# PiggyBank! Budget Tracker — Spend logging made easy > Fast expense logging, budgeting, and credit card rewards tracking. (iPhone/iPad app by BRUCE YEW KWAI LOKE.) - Source: https://appshunter.io/ios/app/piggybank-budget-tracker/id6803156255 (this page in markdown: same URL + `.md`) - Developer: [BRUCE YEW KWAI LOKE](https://appshunter.io/developer/6803156257) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 14 MB - Languages: American English - Released: 2026-09-04 - Data updated: 2026-10-31 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/piggybank-budget-tracker/id6803156255/reviews.md ## What is PiggyBank! Budget Tracker? PiggyBank! is the fastest way to see where your money actually went. No bank login. No three-day wait. No coffee filed under "Shopping". You pay, PiggyBank! logs it, and the pig keeps count. LOGGING THAT DOES ITSELF Set up the shortcut once and PiggyBank! reads your payment confirmations from PayNow, PayLah, NETS, Grab, bank alerts and receipts. The amount and merchant are captured on your phone. Nothing is uploaded, and it's free. Rather say it? "Twelve eighty at Ya Kun" lands in Coffee. Rather tap it? Category, amount, save. Done in three taps. Coming from another app? Bring your CSV. PiggyBank! maps your columns and shows a preview before a single row comes in. And it learns. File Ya Kun under Coffee twice, and it remembers. YOUR WHOLE PATCH, AT A GLANCE • Calendar or list, with no-spend days marked, because they earned it • Category budgets with a pace line, so you know on the 14th, not the 30th • Subscriptions, insurance and instalments spotted and logged each month • Savings goals with bars that fill up as you go MILES THAT ACTUALLY ADD UP Pick the card you paid with, and the pig does the miles maths: bonus categories, payment methods, minimum spend, caps and earn blocks. It's built for how Singapore cards really work. Pool points from every card into one balance, and every total stays accurate. Travelling? Group the trip, log in the local currency, and keep the converted amount right beside it. BARNS: SHARE THE YARD Split evenly or exactly, and see who owes whom. Start a Barn for flatmates, family or a trip. Everyone adds expenses, everyone sees the same balances, and you settle up person by person. Pick your critter and arrange the yard. Joining a Barn is always free. YOUR DATA STAYS IN THE PIGPEN Everything lives on your device. There's no account needed, no sign-up wall, and logging works offline. Want a backup? Make an account and tap Back Up Now. Nothing leaves your phone until you do. No ads. No trackers. No advertising identifier. No third-party analytics. We don't sell your data. PIGGYBANK! PLUS Everything above is free. Plus is for the serious farmer: • Card taps that log themselves the moment you pay • Unlimited cards, with miles tracked on every one • More Barns • Rent and bills that post themselves • Several trips at once • Work spend kept off your budget, ready to claim with receipts Monthly or yearly, both with a one-month free trial. Prices are shown in your currency before you subscribe. Cancel anytime in your device settings. WHAT IT ISN'T No bank connection. No net-worth guesses. No financial advice. Just a fast, private pig that helps you build better habits, one spend at a time. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Log expenses in seconds - Automatic transaction capture from notifications - Categorize spending and set budgets - Track savings goals - Monitor credit card rewards and miles - Split bills and share expenses ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | PiggyBank Plus Yearly | $29.99 | per year | | PiggyBank Plus Monthly | $2.99 | per month | ## Is PiggyBank! Budget Tracker safe? Not enough ratings yet to assess PiggyBank! Budget Tracker. ## Is PiggyBank! Budget Tracker legit? PiggyBank! Budget Tracker has limited verification signals. The AppsHunter Legitimacy Score for PiggyBank! Budget Tracker is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/piggybank-budget-tracker/id6803156255/reviews.md ### 5/5 — Very easy to keep track of expenses and miles *2026-10-03* This app makes tracking everyday expenses a breeze and removes the need of manual tracking. It also keeps track of the miles earned per credit card and the monthly cap. I highly recommend it! ## Frequently asked questions about PiggyBank! Budget Tracker ### How does PiggyBank! track spending so quickly? PiggyBank! allows manual expense logging in seconds. For even faster input, it can read payment confirmations from services like PayNow, PayLah, and NETS directly from your phone's notifications, capturing the amount and merchant automatically. ### Does PiggyBank! require a bank account connection? No, PiggyBank! does not require your bank login or connection. All spending is logged manually or captured from notifications, ensuring your banking details remain private and on your device. ### What are the benefits of PiggyBank! Plus? PiggyBank! Plus offers unlimited card tracking, advanced miles tracking for every card, more shared expense groups (Barns), and features for tracking rent and bills. The core app functionality is available for free. ### Is my financial data secure with PiggyBank!? Yes, your data stays on your phone. PiggyBank! does not upload your information, requires no mandatory account sign-up, and can be used offline. Backups are only created when you explicitly request them. ### Can PiggyBank! help me manage credit card rewards? Absolutely. You can select the card used for a purchase and PiggyBank! tracks spending against that card's reward rates. It supports setting bonus categories, payment methods, and caps to estimate earned miles or points. ### How does PiggyBank! handle shared expenses? You can create shared groups called 'Barns' for flatmates, family, or travel. Members can add expenses, view balances, and settle up. Bills can be split evenly or by exact amounts. ### How often is PiggyBank! updated? The latest version, 1.2.4, was released on October 3, 2026, indicating active development. Updates typically ensure continued functionality and may introduce new features or improvements. ### What devices does PiggyBank! support? Currently, PiggyBank! is supported on iPhones. The app is rated for ages 4 and up, making it suitable for a wide range of users. ## Version history (last 5 releases) ### 1.2.6 — 2026-10-25 Your month, before it happens. • The Spend total on the first tab now includes what is already set up for the rest of the month: subscriptions, instalments and shared bills still to come. A bar under it shows how much has happened and how much is still ahead, and tapping "to come" lists the charges. On the 1st you see what the month already owns. • Shared bills count your share, not the whole bill, everywhere a coming charge is added up. • Barn alerts: when a barnmate adds a bill you're on, it reaches your lock screen, named, with your share. Turn it on when PiggyBank asks after you join a barn. • Card rules, checked against the banks: exclusion lists on twenty cards, rates that change on a date counted from that date (DBS Vantage 1.4 from 2 Nov), cards no longer offered marked so, Citi rounding in whole dollars, HSBC Revolution's bus and MRT, bank fees that earn nothing. When your cards' rules change, Piggy tells you on the Miles tab. • A small ⓘ beside the things worth knowing about, each saying what the choice does. • A card tap abroad is logged in the currency it was charged in. • Dark mode follows the app's own setting. • Activity opens on the view you last chose. The dashboard's Pace / Breakdown / Trend switcher stays in one place. • Barn bills: edit one from the barn (its author only), a deleted bill leaves your month on the next sync, and "Remove this charge?" shows the bill as a receipt. ### 1.2.5 — 2026-10-10 Logging, with less to tidy. • Your share of a barn bill now counts in your own spending, whoever paid. Opening a barn, or People, fills in the ones you were missing and says so. • A barn bill can be edited from your own ledger. Changing the money is confirmed first, because it changes what everyone owes, and it locks once someone has settled up. • Tap a barn's name to rename it. Anyone in the barn can. • A spend logged from a card tap or a screen now tells you where it went: "logged under Food". If it's wrong, tap the notice and fix it. • Three taps at the same machine are three spends. A tap the phone reports twice is still one. • PiggyBank learns a shop by its name, so "Starbucks Bedok Mall" lands where "Starbucks" does. • On phones with Apple Intelligence, a shop PiggyBank has never seen is sorted on the phone itself. Nothing leaves it. • A cash withdrawal at an ATM is no longer logged as a spend. • The payment method is filled in for you, from how you usually pay. Change it with one tap. • Splitting with many people, barns and cards: every list shows the four you used last, with the rest a tap away. • In People, swipe a barn to remove it. Deleting one says what it takes with it. • Setting up: the welcome says plainly what signing in gets you, Next stays above the keyboard, and nothing of the app peeks out from under it. • Turn the phone sideways and the tabs stay put. • Sending a screenshot or voice note to Piggy is now instant, and a re-recorded voice note arrives. • Help PiggyBank get smarter: in Settings, choose to share which category you picked when it guessed wrong. Never amounts. ### 1.2.4 — 2026-10-03 Inviting friends, made easier. • Pasting a friend's invite now works on the first try when you've tapped their link. • Your invite message now spells out your code, so a friend can type it even without tapping the link. • Paste a friend's whole message or link into the invite box, and PiggyBank finds the code. • New to PiggyBank but past the welcome? Settings > Invite friends takes a friend's code in your first week. • Your first name now shows on the invites you send, and your friends' names on your list. • Joining with email from an invite opens sign-in properly, and your first day counts straight away. ### 1.2.3 — 2026-09-27 Bring a friend, and both of you get a month of Plus. • Invite friends, in Settings: share your link, and the pig's card goes with it. When a friend joins and logs spending on 7 days in their first month, you get a month of Plus and so do they. Every friend counts, with no cap. If you already subscribe, your months wait for the day your subscription ends. • Sign in with Apple: one tap to sign in or create an account. An existing email account can add its Apple ID in Settings. • Invited by a friend? The welcome screen takes their invite from your clipboard, or you type the code. • A barn's Nudge now sends: the seat's code and your link, with the pig, to the person you saved a seat for. Coming back to where you were. • Each tab keeps its place: scroll position, list or calendar, period and filters all survive a trip to another tab and back. • The tab bar is a full-width capsule, iOS 26's shape, with bigger targets. ### 1.2.2 — 2026-09-24 People, made clearer. Your notebook of friends and your shared barns now look like what they are: a private notebook on this phone, and a yard you share. • Link a friend in your notebook to their seat in a barn, and move your past splits across in one go. Before anything is shared you see what moves, what stays, and who will see it. • A split with only barnmates can go straight into the barn, and the Save button says it's shared. • Joining a barn? Pick the seat that was saved for you, and your balance comes with it. • Seven new barnmates: capybara, panda, penguin, frog, otter, hedgehog and red panda. Miles that match your bank. • Add a card in one tap: pick it from the list and its rates come with it. • Categories now have a type (dining, taxis, rent…), which is how banks decide your bonus. • Cards you set up on older rates are brought up to date by themselves. • Trust Freedom's Miles mode is tracked, and moving points to KrisFlyer keeps your total right. Elsewhere • Settings, rebuilt: every setting on one page, each opening its own screen. • Pick your currency from a searchable list, and budget by calendar month or payday to payday. • Importing a statement or another app's export: a few steps, a summary before anything is added, and one tap to undo it. • Receipt photos back up with your data on Plus. • The Auto-Logger walks you through setup, with one tap on iOS 27. • One close button everywhere, and Save stays on screen on smaller iPhones. ## Apps similar to PiggyBank! 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Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*