# Planmoni — Plan every future expense > Personal finance manager for savings goals and automated scheduled payouts. (iPhone/iPad app by Planmoni Technologies Ltd..) - Source: https://appshunter.io/ios/app/planmoni/id6753706776 (this page in markdown: same URL + `.md`) - Developer: [Planmoni Technologies Ltd.](https://appshunter.io/developer/1844564817) - Category: Finance, Lifestyle - Price: Free - Rating: 5.00/5 from 3 App Store ratings · 4 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 56 MB - Languages: American English - Released: 2025-11-19 - Data updated: 2026-11-09 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/planmoni/id6753706776/reviews.md ## What is Planmoni? Whether you are a student looking to manage your allowances and pocket money, salary earner looking to manage salary and make money last till the next pay day or freelancer looking to manage lump-sums to avoid feast-and-famine cycles, Planmoni is for you. Planmoni brings money control to your fingertips. How it works:

 Vaults: Create Vaults for specific needs e.g “House Rent in July”. With Planmoni you will be able to fund your vaults and access them when due, this structured savings ensure your targets are met easily. Payouts: Create payout plans like personal salary and allowances, mini payroll, support and stipends for family and friends, these payout plans can be daily, weekly, monthly up to 5 years frequency or customized schedules. Planmoni handles timing and auto payouts ensuring money is disbursed to payout accounts at the exact date and time chosen by you. With over 50,000 active users, be rest assured your money is secured and safe, on top of that, we have strong partnerships to protect funds and ensure auto payouts are completed up to 99.9% of the time. Planmoni is not a bank, we operate via licensed banking partners You have questions? Send us email support@planmoni.com ## Key features - Create savings vaults for specific goals - Set up automated daily, weekly, or monthly payouts - Manage allowances, salary, and lump sums - Structured savings for target achievement - Secure fund protection via banking partners ## Is Planmoni safe? Not enough ratings yet to assess Planmoni. ## Is Planmoni legit? Planmoni has limited verification signals. The AppsHunter Legitimacy Score for Planmoni is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/planmoni/id6753706776/reviews.md ### 5/5 — A Budget App That Enforces Discipline *2026-04-28* I had a solid budget, but no discipline to stick to it. I kept dipping into different categories. Planmoni solved that. The daily disbursement from locked funds (which I can’t access) is exactly the structure I was missing. It forces me to stay within my limit without the constant mental struggle. This is not just a budgeting app, it’s a discipline system. If you’ve ever struggled to actually follow your budget, you need this. It’s simple, effective, and honestly a game changer. ### 5/5 — I’m enjoying my payout plan *2026-04-24* I like it so much ### 5/5 — Nice app *2026-02-15* I like it so much ### 3/5 — The signup flow in under one minute 🔥 *2026-01-20* I like the way you can onboard in less than a minute ## Frequently asked questions about Planmoni ### What is Planmoni? Planmoni is a personal finance management app that helps users create specific savings goals through 'Vaults' and set up automated scheduled 'Payouts' for various needs like allowances or salary disbursement. ### Is Planmoni free to use? Yes, Planmoni is available for free. The app does not have any advertisements or in-app purchases, offering a completely free experience for users. ### What devices does Planmoni support? Planmoni is currently supported on iPhone and iPod devices. The app is designed to run on these Apple mobile platforms. ### How secure is Planmoni? Planmoni emphasizes fund security through strong partnerships with licensed banking partners. With over 50,000 active users, it aims to ensure funds are protected and auto payouts are completed with high reliability. ### How often is Planmoni updated? The latest version of Planmoni is 3.0.6, which was last updated on November 6, 2026. This indicates a recent update, suggesting ongoing development and maintenance. ### What are the payout frequencies available in Planmoni? Planmoni allows for flexible payout plans with frequencies ranging from daily, weekly, monthly, up to 5 years, or customized schedules. This ensures money can be disbursed exactly when needed. ### Does Planmoni have ads? No, Planmoni does not contain advertisements. The app is designed to provide a seamless user experience without any ad interruptions. ### What is the user sentiment for Planmoni? Based on the available data, Planmoni has a perfect rating of 5.0 stars from 3 ratings. This suggests a highly positive user sentiment among its current users. ## Version history (last 5 releases) ### 3.0.6 — 2026-11-06 Bug fixes making app crash on iOS27+ Introduced New Liveness Test & Live Activities ### 3.0.4 — 2026-11-05 Welcome to v.3.0 Introducing Nomba. ### 2.1.2 — 2026-10-03 New UI Major bug fixes ### 2.1.1 — 2026-09-29 Bug fixes ### 2.1.0 — 2026-08-05 Nothing new, We just crushed some bugs making the app lag. ## Apps similar to Planmoni | App | Rating | Price | Category | | --- | --- | --- | --- | | [Ohere Credit](https://appshunter.io/ios/app/ohere-credit/id6462688065) | 3.4 (5) | Free | Finance | | [Credx Finance](https://appshunter.io/ios/app/credx-finance/id6745017170) | 1.0 (2) | Free | Finance | | [Andray Finance](https://appshunter.io/ios/app/andray-finance/id6752259011) | 1.8 (5) | Free | Finance | | [Ladda: Save and invest](https://appshunter.io/ios/app/ladda-save-and-invest/id1531879570) | 4.0 (30) | Free | Finance | | [Aella MFB](https://appshunter.io/ios/app/aella-mfb/id6753731908) | 4.6 (200) | Free | Finance | | [CTMFB](https://appshunter.io/ios/app/ctmfb/id1662530510) | 3.0 (7) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-09.*