user reviews (9 of 9) All indexed reviews: https://appshunter.io/ios/app/piggy-budget-and-track-money/id6760369387/reviews.md ### 5/5 — This app saved my Marriage *2026-05-18* Simply put, this app helped me find the spark in my marriage again. My wife and I have a lot in common, including the fact that we both don’t trust each other’s spending habits. She doesn’t like how I use our funds on my Lego obsession, I don’t like how she visits Starbucks every morning. The biggest time waster is over our disagreements of whose obsession is costing us more? She argues my monthly lego purchase is much more than her daily Venti whatever the heck caffeine choice of the day is. We decided to settle the debate and find a budgeting app where we could track our spending, with an app that directly pulled our credit card transactions to settle the debate once and for all. Not that it matters, but turns out I was right; no surprise there that her caffeine fix to “quiet the morning demons” was racking up at least double my monthly lego purchase. Thankfully the proof was in the pudding, or in this case, the Proof was in Piggy. With the easy to use interface and insightful budgeting tools, we were able to see all of our spending clear as day. We also were able to set financial goals and suggest monthly spending limits for our Lego and Coffee consumption. Less time fighting has allowed us more quality time together. And you know what, I’m man enough to admit that a do enjoy a tasty Starbucks treat now and again now that I know we’re both staying within our spending limits thanks to Piggy! This developing team has saved my life two-fold now thanks to Piggy and also their other project “Routine”. Check that out if you need a good calendar/daily planner app. ### 5/5 — I love it! *2026-05-18* Really love this budgeting app, has everything I need. Cute Piggy too lol and love I can budget so easily on one screen, that I can see my overview, the widgets are very useful, love the savings goals stuff, and the trends area made me see how much I spend on my shopping haha. I also don’t feel like I’m scrambling or going into random places. Everything is right in front of you, ready. ### 5/5 — Wow *2026-05-18* I’m pretty blown away. I think this is a new app, and I wanted to give it a try and I made the best decision to do that. Seriously every single area is very intentional and well thought out. This doesn’t feel like a major budgeting app that does the same thing as everyone else. This is actually real and is helping me actually save. Stoked for the continued features and updates!! ### 5/5 — changed my life and finances *2026-05-18* i have like 18k in debt across 4 cards and a car loan and never really had a plan for it though i really want to get out of it. i just pay the minimums currently. opened this app and the goals tab actually showed me a date i could be debt free if i stuck with the snowball method and i love the fact i can see each debt when it’s done, love the visual. seeing the chart with my debts as little icons sliding down the line was honestly motivating in a way no other app has been for me. tried the avalanche toggle too to compare. ive never seen another app show debt payoff like this! nice work, i’m so grateful!!! also the budgeting aspect makes me feel like i’m in complete control and can customize everything too. ### 5/5 — Best and most AFFORDABLE budget tracker on the App Store *2026-04-13* Dude every budget app charges a fortune for their premium, this one, with all the features, is hands down so much better and worth the price. It’s so simple, the debt payoff is incredible and powerful, and I feel like I can really track my spending better. It’s a new approach, but way more streamlined. Nice work! ### 5/5 — Awesome *2026-03-26* So much better than all the other budgeting apps and has much more I love this **Developer response:** Haha, love this! Thank you! That's definitely a goal, and we are grateful that Piggy is working so well for you. Let us know if there is any features you want to see in the future! ### 1/5 — app review *2026-03-22* you have to upgrade to use most stuff. You can’t even make a bill re occur so that was annoying. Don’t recommend! **Developer response:** Hey Kenzi! Please update your app to Version 1.2, we think you’ll be much happier with the access you have and feature updates. Thank you very much for your feedback! ### 5/5 — The Better EveryDollar App *2026-03-21* I’ve tried a lot of budgeting apps, including EveryDollar, and this one is hands down better. It’s way more intuitive and easier to use right from the start—no steep learning curve or complicated setup. What really stands out is how simple it makes tracking spending and staying on budget. Everything feels streamlined and actually helps you stay consistent, instead of making budgeting feel like a chore. Apps like this work best when they’re easy to stick with, and this one nails that with a clean design and clear insights. Many top budgeting tools emphasize simplicity and visibility, but they often come with higher costs or complexity . On top of that, it’s more affordable, which makes it an easy choice if you don’t want to overpay just to manage your money. You’re getting all the core features you need—budgeting, tracking, and debt payoff—without the extra cost. If you’re looking for a budgeting app that’s simple, effective, and actually enjoyable to use, this is the one to go with. **Developer response:** Wow, a better EveryDollar, we are blown away with this response. Thank you very much for these words! This is exactly what we set out to do, to redefine how you budget your finances. To strip out complexity, annoyance, and having your budget feel like homework. We are so grateful for this response Chad, let us know if there is anything else we should add or any feedback you have! ### 5/5 — So lit *2026-03-21* Such a good app for tracking expenses **Developer response:** We agree, Piggy is very lit! Grateful you are able to track your expenses with ease. Let us know if there is anything else you want to see! ## Frequently asked questions about Piggy ### What is Flow's main purpose? Flow is designed to help users manage their personal finances by providing tools for budgeting, tracking spending, setting savings goals, and planning debt payoff strategies. It aims to simplify financial management for individuals and families. ### Can I link my bank accounts to Flow? Yes, Flow allows users to securely connect their checking, savings, and credit card accounts through Plaid for automatic transaction syncing and real-time balance updates. This feature is currently available for U.S. residents only. ### Does Flow support shared budgeting for families? Yes, Flow enables users to invite partners, spouses, or family members to share a single budget. Everyone on the shared budget can view the same transactions, goals, and progress, facilitating aligned financial decisions. ### How does Flow help with debt payoff? Flow allows you to add credit cards, loans, and other debts to track balances and monitor payoff progress. It helps you set target payoff dates and calculates the monthly contributions needed to achieve them. ### What kind of savings goals can I set in Flow? You can create and track various savings goals in Flow, including emergency funds, vacations, or retirement. The app helps you set target amounts and dates, log contributions, and monitor your progress towards each goal. ### Is Flow free to use? Flow is free to download and offers core budgeting and tracking features. It also provides optional premium features for enhanced functionality, making it a freemium application. ### What devices is Flow available on? Flow is available on iPhone and iPad devices, offering a consistent experience across Apple's mobile platforms. ### How often is Flow updated? The latest version of Flow, 1.2, was last updated on March 25, 2026. While specific update frequency isn't detailed, this indicates ongoing development and support for the application. ## Version history (last 5 releases) ### 3.103 — 2026-05-22 More awesome updates for you, this version upgrades all of your widgets: - Updated all widgets and added a lock screen widget so you can see what you need before you even open your phone and start scrolling. Go check them out! ### 3.102 — 2026-05-20 More bug fixes and improvements and some cool add-ons too: - Added a live total spent retro box tracker to the budget pace graph so you always know your total spending - Fixed the net worth graph up a bit, looks better and works better - Goals tab got some great interest knowledge/data for you to check out on your debts you've added - Fixed some bugs when paying off your debts - Fixed additional snowball/payoff edge cases that made your data go a little wild - Remove the targets from the goals category rows and put meaningful tags next to them you can click on to view to understand how/why they belong ### 3.0 — 2026-05-14 Version 3.0: We rebuilt Piggy from scratch. New typography, new layout, new way of thinking about every screen. Tabs you already knew got rebuilt; tabs we added do what was missing. After every iteration we put you through, this is the version that clicks. SEVEN TABS, EACH BUILT AROUND ONE JOB - Overview, every account, your net worth, your monthly summary, and where your money's actually going, in one calm scrollable view. - Budget, spreadsheet-style monthly budget with a live Budget Pace chart at the top. Set a per-category target and watch Activity flip red the moment you cross it. - Transactions, every dollar in and out, sortable, searchable, with tap-to-expand details, inline notes, and a quick-add row at the top. - Recurring, every subscription and bill in one monthly view. Auto-detects repeating patterns and pings you three days before each one is due. - Goals, savings goals with auto-calculated per-month targets and a real-time countdown. Debt payoffs with snowball or avalanche projections and a live debt-free date. - Accounts, net worth charted over 4W, 3M, 6M, 1Y, and ALL ranges. Every account grouped by institution. Liabilities render in red with a negative sign, the way they should. - Trends, where your money actually went, broken down by category, month, week, and merchant. ALSO NEW Sign in with Apple, Google, or email. Multi-currency support. Push notifications you can toggle category by category. CSV export. Light and dark mode, both rebuilt from scratch. A NOTE FOR RETURNING USERS Existing accounts do a one-time fresh start so the new architecture has a clean slate. Premium subscriptions carry over automatically through your Apple ID. Bank connections will need a one-time re-link via Plaid. Thanks for hanging in there through every iteration. This version is the one! If you find any bugs or have feedback please email hello@piggybudget.app ### 1.2 — 2026-03-25 What's New in v1.2: • Goals tab is now fully unlocked with unlimited goals for all users • Insights tab is now a Premium-exclusive feature • Added manual bank and cash accounts — track balances without linking a bank • New Extra Payment Impact slider on debt payoff goals — see how much you save in interest (and discover helpful strategies) • Debt payoff calculations now correctly account for interest, not just principal • Recurring expenses now available for all users • Linked accounts appear frozen when Premium expires so you know what's affected • Budget sharing now properly extends Premium access to household members • Fixed transactions reverting to "Uncategorized" after being categorized • Multi-select mode now works across all transaction views • Faster loading on Insights and Goals tabs • General stability, UI polish, and performance improvements ### 1.1 — 2026-03-21 Wow we are blown away by the support and feedback! Thank you all so much for downloading Flow. We truly want to bring a personal financial experience that changes and simplifies how you view your money and helps you budget better than ever. Here are some updates and fixes we have implemented: - Long press on any expense category to edit the name and emoji of it or delete the category - Excluded area in the Budget tab is more intuitive to fix any income or expenses that pop up in there from Plaid synced transactions - There was a bug with the Insights data not populating from the Budget tab, this has been fixed and is now Flowing (pun intended) - Added full iPad support and formatting so it looks clean and crisp. (iPad users, you are not forgotten!) - Shared budgets now work properly. Members see each other's income, expenses, goals, and categories in one unified view. - Updated FAQs to reflect current features including Budget Members and the latest Insights cards. - Improved the sign-up screen layout and added premium gating to tutorials and invite flows. - Premium flow is now strictly through Apple's In-App Purchases instead of the external link for convenience. (any current users that have purchased Flow Premium will be reached out to via *email to be notified of the new paid system and next steps) - Added a currency picker and global availability for Flow. (oh, yes!) - Added more details/data to Demo Mode so users can truly see how the Goals, Accounts, and Insights tabs are worth the value of premium. - Other major random bug fixes applied. Thank you so much for downloading and the support! Please continue to send feedback to hello@flowapp.download and we will be swift to fix any issues. We hope you continue to find your financial Flow! -- *Please keep in mind this app is brand new to the App Store and, as a small yet intentional dev team, we are working hard to fix any bugs or formatting issues. We need your feedback to make this app is the best budgeting app ever and can only do it with your support. ## More apps by TD Studios, LLC - [Mindsweep: Clear Your Mind](https://appshunter.io/ios/app/mindsweep-clear-your-mind/id6760366649) - [Don't Get Crushed - Super Easy](https://appshunter.io/ios/app/dont-get-crushed-super-easy/id6760987647) - [Routine: Calendar & Planner](https://appshunter.io/ios/app/routine-calendar-and-planner/id6761559815) - [verses: custom bible widgets](https://appshunter.io/ios/app/verses-custom-bible-widgets/id6771115026) - [QuickBudget: Track Money Fast](https://appshunter.io/ios/app/quickbudget-track-money-fast/id6772598638) All apps by TD Studios, LLC: https://appshunter.io/developer/1875583205 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*