# PL4TO > PL4TO (iPhone/iPad app by 9558-7168 Quebec inc..) - Source: https://appshunter.io/ios/app/pl4to/id6767419036 (this page in markdown: same URL + `.md`) - Developer: [9558-7168 Quebec inc.](https://appshunter.io/developer/1896473555) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 15.0 · 8 MB - Languages: American English - Released: 2026-06-11 - Data updated: 2026-10-13 ## What is PL4TO? The future of your money is that way. Nobody wants to do their budget every single day. PL4TO holds it for you: you enter what you earn and what you spend once, and you see where it takes you. WHAT YOU SEE → Your money over time Every income, every expense, carried day by day across your accounts. Not a report on last month: what's coming. → No bank connection PL4TO never connects to your bank. No account numbers, no banking passwords. You enter what you want, and your figures stay yours. → An artificial intelligence that reads YOUR budget Chaylo looks at your accounts, your spending and your goals, and tells you what it sees. It will never tell you what to do. → In your language and your currency French, English, Spanish, Portuguese. Amounts appear in the currency of your accounts. WHAT YOU CAN DO • Track all your accounts in one place — chequing, savings, credit, mortgage, loan, investment • Set your budget once, with the real frequencies of your pay • See your balance day by day, months ahead • Set goals and know when you will reach them • Ask "can I afford this?" before you buy • Plan a change and see its effect before you live it PLANS Free: all your accounts, all your budget, your goals — no limit on how many. Forecasts over 90 days. Essential — $5.99/month (launch offer, then $9.99): the Chaylo artificial intelligence, forecasts over 5 years, unlimited simulations, export, sync across your devices. No credit card is required to use the free plan. PL4TO is not a financial advisor. The app, and the artificial intelligence that serves it, show observations and projections, never advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.pl4to.com/privacy Terms of Service: https://www.pl4to.com/terms Support: support@pl4to.com ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | PL4TO Essential | $3.99 | per month | | Essential — Yearly | $69.99 | per year | ## Is PL4TO safe? Not enough ratings yet to assess PL4TO. ## Is PL4TO legit? PL4TO has limited verification signals. The AppsHunter Legitimacy Score for PL4TO is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 5 releases) ### 1.9.5 — 2026-10-07 Artificial intelligence is included with Essential: Chaylo reads YOUR budget and tells you what it sees — never what to do. Plan — trip, home, purchase: PL4TO drafts it from YOUR accounts and calls it. GO, TIGHT or RISKY, with the exact day it breaks. Your debts have an end date: "Free on March 12 — your budget gets $800/month back". Four languages, your currency. Screens redrawn to read at a glance. ### 1.9.4 — 2026-09-13 Artificial intelligence is included with Essential: Chaylo reads YOUR budget and tells you what it sees — never what to do. Plan — trip, home, purchase: PL4TO drafts it from YOUR accounts and calls it. GO, TIGHT or RISKY, with the exact day it breaks. Your debts have an end date: "Free on March 12 — your budget gets $800/month back". Four languages, your currency. Screens redrawn to read at a glance. ### 1.9.3 — 2026-09-07 Artificial intelligence is included with Essential: Chaylo reads YOUR budget and tells you what it sees — never what to do. Plan — trip, home, purchase: PL4TO drafts it from YOUR accounts and calls it. GO, TIGHT or RISKY, with the exact day it breaks. Your debts have an end date: "Free on March 12 — your budget gets $800/month back". Four languages, your currency. Screens redrawn to read at a glance. ### 1.9.2 — 2026-09-03 Artificial intelligence is included with Essential: Chaylo reads YOUR budget and tells you what it sees — never what to do. Plan — trip, home, purchase: PL4TO drafts it from YOUR accounts and calls it. GO, TIGHT or RISKY, with the exact day it breaks. Your debts have an end date: "Free on March 12 — your budget gets $800/month back". Four languages, your currency. Screens redrawn to read at a glance. ### 1.9.1 — 2026-08-31 Artificial intelligence is included with Essential: Chaylo reads YOUR budget and tells you what it sees — never what to do. Plan — trip, home, purchase: PL4TO drafts it from YOUR accounts and calls it. GO, TIGHT or RISKY, with the exact day it breaks. Your debts have an end date: "Free on March 12 — your budget gets $800/month back". Four languages, your currency. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-13.*