# Plata Pay — Financially Connected > Multi-currency digital wallet with linked Visa payroll card for transfers and payments. (iPhone/iPad app by ePlata.) - Source: https://appshunter.io/ios/app/plata-pay/id1503228685 (this page in markdown: same URL + `.md`) - Developer: [ePlata](https://appshunter.io/developer/1101380583) - Category: Finance - Price: Free - Rating: 2.22/5 from 18 App Store ratings · 5 written reviews indexed - Age rating: 4+ - Requires: iOS 11.0 · 64 MB - Languages: English, French, Spanish, Filipino - Released: 2020-04-27 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/plata-pay/id1503228685/reviews.md ## What is Plata Pay? The Plata Pay app is a multi-currency digital wallet that provides a full breadth of services, including linked Visa payroll card, cross-border money transfers, peer-to-peer transfers, FX conversions, bill payments, secondary sub-accounts and more. Note: You may only use the Plata Pay app if you are an employee of a company that has contracted with ePlata for paycard services. Please review the important U.S. state licensing information below. Linked Plata Pay Visa Payroll Card Plata Pay users get a linked Visa payroll card which is connected directly to their Plata Pay app accounts enabling payroll funds to be used via all app services. Cross-Border Money Transfers The Plata Pay app, powered by ePlata, enables Plata Pay users to send funds instantly to family and friends in Mexico that have the ePlata app. Send and Request Money (P2P) Plata Pay users may send money to or request money from other users free of charge. All transfers are executed instantaneously. Real-Time Currency Conversion Plata Pay users may convert currency at any moment, whether prior to sending money to family and/or friends, paying a bill or simply creating a balance of multiple denominations. Users may hold funds in multiple currencies, including: U.S. Dollar, Mexican Peso, Euro, Canadian Dollar, British Pound and more. Pay Bills Plata Pay users may pay bills immediately to a wide variety of essential service providers, including: utilities (gas, electric, water) and cable television. Plata Pay users can even make bill payments on behalf of their family and/or friends living in another country. Secondary Sub-Accounts Plata Pay users can create secondary sub-accounts within their main Plata Pay user account that can be used to separate funds for special purposes. IMPORTANT: ePlata is a licensed money transfer agent in the U.S. state of IL. Please do not attempt peer-to-peer transfers via the Plata Pay Cash account if you do not reside in a licensed state or a country that does not prohibit its use. ## Key features - Linked Visa payroll card - Cross-border money transfers - Peer-to-peer transfers - Real-time currency conversion - Bill payments - Secondary sub-accounts ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/plata-pay/id1503228685/reviews.md ### 1/5 — Needs an update *2025-06-01* Keep giving an error to link external bank account ### 1/5 — This is so bad it’s gotta be a scam *2025-02-06* They have my money being held hostage, you cannot link a bank account because the app crashes. Their customer support number turns down my calls and it doesn’t reply to emails. ### 1/5 — Horrible app/should be taken off market. *2024-10-23* This app is horrible, literally just made and account I saved all my information to log back in, it’s been day four since I created the app and I can’t access it at all. I have tried to reset the password yet I keep getting an error message after clicking the reset link, I have tried to contact costumer service to no avail, they won’t answer emails nor phone calls so now I just have money sitting in an account that I can’t log into by any means and my company can’t retract the money back either as the company won’t allow them to. ### 5/5 — Best pay app I’ve used *2021-10-23* It’s nice because you can get a Plata debit card that works with the app and I can link other pay cards to the app as well. Customer service was really helpful too. ### 5/5 — Fast and easy *2021-10-14* Super easy app to use. Fast and secure ## Frequently asked questions about Plata Pay ### What is Plata Pay? Plata Pay is a multi-currency digital wallet that allows users to manage payroll funds, send money internationally, and pay bills. It requires users to be employees of a company that has contracted with ePlata for paycard services. ### Can I use Plata Pay for international money transfers? Yes, Plata Pay enables instant cross-border money transfers to family and friends in Mexico who also have the ePlata app. Users can also hold funds in multiple currencies like USD, Mexican Peso, Euro, CAD, and GBP. ### How secure is Plata Pay? While specific security features are not detailed, ePlata is a licensed money transfer agent in the U.S. state of IL. Users should ensure they reside in a licensed state or a country that permits its use for peer-to-peer transfers. ### What are the fees for peer-to-peer transfers on Plata Pay? Plata Pay users can send and request money from other users free of charge, with all transfers executed instantaneously. This feature is available to users within licensed states or countries that do not prohibit its use. ### Does Plata Pay have ads? No, Plata Pay does not contain advertisements. The app is free to use and does not feature any in-app advertisements. ### What devices support Plata Pay? Plata Pay is available on iPhone, iPad, and iPod devices. The app is designed for iOS users who meet the service eligibility criteria. ### How often is Plata Pay updated? The latest version of Plata Pay, 6.0.73, was last updated on February 13, 2023. Updates typically include performance improvements and new features to enhance user experience. ### What is the user sentiment for Plata Pay? Plata Pay has a rating of 2.2 stars from 18 ratings. This suggests that while some users find value in its features, there may be areas for improvement based on overall user satisfaction. ## Version history (last 5 releases) ### 6.0.73 — 2023-02-13 Minor performance improvements. ### 6.0.70 — 2022-11-01 bug fixes ### 6.0.68 — 2022-10-24 Minor performance improvements. ### 6.0.65 — 2022-10-13 minor bug fixes ### 6.0.58 — 2022-09-28 minor bug fixes ## More apps by ePlata - [ePlata](https://appshunter.io/ios/app/eplata/id1296906822) - [iPay Mobile App](https://appshunter.io/ios/app/ipay-mobile-app/id1326903913) - [Elite Staffing Wallet](https://appshunter.io/ios/app/elite-staffing-wallet/id1467417636) - [v.law](https://appshunter.io/ios/app/vlaw/id6448663770) All apps by ePlata: https://appshunter.io/developer/1101380583 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*