# PlainsCapital Mobile Banking — user reviews

> 110 indexed App Store user reviews of PlainsCapital Mobile Banking by PlainsCapital Bank, rated 4.87/5 from 8,787 ratings.

- Source: https://appshunter.io/ios/app/plainscapital-mobile-banking/id1108061964/reviews
- App overview in markdown: https://appshunter.io/ios/app/plainscapital-mobile-banking/id1108061964.md
- Rating breakdown: 5★ 7,723 · 4★ 458 · 3★ 96 · 2★ 27 · 1★ 88

## What do users think of PlainsCapital Mobile Banking?

Overall sentiment: positive

**Pros**

- 💻 Easy and simple navigation
- 🚀 Quick way to view available funds and easy transfer options
- 👍 Excellent app, allowed me to do most of the transactions from my phone
- 🤝 Employees are very friendly and caring, knowledgeable
- 📸 Very easy to use photo deposit
- 🔒 Love the simplicity and security of the mobile app
- 🏦 Convenient, helps with conducting business
- 💳 Love the card control features

**Cons**

- 🐛 Loses my password, have to call every month
- 🤖 Face ID login not working with new iPhone
- 💰 Maximum mobile deposit is too low
- 🔑 Every time I want to deposit a check, it makes me dismiss two screens explaining how to use the mobile deposit feature
- 🔒 Won't let me log in when I'm not on home Wi-Fi
- 🐛 App keeps logging me out after I log in and tap on my account
- 🐛 Zelle keeps giving me an error message and denies me access
- 🐛 App forgets the Face ID and I have to re-login over and over

**Commonly reported bugs**

- Loses my password, have to call every month
- Face ID login not working with new iPhone
- App keeps logging me out after I log in and tap on my account
- Zelle keeps giving me an error message and denies me access
- App forgets the Face ID and I have to re-login over and over

**Most requested features**

- Update the app to a more modern look
- Increase the maximum mobile deposit limit
- Add an option to disable the instructional messages after the first use
- Fix the Zelle integration issues

## Newest reviews (16 of 110)

### 5/5 — Awesome staff and service!!!

*2026-02-03, version 5.0.43.74*

Thank you for at least 10 years of experienced people!

### 5/5 — Brownsville Morrison Branch

*2026-01-27, version 5.0.43.74*

Tellers at the Morrison Branch are always courteous and helpful. Absolutely amazing service especially from the Teller Supervisor. Thank you for your great service.

### 5/5 — Best Bank ever!!!

*2026-01-08, version 5.0.43.74*

Been here since 2000 and the people are still
as hometown as ever and have always been there when I needed them!! Can you love your bank? Yes! Yes you can!

### 5/5 — Banking

*2025-12-25, version 5.0.43.74*

Great service

### 5/5 — Plains Capital Bankk

*2025-10-16, version 5.0.43.74*

It is a pleasure working with your bank and doing business. It’s so easy now to deposit checks and withdraw funds from bank ! God Bless and keep up the good work.

### 5/5 — Banking

*2025-10-15, version 5.0.43.74*

Easy and convenient

### 5/5 — Easy. Convenient.

*2025-10-13, version 5.0.43.74*

Definitely more convenient to take a photo than driving to a bank for a deposit     And the app is easy to use.

### 2/5 — Login issue

*2025-09-27, version 5.0.42.452*

Can’t login with Face ID

### 5/5 — Costumer Service

*2025-09-17, version 5.0.42.452*

I had so many problems getting my account straightened out , that I really appreciate the help I received from each of the representatives.  Thanks once again for everything.

### 5/5 — The people

*2025-05-14, version 5.0.42.452*

Everyone is always so helpful and accommodating!

### 5/5 — Zelle

*2025-04-01, version 5.0.41.742*

I have not been able to use Zelle. Still available?

### 5/5 — Plains Capital Bank

*2025-02-26, version 5.0.41.742*

is awesome. technology works wonders.

### 5/5 — Plains Capital

*2025-01-05, version 5.0.41.742*

Rules

### 5/5 — Horrible

*2025-01-02, version 5.0.41.742*

Loses my password and I have to call every month- 
I use another bank as primary

### 5/5 — Easy and simple navigation

*2024-12-24, version 5.0.41.742*

Quick way to view available funds and easy transfer options. Reviewing statements at the palm of my hand is another favorite thing about the mobile app.

### 5/5 — Easy

*2024-04-08, version 5.0.31.229*

App is easy to use!

## Most critical reviews (10 lowest-rated)

### 1/5 — Don’t waste your time

*2026-05-19, version 5.0.44.105*

App is absolute garbage and customer service is rude af!  If you want to bank local, choose Alliance CU.   My fiance and I opened a joint acct at plains so it would be neutral and not at any of the places that we already bank, the woman who helped us open. The account was great however, the app is horrible, you can’t do anything without having to go through the browser instead of the app and the customer service at their 800 number was incredibly rude and just kept asking the same question repeatedly, even though it had already been answered multiple times.  I definitely don’t recommend and my fiancé and I will be moving this account already.

### 1/5 — Frustrated

*2026-05-15, version 5.0.44.105*

Face ID login does not work and I have to put my password every time I log into the app.

### 1/5 — Never works

*2026-05-14, version 5.0.44.105*

This is probably one of the worsts app I’ve ever dealt with. I login, enable Face ID or passcode and then it rejects the login when I try again and I have to once again login, type my number and verify and the loop continues.

I don’t have this issue with any other financial institution. Worst app ever designed.

### 1/5 — Terrible

*2025-02-23, version 5.0.41.742*

Worst banking app I’ve ever used. Glitches way too much. Logs me out of my own account and then refuses to work correctly when I need it the most. Wouldn’t recommend to my worst enemy

### 1/5 — Face ID Login

*2023-10-22, version 5.0.20.4678501566*

Face ID login not working with new iPhone. Reported 3-4 weeks ago and issue still not resolved

### 1/5 — Buggy App

*2022-01-21, version 5.0.0.1868*

Once again, as with so may reviews for many other apps, it’s hard to understand how such a fickle, consistently unreliable app, gets so many good reviews and high ratings. For 3 years of having the Plains App, I have had trouble after trouble. One of the biggest, INCREDIBLY frustrating issues of his over and over and over it forgets the Face ID and I have to re login, over and over and over. And what makes this so INCREDIBLY frustrating even more is how Plains forces you to use passwords with every special character combination imaginable. So remembering password isn’t East to start. Which means if I am out of pocket I have to wait till I get back to my computer to retrieve it. Also even after a year and half, my sons face is still doesn’t work in his app. He has to type in his password every.single.time. There are so many other small quirks, but I just don’t have time to list them all.

### 1/5 — Face ID won’t work

*2021-06-16, version 5.0.0.769*

Face ID won’t work

### 1/5 — Poor app

*2021-01-11, version 4.6.5.1098*

do on the app, like file a lost card or freezing the card for whatever reason, like looking at your whole account information, checking credit score for free. Loans or credit cards you can apply for ect ect ect.. I been banking with you all for over 15 yrs and you all getting worst and worst..

### 1/5 — Frustrated

*2019-08-03, version 4.4.13.269*

This app on several occasions does not let me see my pending transaction. I log in and I see nothing pending and after logging out and logging in several times there it is all my pending transactions. Super frustrating! At this point I’m still logging in logging out and deleting the app reinstalling and nothing.

### 1/5 — Useless, deceptive, and frustrating.

*2018-03-07*

When the app does open (less than 1/2 the time), it does not accurately report my activity. Expenditures may not show up in the app for up to a week- there are some that have taken almost a month to post to the app. On some occasions a charge will post, and then show that the charge was reversed, and then take it out again. My balance rarely reflects an accurate amount. 

If you want to offer mobile banking, I think that’s brilliant, but maybe make sure your platform doesn’t make people want to tear their hair out.

**Developer response:** Hello - we're sorry to hear that you're experiencing this and understand your frustrations. We would like to get to the bottom of this issue and would like to direct you to our customer service team who will be happy to address these concerns. Please contact our call center (866-762-8392) at your convenience and let them know the issues you are experiencing. If you could provide us your name, it would help us to distinguish you from any other caller that may be experiencing an issue. You can visit our Facebook page (www.facebook.com/plainscapital) to direct message us your information. Thank you! - PlainsCapital Bank Support

## Most praised reviews (10 highest-rated)

### 5/5 — Transfers

*2026-08-04, version 5.0.44.105*

The convince of being able to transfer from account to account is great!

### 5/5 — Best bank

*2026-06-11, version 5.0.44.105*

They have zelle to send money more easily

### 5/5 — Capitol BankApp

*2026-06-04, version 5.0.44.105*

The only complaint that I have is that the app only allowed me to deposit in my savings account.  I did not see an option.  Other than that, making an online deposit is very quick and easy.

### 5/5 — PCB Mobile

*2026-05-29, version 5.0.44.105*

So easy to conduct business in the comfort of my home.

### 5/5 — ABSOLUTELY THE BEST BY FAR!

*2026-05-14, version 5.0.44.105*

The best app to use! No issues at all and ALWAYS ACCURATE! Thanks!

### 5/5 — Awesome App

*2026-05-07, version 5.0.44.105*

It is awesome to be able to see your balances and move money around where you need it even when your bank is closed. Thank you PlainsCapital Bank.

### 5/5 — EZ

*2026-04-22, version 5.0.43.74*

So convenient and easy to use for an 80 year old lady!!  FANTASTIC

### 5/5 — App won’t stay open

*2026-04-08, version 5.0.43.74*

After the last update, my PCB app doesn’t work on my iPad. It works on my iPhone but not my iPad. Very inconvenient. I’ve tried everything. Deleted it and reinstalled.  Called Apple support and he couldn’t tell me what was wrong.

### 5/5 — PCB local and travelers

*2026-03-30, version 5.0.43.74*

Great bank to join and has always been great customer service!

### 5/5 — Transfer

*2026-03-29, version 5.0.43.74*

Easy transfer!!!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*
