# Plinqit — Savings made simple > Earn money by saving, learning personal finance, and referring friends. (iPhone/iPad app by HT Mobile Apps LLC.) - Source: https://appshunter.io/ios/app/plinqit/id1086165855 (this page in markdown: same URL + `.md`) - Developer: [HT Mobile Apps LLC](https://appshunter.io/developer/597193942) - Category: Finance, Education - Price: Free - Rating: 4.90/5 from 74 App Store ratings · 60 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 4 MB - Languages: American English - Released: 2019-03-01 - Data updated: 2026-06-11 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/plinqit/id1086165855/reviews.md ## What is Plinqit? Get paid to save and learn about money! That’s right, our partner institutions will pay you to learn about things like buying your first home, building your credit score and early investing. How Plinqit works: Link to your checking account, simply and safely*. Set a goal, big or small, and see your savings grow. Earn more money by saving and referring friends. And, don’t forget when you learn about personal finances, you’ll earn money for that too! Price: We don’t believe you should have to pay a fee to save money. Plinqit is free to use**. There are no service fees unless you choose a penalty to withdraw funds before completing your savings goal. The self-selected penalty helps to motivate you and keep your savings saved- but it is up to you. With Plinqit, we pay you! So, what do you want? A vacation? New car? Emergency fund? Plinqit is the free, easy, automatic way to save. Want it. Plinqit. Get it. *Bank level security and protection with you in mind. **Data rates may apply for mobile device usage. With 256-bit encryption and FDIC-insurance up to $250,000, your money is safe at Plinqit. ## Key features - Earn money for saving - Get paid to learn personal finance - Set savings goals - Refer friends for rewards - Secure bank account linking - FDIC-insured savings ## Recent user reviews (10 of 60) All indexed reviews: https://appshunter.io/ios/app/plinqit/id1086165855/reviews.md ### 5/5 — Support staff is amazing! *2023-03-17, version 1.9* I absolutely second all of the positive comments about this app. I have literally found zero downside. I have had to contact support for one simple issue and they were super responsive and super helpful. ### 5/5 — Fantastic results. *2020-09-09, version 1.4* Best app to start savings and learning about money... with easy withdrawal if you meet your goal ### 5/5 — Easy to Use *2020-08-25, version 1.4* Simple, aesthetic, and can view how much you have to save weekly or how ever you set up your transactions before the deadline. Keep it up! ### 5/5 — 5 on 5 performance *2020-08-25, version 1.4* Best Experience App! Thank you for making this yype of savings app. Plinqit is giving me a chance to save and put a little extra money aside just in case. ### 5/5 — awesome *2020-08-24, version 1.4* If you want to Save Money . Download this amazing app and earn more... ### 5/5 — Transparent *2020-08-24, version 1.4* Being in college, it really helps ease you into being independent and money smart. ### 5/5 — Perfect *2020-08-18, version 1.4* Best app for easy to save and withdraw money if I need to dip into my savings. I have been able to save for three different things I needed so far. Just started my next goal. Woot! ### 5/5 — Super *2020-08-18, version 1.4* Such an amazing app and service is incredible I just love using it to save . ### 5/5 — Energized *2020-08-18, version 1.4* Very good app to save the money ....its a very good app.... ### 5/5 — Easy *2020-08-18, version 1.4* It's really useful and trusted application for your hard-earned money to be saved safely ## Frequently asked questions about Plinqit ### What does Plinqit do? Plinqit is a personal finance app that pays you to save money and learn about financial topics. You can link your checking account, set savings goals, and earn rewards for saving, referring friends, and completing educational modules on topics like home buying and credit building. ### How do I earn money with Plinqit? You can earn money by actively saving towards your goals, referring friends to the app, and by engaging with the educational content provided. Partner institutions reward users for their financial progress and learning. ### Is Plinqit free to use? Yes, Plinqit is free to use with no service fees. The only potential cost is a self-selected penalty for withdrawing funds before reaching your savings goal, which is designed to encourage you to stay on track. Standard data rates may apply for mobile device usage. ### Is my money safe with Plinqit? Yes, your money is safe with Plinqit. The app uses bank-level security and protection with 256-bit encryption. Your funds are also FDIC-insured up to $250,000 through partner institutions. ### What kind of savings goals can I set? You can set savings goals for anything you desire, whether it's a vacation, a new car, or building an emergency fund. The app is designed to be a flexible and automatic way to save for both big and small objectives. ## Version history (last 5 releases) ### 1.9 — 2023-02-14 Added support for several financial institutions. ### 1.6 — 2021-10-06 Fixes an issue with stored logins. ### 1.5 — 2020-10-01 Put a fresh coat of paint and polish on the landing page. The user menu button also now lets you know when you have new messages in the message center. ### 1.4 — 2020-07-02 Biometric login improvements ### 1.3 — 2019-08-22 We have made improvements to the UI and the login experience. ## Apps similar to Plinqit | App | Rating | Price | Category | | --- | --- | --- | --- | | [Qube Money: Envelope Budgeting](https://appshunter.io/ios/app/qube-money-envelope-budgeting/id1542093769) | 4.6 (1,604) | Free | Finance | | [PeoplesBank Mobile Access](https://appshunter.io/ios/app/peoplesbank-mobile-access/id341442376) | 4.8 (5,705) | Free | Finance | | [Primis Digital Banking](https://appshunter.io/ios/app/primis-digital-banking/id6736600923) | 4.7 (285) | Free | Finance | | [UBMich](https://appshunter.io/ios/app/ubmich/id1555294728) | 4.8 (299) | Free | Finance | | [Dupaco Shine Mobile Banking](https://appshunter.io/ios/app/dupaco-shine-mobile-banking/id477520555) | 4.2 (470) | Free | Finance | | [myfcbot](https://appshunter.io/ios/app/myfcbot/id1469916425) | 4.9 (1,618) | Free | Finance | ## More apps by HT Mobile Apps LLC - [Banker Jr.](https://appshunter.io/ios/app/banker-jr/id597193939) - [Member Jr.](https://appshunter.io/ios/app/member-jr/id895168942) All apps by HT Mobile Apps LLC: https://appshunter.io/developer/597193942 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-11.*