# Plootus 401k/403b Simplified — user reviews > 36 indexed App Store user reviews of Plootus 401k/403b Simplified by Analyze Future LLC, rated 4.70/5 from 33 ratings. - Source: https://appshunter.io/ios/app/plootus-401k403b-simplified/id1311669590/reviews - App overview in markdown: https://appshunter.io/ios/app/plootus-401k403b-simplified/id1311669590.md - Rating breakdown: 5★ 30 · 4★ 0 · 3★ 0 · 2★ 1 · 1★ 2 ## Newest reviews (15 of 36) ### 5/5 — Nice retirement app *2023-05-06, version 2.6* I love the app's retirement goal visualization, which allows me to see how my savings will grow over time.The retirement expense estimator helps me anticipate my future expenses and plan accordingly. With RetireWise, I feel empowered and confident in my retirement journey. ### 5/5 — Great planner *2023-05-06, version 2.6* The app's comprehensive retirement planner allows me to input all my financial information and 1. Plootus provides a clear picture of my retirement readiness. I love the app's retirement goal visualization, which allows me to see how my savings will grow over time. ### 5/5 — Great app for 401k and 403b plans *2019-09-22, version 1.6.1* Connect all my financial accounts and suggests me which investments to pick from my 401k plan. Best part it’s free and unbiased. Highly recommended! ### 5/5 — Love this app *2019-09-04, version 1.6.1* This App help both me and my wife in keeping up with our accounts ### 5/5 — Simple and effective. *2019-05-12, version 1.6.1* Best app for managing personal finance and retirement planning. ### 5/5 — A one stop solution for all your financial needs *2019-04-10, version 1.6.1* This app is just awesome. It bolsters you with all the impeccable and imperative financial suggestions which would make your future and investment decisions secure.in annex to that it helps you to make a formidable decision when you are at the cusp of confusion. In short a must to go app for all the financial needs. ### 5/5 — Plootus:Solution for the retirement *2019-04-09, version 1.6.1* Plootus is the app which provide free solutions for the problems related to financial planning of retirement and suggests options for your investment based upon the risk involved.It is the most secured way to get financial advices from the experts. ### 5/5 — Great app & very user friendly *2019-04-08, version 1.6.1* If you are looking for a app that is easy as well as efficient this is the one. It is really user friendly and simple. ### 5/5 — Excellent 401k app *2019-03-28, version 1.6.1* Excellent app. Very easy to use. Provides great advice for 401k options ### 5/5 — Easy to use *2019-03-18, version 1.6.1* Much easier thank employer rolls. The app calculates the future expenses for retirement period. It requires minimum inputs. The best part is it’s free right now and helps you choose the best of investments 403b account. ### 5/5 — Next level app *2018-12-11, version 1.6* Incredible app that can look at your 401k and analyze what is needed to meet your retirement goals ### 5/5 — Simple and easy to use App *2018-10-04, version 1.5* This App is a must have App for Financial Planning. ### 5/5 — A very nice app *2018-08-13, version 1.5* Thanks for this service ### 5/5 — Nice App *2018-07-31, version 1.5* This app is very useful ### 5/5 — Retirement planning *2018-07-19, version 1.5* If you are looking for a retirement planning tool, Plootus knows how to do it the best! ## Most critical reviews (10 lowest-rated) ### 1/5 — Doesn’t do anything *2020-09-25, version 2.2* Original: I downloaded the app, loaded a tiny bit of information, it doesn’t ask for much. It gave a hypothetical number that it grabbed out of somewhere which doesn’t come close to any of the other estimators I use. It doesn’t give guidance on anything like it says it does in the description. Will have to check it out on a desktop before I delete the app. But thinking this will end up being a useless app. Update: I received a response from the developer about my original post. Said they've improved things. I downloaded it, tried it again. Still not with downloading. ### 1/5 — Crashes immediately *2019-01-15, version 1.6* Fill out the sign-up form, instant crash. iPhone X on the latest update. Was able to log on with Google, finally. Navigation is cramped and super clunky. Where can I add social security and future pension funds? ### 2/5 — Not as advertised *2024-03-10, version 3.1* The app suggests funds that aren’t in my employers plan. Also fractions of percentages which you can’t do. When I tried to link to my account with a high street named firm, it wouldn’t even come up. I will probably delete the app ### 4/5 — Great initiative *2019-04-09* The app is user friendly but it can be better if it can provide information on proposed funds. ### 4/5 — User friendly interface *2019-04-08, version 1.6.1* Should have put FAQs on the app itself. That’s all. ### 5/5 — Budgeting Made Simple *2025-09-11, version 3.1* Budgeting with Plootus is simple. I can finally see where my money goes each month, which helps me stay on track as a student living on a tight budget. ### 5/5 — Student *2025-06-12, version 3.1* Plootus is a great company that actually brings value by helping optimize 401(k) plans. It’s a meaningful platform with useful features, solid advice, and a responsive customer support team. I really like that they focus on 401(k) optimization — not enough people think about their retirement, even though it’s such an important topic, especially these days. ### 5/5 — Amazing app *2024-10-31, version 3.1* Start planning for your financial future right here! ### 5/5 — A great resource! *2024-03-29, version 3.1* Plootus has been awesome is helping me determine my retirement income goals and what's needed to achieve those. I sincerely believe I’m on the right path - Plootus itself has been assisting with the tracking. It is promptly been notifying in terms of the necessary modifications required. ### 5/5 — Highly recommend this app! *2024-03-29, version 3.1* This is the easiest financial planning app that I have ever used! It makes 401k planning a breeze. ## Most praised reviews (5 highest-rated) ### 5/5 — Best App on the Market *2024-03-29, version 3.1* Plootus is the easiest to use and most efficient retirement planning app! After using multiple other apps, this was the most effective! ### 5/5 — Great 401k management tool *2024-03-29, version 3.1* Plootus has changed the way I manage my 401(k). With its intuitive interface and features, it offers an effective solution for optimizing retirement savings. The platform’s portfolio analysis tools provide valuable insights into asset allocation, risk tolerance, and performance tracking, empowering users to make informed investment decisions. One of the standout features of Plootus is its personalized recommendations tailored to individual financial goals and risk preferences. Whether you’re a novice investor or a seasoned pro, the platform offers actionable insights to help you maximize returns and minimize risk. Additionally, the ability to simulate different scenarios and adjust contributions allows for proactive retirement planning. In summary, Plootus is a game-changer for anyone looking to take control of their 401(k) investments. Its powerful features, personalized approach, and user-friendly interface make it an indispensable tool for long-term financial planning. ### 5/5 — Very easy 401k app and it’s free right now *2024-03-29, version 3.1* I have started using this recently and find it very easy to use. You can pick your risk strategy and Plootus selects best investment options from your employer 401k plan. They choose best performing and low fee funds to grow your retirement assets. You can also link your banks and credit cards and view income and expense summary, assets and liabilities at one place. ### 5/5 — Best FREE app for 401k /403b *2023-06-11* I wish my employer provided this. I need to just search my employer name and Plootus provides me the best investment options analyzed by Plootus AI for my risk strategy (moderate). No silly questions and no strings attached. Retirement calculator is very intuitive and projects how much you need for retirement based on your zip code. You can also check if you are making the rough amount of contribution to ensure you are saving enough for retirement. I linked my banks, credit cards and trading account to see all income, expenses investments and liabilities at one place. Best of all if you want you can provide access to your financial advisor to help plan for you. The app is safe and secure and it’s read only and I cannot make any transactions on this app. ### 5/5 — Great 401k app *2023-05-28, version 2.6* Plootus is a simple yet effective app for retirement planning. It offers a clear overview of your retirement savings progress, allowing you to set goals and track your performance over time. The app provides helpful charts and graphs to visualize your financial journey. It also offers retirement calculators and guides to help you make informed decisions about your savings and investments. If you prefer a straightforward and no-frills app that gets the job done, Plootus is worth considering. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-04.*