# Planned: AI Money Manager — Bill Reminder & Budget Planner > AI-powered financial coach offering personalized guidance and financial health scoring. (iPhone/iPad app by Get It Planned Inc..) - Source: https://appshunter.io/ios/app/planned-ai-money-manager/id6757729735 (this page in markdown: same URL + `.md`) - Developer: [Get It Planned Inc.](https://appshunter.io/developer/1848007615) - Category: Finance, Lifestyle - Price: Free with in-app purchases - Rating: 5.00/5 from 22 App Store ratings · 21 written reviews indexed - Age rating: 4+ - Requires: iOS 16.4 · 96 MB - Languages: American English - Released: 2026-02-19 - Data updated: 2026-11-15 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/planned-ai-money-manager/id6757729735/reviews.md ## What is Planned? Planned is an AI money manager and budget planner. Most money apps track where your money went. Planned builds a plan for where it should go. Ask the AI coach anything about your money, get a short step-by-step plan, and talk to a real human coach, Matt Schuberg, CFP® professional, when a decision matters. A PLAN, NOT JUST CHARTS - A short money plan with your top next steps, not a 20-item chore list - Each step uses your real numbers, with a due date - Finish one and the next one appears ASK ANYTHING ABOUT YOUR MONEY - "Can I afford an extra $400 a month on my credit card?" - The AI coach checks your balances, income and spending before it answers - Available anytime for the everyday questions KNOW WHAT'S SAFE TO SPEND - A budget planner built on your actual income and bills - See what is left to spend this month at a glance - Expense tracking that categorizes automatically SEE YOUR DEBT-FREE DATE - Debt payoff plans for cards and loans: highest rate first or smallest first - See how an extra payment each month changes your date and your interest EVERY BILL BEFORE IT'S DUE - Bill tracker and subscription manager in one view - Upcoming due dates and reminders - Find subscriptions you forgot about A REAL HUMAN COACH - 1:1 coaching with Matt Schuberg, CFP® professional - Weekly check-ins that keep you on track BUILT FOR REAL LIFE - Connect your bank and card accounts in seconds - Net worth and savings goals across every account - Bank-level security; your data stays yours Questions or feedback? Email support@getitplanned.com or visit getitplanned.com. Privacy Policy: getitplanned.com/privacy Terms of Service: getitplanned.com/terms ## Key features - AI financial coach - Personalized guidance - Financial health scoring - Connects financial accounts - Chat-based financial advice - Tracks spending and saving ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Monthly | $14.99 | per month | | Yearly | $99.99 | per year | | Monthly - Early Supporter | $8.99 | per month | ## Is Planned safe? Not enough ratings yet to assess Planned. ## Is Planned legit? Planned: AI Money Manager has limited verification signals. The AppsHunter Legitimacy Score for Planned is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (10 of 21) All indexed reviews: https://appshunter.io/ios/app/planned-ai-money-manager/id6757729735/reviews.md ### 5/5 — More than just a budget app *2026-08-25* This app made it so easy to see the big picture of how my money is actually working. It helped me realize I was underinvesting relative to my income and gave me a much clearer sense of what I should actually be saving and setting aside. Super easy to use on top of it all. Highly recommend! **Developer response:** We're happy to hear it's helped clarify your finances! ### 5/5 — Great insights *2026-08-21* This app is super well laid out, I don’t feel overwhelmed with the content and the way it’s designed very approachable :) **Developer response:** Thank you for the positive feedback! ### 5/5 — Felt confident about my personal finance after using this! *2026-08-18* I’ve been enjoying using this app so far because it really tries to understand my budget planning during the onboarding, especially calculating the financial score for me! Love the concrete steps I’ve been getting as well on how to achieve financial freedom. Would highly recommend! **Developer response:** Thanks for your review! We're happy to hear it's been helpful. ### 5/5 — Be intentional with your finances *2026-08-17* This app is great and everyone should use it especially if you need help tracking your finances & reaching your goals. **Developer response:** We're glad to hear it's been helpful! ### 5/5 — Does it all! *2026-08-14* Wow! Finally a program that has everything in one place. I can finally delete the 5 other apps I use and condense into one, easy to use platform. Two thumbs up!! **Developer response:** Thanks for your review! ### 5/5 — Makes finances less overwhelming! *2026-08-14* Clean, simple, and it actually works. This app has made me way more conscious about my spending and helped me start hitting my short-term money goals. Love it. **Developer response:** We're glad it's helping with your goals! ### 5/5 — Very Useful *2026-08-13* the startup wizard was a really great way to capture my current situation! well done. seems like this app will be very useful in helping people's finances! **Developer response:** We appreciate your review! ### 5/5 — Perfect *2026-08-13* Great to track my spending! **Developer response:** We're happy you've been enjoying it! ### 5/5 — Great App! *2026-08-13* Super clean app with very clear action points for how to improve! Love it **Developer response:** Thanks for your review! ### 5/5 — Great Budgeting Tool *2026-08-10* App helped me manage my finance effectively. So glad I found this! **Developer response:** We're glad to hear it's been helpful! ## Frequently asked questions about Planned ### What is Planned's financial health score? Planned scores your financial health across 10 categories, including emergency fund coverage, debt-to-income ratio, and savings rate. This helps you understand where you stand and what to improve first. ### How does Planned's AI coach work? The AI coach learns your full financial picture from connected accounts to provide personalized guidance. You can chat with it anytime to ask about spending, saving, debt, or long-term planning and receive answers based on your real numbers. ### Is Planned suitable for beginners? Yes, Planned is built for people who want to get their finances together but don't know where to start. It avoids generic tips and financial jargon, offering clear advice tailored to your life. ### What makes Planned different from other finance apps? Unlike passive trackers, Planned acts as an active coach, providing direct, personalized advice based on your real financial data. It fills the gap left by apps that only show charts or offer generic tips. ### Does Planned have ads? No, Planned is ad-free, allowing for an uninterrupted financial management experience. ### What devices does Planned support? Planned is available on iPhone and iPod devices. ### How often is Planned updated? The latest version is 1.0.3, and the app was last updated on March 16, 2026. This indicates a recent update and ongoing development. ### What is the age rating for Planned? Planned has an age rating of 4+, making it suitable for a wide range of users. ## Version history (last 5 releases) ### 1.9.0 — 2026-11-13 - A shorter money plan: your top 5 next steps, with the next one appearing as you finish each - Name your businesses and keep business and personal spending apart - Move a transaction to a different date, and see which charges are recurring - New setup questions for business owners - Fixes and speed improvements ### 1.8.0 — 2026-10-26 Made for iPhone Duo: Planned now uses the whole screen when you unfold, with a wider layout that's still easy to read and your tabs in the side rail. Fold or unfold any time and you stay right where you were. A new tab bar: the tabs now use Apple's own design, including Liquid Glass on the latest iOS. Easier bank connection: once you've linked a bank during setup, the main button takes you straight to your score. If you skipped connecting a bank, you can now connect one right after you subscribe. Fixes: the New chat button, Budget's Left to Spend bar and the undo message no longer sit behind the tab bar. VoiceOver now reads each option in menus that slide up from the bottom, and the profile button is labeled. ### 1.7.0 — 2026-10-19 My plan: coaching clients get a new home for their plan, with your lead goal and progress, this month’s commitment, a weekly check-in and your coaching year at a glance. Open it from the top of the Coach tab or from your profile menu. Clearer call status: the Coach tab now shows your next booked call, so you’re no longer asked to book a call you’ve already had. Simpler notification settings: everything is in one list by topic, with Push and Email side by side. Low balance alerts now use one amount for all your accounts, with a switch for each account. More control over email: task reminders can now be turned on or off by email as well as push, and coaching clients can choose how they get call reminders. Fixes: your alert amounts now stay put when you change how you’re notified, and you’re less likely to be signed out after an app update. ### 1.6.1 — 2026-10-14 Bug fixes and stability improvements to keep Planned running smoothly. Questions or feedback? Reach us anytime from Profile → Send Feedback. ### 1.6.0 — 2026-10-01 • Smart alerts: get notified about low balances, large transactions or deposits, and when you go over budget. Choose which alerts you want in Settings. • Faster sign-up: creating an account and signing in are quicker. • Clearer setup: onboarding questions are easier to answer, and you can skip connecting your bank from the top of the screen and add accounts anytime. • Easier bank connections: if your bank can't connect, we'll tell you why and let you add the account manually instead. • Start your plan faster: your top task opens with its first steps, and setup you've already finished is checked off for you. • Coach: start a new chat with one tap from the Coach tab. • Stronger security: your session is encrypted on your device, and Face ID signs you in without ever storing your password. • Ready for iOS 27, plus fixes and performance improvements throughout. ## Apps similar to Planned | App | Rating | Price | Category | | --- | --- | --- | --- | | [Financial Fitness Passport](https://appshunter.io/ios/app/financial-fitness-passport/id6755830716) | 5.0 (7) | Free | Finance | | [Your Wealth Architect](https://appshunter.io/ios/app/your-wealth-architect/id6777082463) | 5.0 (18) | Free | Finance | | [Roots: Grow Wealth](https://appshunter.io/ios/app/roots-grow-wealth/id6756028051) | 4.8 (29) | Free | Finance | | [Fruitful: Finances figured out](https://appshunter.io/ios/app/fruitful-finances-figured-out/id6469853675) | 3.9 (38) | Free | Finance | | [Axal: High Yield Savings](https://appshunter.io/ios/app/axal-high-yield-savings/id6752484843) | 4.7 (382) | Free | Finance | | [Monthly: Bill & Budget Planner](https://appshunter.io/ios/app/monthly-bill-and-budget-planner/id6760183749) | 4.7 (50) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-15.*