# PlanOnce: Zero-Based Budget — Private Planner, No Bank Sync

> Private Planner, No Bank Sync (iPhone/iPad app by Akira Taniwaki.)

- Source: https://appshunter.io/ios/app/planonce-zero-based-budget/id6782772002 (this page in markdown: same URL + `.md`)
- Developer: [Akira Taniwaki](https://appshunter.io/developer/6781045742)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 2 MB
- Languages: American English, German (Germany), Japanese
- Released: 2026-07-03
- Data updated: 2026-09-22
- User reviews in markdown: https://appshunter.io/ios/app/planonce-zero-based-budget/id6782772002/reviews.md

## What is PlanOnce?

Give every dollar a job, and see the next 90 days, without connecting your bank account.

PlanOnce is a private, manual zero-based budget for iPhone and iPad. Build a monthly plan, record spending quickly, and understand where your money is going. Your budget stays on your device, and you can export a complete copy whenever you choose.

PLAN WITH INTENTION
• Assign income to categories and see what remains
• Carry unused category balances into the next month
• Track accounts, goals, income, and expenses

STAY AHEAD
• Schedule weekly or monthly planned transactions
• Forecast your balance and possible cash shortfalls for the next 90 days
• See income, expenses, net change, and top categories across 6 or 12 months

YOUR DATA IS PORTABLE
• Create a complete versioned backup and restore it later
• Export transactions, accounts, categories, and monthly budgets as CSV
• No bank login, account registration, advertising, or tracking

TRY PRO FOR 30 DAYS
Every Pro feature is available for 30 days from first launch. No payment method is required and the Preview does not renew or convert automatically.

After the Preview, keep using the free essentials or choose PlanOnce Pro:
• Annual plan: auto-renewable yearly subscription
• Lifetime plan: one-time purchase with permanent access

Pro unlocks unlimited accounts, categories, and goals, planned transactions, a 90-day cash-flow forecast, 6- and 12-month trends, and CSV import from YNAB. Backup, restore, and CSV export remain free.

Payment is charged to your Apple Account. The Annual plan renews automatically unless canceled. You can manage or cancel it in your App Store subscription settings.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://atani.github.io/planonce-legal/

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| PlanOnce Pro | $49.99 | one-time |



## Version history (last 4 releases)

### 1.2.0 — 2026-09-14

• A short welcome that explains zero-based budgeting and your 30-day Pro Preview
• A clear notice before and after the Preview ends. Your data is never deleted
• Share a monthly summary card, with amounts hidden by default
• Log an expense from Siri and Spotlight with App Shortcuts

### 1.1.0 — 2026-08-25

Plan further ahead with PlanOnce 1.1:
• Forecast your balance and possible cash shortfalls for the next 90 days
• Automate weekly and monthly planned transactions
• Compare income, expenses, and top categories across 6 or 12 months
• Create a complete backup, restore it safely, and export CSV files
• Try every Pro feature for 30 days with no payment method

### 1.0.1 — 2026-07-11

- Category balances now roll over to the next month, so savings build up the way zero-based budgeting intends
- Fixed account balances drifting when editing, moving, or deleting transactions (including imported transfers)
- CSV import: legitimate same-day duplicate rows are now imported; re-importing the same file stays safe
- Amount entry now understands your region's decimal format (e.g. 12,34)
- More room on the free tier: up to 15 categories and 5 groups
- Faster budget and transaction screens with large histories
- Clearer messages during purchase approval (Ask to Buy)

### 1.0 — 2026-07-02

No release notes.

## More apps by Akira Taniwaki

- [Leafmark: EPUB Reader & Notes](https://appshunter.io/ios/app/leafmark-epub-reader-and-notes/id6781045740)
- [Sports Photographer Helper](https://appshunter.io/ios/app/sports-photographer-helper/id6781572518)
- [Match Notebook: Rival Scout](https://appshunter.io/ios/app/match-notebook-rival-scout/id6781687173)
- [Dotto - Simple Todo List](https://appshunter.io/ios/app/dotto-simple-todo-list/id6782310741)
- [ChillCast: Chill Hours Tracker](https://appshunter.io/ios/app/chillcast-chill-hours-tracker/id6785241430)

All apps by Akira Taniwaki: https://appshunter.io/developer/6781045742

## Related topics

[planonce](https://appshunter.io/ios/topics/planonce)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-22.*