# PlainsCapital Mobile Banking

> Mobile banking app for managing accounts, transfers, bill pay, P2P payments, and check deposits. (iPhone/iPad app by PlainsCapital Bank.)

- Source: https://appshunter.io/ios/app/plainscapital-mobile-banking/id1108061964 (this page in markdown: same URL + `.md`)
- Developer: [PlainsCapital Bank](https://appshunter.io/developer/473912594)
- Category: Finance
- Price: Free
- Rating: 4.87/5 from 8,787 App Store ratings · 110 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 93 MB
- Languages: English
- Released: 2016-09-08
- Data updated: 2026-08-30
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/plainscapital-mobile-banking/id1108061964/reviews.md

## What is PlainsCapital Mobile Banking?

Start banking wherever you are with PlainsCapital Mobile Banking for mobile banking!  Available to all PlainsCapital Bank consumer online banking customers. PlainsCapital Business Mobile allows you to check balances, make transfers, pay bills, pay people, and deposit checks.

Available features include:

Accounts
- Check your latest account balance and search recent transactions by date, amount, or check number.

Transfers
- Easily transfer money between your accounts.

Bill Pay
- Pay new bills, edit bills scheduled to be paid, and review previously paid bills from your device.

Person to Person Payments
- Send money immediately to another Person
- Claim money received while on the go

Check Deposit
- Deposit checks while on the go

All features may not be available in the tablet application.

## Key features

- Check account balances and transaction history
- Transfer funds between accounts
- Pay and manage bills
- Send and receive money person-to-person
- Deposit checks remotely

## What do users think of PlainsCapital Mobile Banking?

Overall sentiment: positive

**Pros**

- 💻 Easy and simple navigation
- 🚀 Quick way to view available funds and easy transfer options
- 👍 Excellent app, allowed me to do most of the transactions from my phone
- 🤝 Employees are very friendly and caring, knowledgeable
- 📸 Very easy to use photo deposit
- 🔒 Love the simplicity and security of the mobile app
- 🏦 Convenient, helps with conducting business
- 💳 Love the card control features

**Cons**

- 🐛 Loses my password, have to call every month
- 🤖 Face ID login not working with new iPhone
- 💰 Maximum mobile deposit is too low
- 🔑 Every time I want to deposit a check, it makes me dismiss two screens explaining how to use the mobile deposit feature
- 🔒 Won't let me log in when I'm not on home Wi-Fi
- 🐛 App keeps logging me out after I log in and tap on my account
- 🐛 Zelle keeps giving me an error message and denies me access
- 🐛 App forgets the Face ID and I have to re-login over and over

**Commonly reported bugs**

- Loses my password, have to call every month
- Face ID login not working with new iPhone
- App keeps logging me out after I log in and tap on my account
- Zelle keeps giving me an error message and denies me access
- App forgets the Face ID and I have to re-login over and over

**Most requested features**

- Update the app to a more modern look
- Increase the maximum mobile deposit limit
- Add an option to disable the instructional messages after the first use
- Fix the Zelle integration issues

## Recent user reviews (10 of 110)

All indexed reviews: https://appshunter.io/ios/app/plainscapital-mobile-banking/id1108061964/reviews.md

### 5/5 — Transfers

*2026-08-04, version 5.0.44.105*

The convince of being able to transfer from account to account is great!

### 5/5 — Best bank

*2026-06-11, version 5.0.44.105*

They have zelle to send money more easily

### 5/5 — Capitol BankApp

*2026-06-04, version 5.0.44.105*

The only complaint that I have is that the app only allowed me to deposit in my savings account.  I did not see an option.  Other than that, making an online deposit is very quick and easy.

### 5/5 — PCB Mobile

*2026-05-29, version 5.0.44.105*

So easy to conduct business in the comfort of my home.

### 1/5 — Don’t waste your time

*2026-05-19, version 5.0.44.105*

App is absolute garbage and customer service is rude af!  If you want to bank local, choose Alliance CU.   My fiance and I opened a joint acct at plains so it would be neutral and not at any of the places that we already bank, the woman who helped us open. The account was great however, the app is horrible, you can’t do anything without having to go through the browser instead of the app and the customer service at their 800 number was incredibly rude and just kept asking the same question repeatedly, even though it had already been answered multiple times.  I definitely don’t recommend and my fiancé and I will be moving this account already.

### 1/5 — Frustrated

*2026-05-15, version 5.0.44.105*

Face ID login does not work and I have to put my password every time I log into the app.

### 5/5 — ABSOLUTELY THE BEST BY FAR!

*2026-05-14, version 5.0.44.105*

The best app to use! No issues at all and ALWAYS ACCURATE! Thanks!

### 1/5 — Never works

*2026-05-14, version 5.0.44.105*

This is probably one of the worsts app I’ve ever dealt with. I login, enable Face ID or passcode and then it rejects the login when I try again and I have to once again login, type my number and verify and the loop continues.

I don’t have this issue with any other financial institution. Worst app ever designed.

### 5/5 — Awesome App

*2026-05-07, version 5.0.44.105*

It is awesome to be able to see your balances and move money around where you need it even when your bank is closed. Thank you PlainsCapital Bank.

### 5/5 — EZ

*2026-04-22, version 5.0.43.74*

So convenient and easy to use for an 80 year old lady!!  FANTASTIC

## Frequently asked questions about PlainsCapital Mobile Banking

### What can I do with the PlainsCapital Mobile Banking app?

The app allows you to perform various banking tasks from your mobile device. You can check your latest account balances, search recent transactions, transfer money between your accounts, pay new and existing bills, send money to other people, claim money received, and deposit checks remotely.

### Is the PlainsCapital Mobile Banking app free to use?

Yes, the app is available for free to all PlainsCapital Bank consumer online banking customers. There are no additional charges for using the app itself.

### Who is eligible to use this mobile banking app?

This application is available to all PlainsCapital Bank consumer online banking customers. You must have an existing consumer online banking account with PlainsCapital Bank to access its features.

### Can I deposit checks using the app?

Yes, the app includes a check deposit feature that allows you to deposit checks while on the go. Simply follow the in-app instructions to complete the process.

### Are all features available on the tablet version of the app?

Not all features may be available in the tablet application. While core banking functions are generally supported, some functionalities might be optimized for the mobile phone version.

## Version history (last 5 releases)

### 5.0.44.105 — 2026-05-05

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

### 5.0.43.74 — 2025-10-13

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

### 5.0.42.452 — 2025-05-01

This update contains bug fixes and performance improvements.

### 5.0.41.742 — 2024-12-09

This update contains bug fixes and performance improvements.

### 5.0.31.229 — 2024-01-25

This update contains bug fixes and performance improvements.

## Apps similar to PlainsCapital Mobile Banking

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Texas National Bank](https://appshunter.io/ios/app/texas-national-bank/id768768363) | 4.8 (1,351) | Free | Finance |
| [Alliance CU Mobile Banking](https://appshunter.io/ios/app/alliance-cu-mobile-banking/id965296243) | 3.0 (32) | Free | Finance |
| [Lubbock National Bank Mobile](https://appshunter.io/ios/app/lubbock-national-bank-mobile/id396319199) | 2.6 (13) | Free | Finance |
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| [City Bank Personal](https://appshunter.io/ios/app/city-bank-personal/id1500959616) | 4.7 (3,508) | Free | Finance |
| [LSNB Mobile](https://appshunter.io/ios/app/lsnb-mobile/id417253880) | 2.2 (71) | Free | Finance |

## More apps by PlainsCapital Bank

- [PlainsCapital Business Mobile](https://appshunter.io/ios/app/plainscapital-business-mobile/id1108061972)
- [BOS Token](https://appshunter.io/ios/app/bos-token/id1403476752)
- [Private Bank at PlainsCapital](https://appshunter.io/ios/app/private-bank-at-plainscapital/id1516520738)
- [Private Bank of PlainsCapital](https://appshunter.io/ios/app/private-bank-of-plainscapital/id6474683945)

All apps by PlainsCapital Bank: https://appshunter.io/developer/473912594

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*