# Planmoni Personal Finance — Save Money, Control Spending > Personal finance app for structured savings and automated fund disbursement. (iPhone/iPad app by Planmoni Technologies Ltd..) - Source: https://appshunter.io/ios/app/planmoni-personal-finance/id6753706776 (this page in markdown: same URL + `.md`) - Developer: [Planmoni Technologies Ltd.](https://appshunter.io/developer/1844564817) - Category: Finance, Lifestyle - Price: Free - Rating: 5.00/5 from 3 App Store ratings · 4 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 59 MB - Languages: American English - Released: 2025-11-19 - Data updated: 2026-08-09 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/planmoni-personal-finance/id6753706776/reviews.md ## What is Planmoni Personal Finance? Whether you are a student looking to manage your allowances and pocket money, salary earner looking to manage salary and make money last till the next pay day or freelancer looking to manage lump-sums to avoid feast-and-famine cycles, Planmoni is for you. Planmoni brings money control to your fingertips. How it works:

 Vaults: Create Vaults for specific needs e.g “House Rent in July”. With Planmoni you will be able to fund your vaults and access them when due, this structured savings ensure your targets are met easily. Payouts: Create payout plans like personal salary and allowances, mini payroll, support and stipends for family and friends, these payout plans can be daily, weekly, monthly up to 5 years frequency or customized schedules. Planmoni handles timing and auto payouts ensuring money is disbursed to payout accounts at the exact date and time chosen by you. With over 50,000 active users, be rest assured your money is secured and safe, on top of that, we have strong partnerships to protect funds and ensure auto payouts are completed up to 99.9% of the time. Planmoni is not a bank, we operate via licensed banking partners You have questions? Send us email support@planmoni.com ## Key features - Create savings vaults for specific goals - Automated payout plans for recurring expenses - Customizable disbursement schedules - Fund protection through banking partners - Track allowances and pocket money ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/planmoni-personal-finance/id6753706776/reviews.md ### 5/5 — A Budget App That Enforces Discipline *2026-04-28* I had a solid budget, but no discipline to stick to it. I kept dipping into different categories. Planmoni solved that. The daily disbursement from locked funds (which I can’t access) is exactly the structure I was missing. It forces me to stay within my limit without the constant mental struggle. This is not just a budgeting app, it’s a discipline system. If you’ve ever struggled to actually follow your budget, you need this. It’s simple, effective, and honestly a game changer. ### 5/5 — I’m enjoying my payout plan *2026-04-24* I like it so much ### 5/5 — Nice app *2026-02-15* I like it so much ### 3/5 — The signup flow in under one minute 🔥 *2026-01-20* I like the way you can onboard in less than a minute ## Frequently asked questions about Planmoni Personal Finance ### What is Planmoni? Planmoni is a personal finance application designed to help users manage their money through structured savings and automated payouts. It allows for the creation of specific savings goals and scheduled disbursement of funds. ### Who is Planmoni for? Planmoni is suitable for students managing allowances, salary earners needing to make their paychecks last, and freelancers dealing with irregular income cycles. ### How does Planmoni secure user funds? Planmoni partners with licensed banking institutions to protect user funds and ensure the reliability of auto payouts, aiming for 99.9% completion success. ### Can I set up recurring payouts with Planmoni? Yes, you can create payout plans with frequencies ranging from daily, weekly, monthly, up to 5 years, or customize specific schedules for disbursements. ### What devices does Planmoni support? Planmoni is available for iPhone and iPod devices. ### Is Planmoni free to use? Yes, Planmoni is offered for free, with no in-app purchases or advertisements. ### How often is Planmoni updated? The latest version, 2.0.3, was released on March 29, 2026, indicating regular updates to improve functionality and security. ### What is the age rating for Planmoni? Planmoni has an age rating of 4+, making it suitable for a wide range of users. ## Version history (last 5 releases) ### 2.1.0 — 2026-08-05 Nothing new, We just crushed some bugs making the app lag. ### 2.0.4 — 2026-06-01 Bug fixes, SDK Upgrades ### 2.0.3 — 2026-03-29 Minor bug fixes ### 2.0.2 — 2026-03-27 Introducing Vaults: A new way to reach money targets with structured control. ### 1.3.4 — 2026-02-17 Bug fixes --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-09.*