# Plenti — Make the most of your money > Flexible investment platform for consumer loans with attractive returns. (iPhone/iPad app by Plenti Pty Limited.) - Source: https://appshunter.io/ios/app/plenti/id1483000029 (this page in markdown: same URL + `.md`) - Developer: [Plenti Pty Limited](https://appshunter.io/developer/1483000028) - Category: Finance - Price: Free - Age rating: 17+ - Requires: iOS 17.5 · 38 MB - Languages: American English - Released: 2020-10-15 - Data updated: 2026-08-28 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/plenti/id1483000029/reviews.md ## What is Plenti? Plenti investors make their money go further, faster through flexible investment options. Join over 20,000 investors already registered with Plenti. * Earn attractive returns investing in consumer loans * $10 minimum investment * Flexible investment terms When it comes to money, every decision counts. That’s why we’re on a mission to help everyone to make the right choices – about the choices that count. We’ve built a new world of lending that seeks to make investing faster and simpler for all. * Investing is as simple as 1,2,3* 1. Register for an account online in 5 minutes 2. Download the app and login to your account 3. Transfer in funds and start investing in loans WHY INVESTORS CHOOSE PLENTI *Attractive asset class* We give everyday Australians the opportunity to earn stable, attractive returns offered by investing in personal loans, car loans and green loans. Previously, only banks and institutions had access to the consumer credit asset class. *Provision Fund protection* The Provision Fund helps protect your returns. While it’s no guarantee, no investor has lost a cent of interest or principal as due.^ *Flexible investment options* Choose to invest in lending markets with indicative terms from 1 month – 7 years. As borrowers repay their loans, you’ll receive regular payments which you can choose to automatically reinvest. READY TO GET STARTED? Visit www.plenti.com.au/investing to find out more about investing with Plenti and register for an account. Signing up only takes five minutes. Or email us at contact@plenti.com.au if you have any questions about investing. IMPORTANT INFORMATION As with every investment, investing with Plenti is not without risk. Plenti RE Limited ABN 57 166 646 635 holds Australian financial services licence number 449176, Australian credit licence number 449176 and is a member of the Australian Financial Complaints Authority (AFCA). This information should not be taken as financial product advice and has been prepared as general information only without consideration for your particular investment objectives, financial circumstances or particular needs. You should read the Product Disclosure Statement on www.plenti.com.au/pds before making any decision about your investment choices. ^ The Provision Fund is not a guarantee and your capital is at risk. ## Key features - Invest in personal, car, and green loans - $10 minimum investment - Flexible investment terms (1 month - 7 years) - Provision Fund protection - Automatic reinvestment options - Quick online registration (5 minutes) ## Recent user reviews (10 of 46) All indexed reviews: https://appshunter.io/ios/app/plenti/id1483000029/reviews.md ### 1/5 — They love 1 star ratings. *2025-11-03, version 1.6.50* Continuing the 1 star rating because in 2 or 3 years the sign in issue still isn’t fixed, otherwise the app and product is completely fine. ### 1/5 — Useless App *2025-10-31, version 1.6.50* Unable to use the app, completely redundant ### 1/5 — Log in pin is not working *2025-09-28, version 1.6.50* This app has many bugs, the PIN is not working, no biometric log in, on iphone half the data never shows up, this is unworthy of an otherwise good company. ### 1/5 — Loan details gone *2025-09-11, version 1.6.50* I can not find my loan details in the app anymore. It must of had an update and now these details are not available and I need to log into Plenti on the desktop to get my loan details. Very disappointing ### 1/5 — Terribly built mobile apps *2025-07-28, version 1.6.50* The platform is great, but the phone apps are a hunk of junk, consistently have issues logging in and every time I successfully login it asks me to set a quick access pin. Every time I close the app, this resets. So much for quick access, it takes me longer to login by having to skip the pin setup every time I login. ### 1/5 — Awful app *2025-05-28, version 1.6.50* This app doesn’t work at all, I just get loading errors on every page of the app. ### 1/5 — App is bad *2025-05-19, version 1.6.50* Continued troubles logging in- won’t load, deleting and downloading app again to access my money! Always needing to reset pin to log in Issues have been persistent for over a year. Slowly moving my money out of this platform due to the performance of this app. ### 1/5 — Desperately needs bug fixes *2024-12-12, version 1.6.48* This app feels like it’s been abandoned. No Face ID, constantly getting shunted to a mobile web view and having to log in again, or the app losing its mind and needing to be force-quit to see data. Not good enough. ### 1/5 — Simply doesn’t work *2024-12-10, version 1.6.48* Nothing on any of the app screens will load. It just says no Internet connection. I’m on 5 GHz Wi-Fi with a fibre to the premises 1000 Mb connection. ### 1/5 — Fix the app!!! *2024-02-01, version 1.6.48* Guys, it’s been months now where the app is not properly functional. It’s now gotten worse and I can’t log in at all let alone have my PIN number remembered. As a long time investor this makes me want to pull all my money out because if you can’t afford or won’t prioritise fixing your app, I have grave concerns for the status and priorities of the company. ## Frequently asked questions about Plenti ### What is Plenti? Plenti is an investment platform that allows everyday Australians to invest in consumer loans, such as personal loans, car loans, and green loans. It aims to make investing faster and simpler by providing flexible investment options and attractive returns. ### How do I start investing with Plenti? Getting started is simple. You can register for an account online in about 5 minutes. Once registered, download the app, log in, transfer funds, and begin investing in loans. Borrowers' repayments are then passed on to you. ### What are the investment options and risks? You can invest in lending markets with terms ranging from 1 month to 7 years. While Plenti offers attractive returns and a Provision Fund to help protect your investments, all investments carry risk. It's important to read the Product Disclosure Statement before making any decisions. ### Is there a minimum investment amount? Yes, the minimum investment amount to start with Plenti is $10. This low barrier to entry makes it accessible for a wide range of investors looking to diversify their portfolios. ### What kind of returns can I expect? Plenti offers the opportunity to earn stable, attractive returns by investing in consumer loans. These returns were previously only accessible to banks and institutions. The specific returns will depend on the loan markets you choose to invest in. ## Version history (last 5 releases) ### 1.6.50 — 2025-02-19 Bug fixes and performance improvements ### 1.6.48 — 2023-08-16 UX Enhancements ### 1.6.47 — 2023-07-04 Performance and experience improvements ### 1.6.41 — 2023-02-15 The Provision Fund section has been updated. ### 1.6.39 — 2022-12-08 Minor style improvements ## Apps similar to Plenti | App | Rating | Price | Category | | --- | --- | --- | --- | | [Switchere: Buy&Sell Crypto BTC](https://appshunter.io/ios/app/switchere-buy-and-sell-crypto-btc/id1550289857) | 3.4 (78) | Free | Finance | | [Chart AI Pro Trading Assistant](https://appshunter.io/ios/app/chart-ai-pro-trading-assistant/id6743652973) | 4.8 (494) | Free | Finance | | [Airwallex](https://appshunter.io/ios/app/airwallex/id1537521807) | 4.8 (525) | Free | Finance | | [OFX Money Transfer](https://appshunter.io/ios/app/ofx-money-transfer/id499457234) | 4.8 (2,641) | Free | Finance | | [Expense Tracker - MonAi](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647) | 4.8 (850) | Free | Finance | | [Instarem: Send money abroad](https://appshunter.io/ios/app/instarem-send-money-abroad/id1190075959) | 3.8 (686) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*