# 优+理财-华金证券股票投资理财软件 — A股股票交易、基金开户理财投资工具

> Comprehensive online platform for stock trading, fund accounts, and wealth management. (iPhone/iPad app by 华金证券股份有限公司.)

- Source: https://appshunter.io/ios/app/plus/id1166226840 (this page in markdown: same URL + `.md`)
- Developer: [华金证券股份有限公司](https://appshunter.io/developer/1007842164)
- Category: Finance, News
- Price: Free
- Rating: 3.00/5 from 2 App Store ratings · 1 written reviews indexed
- Age rating: 17+
- Requires: iOS 9.0 · 180 MB
- Languages: American English, Chinese (Simplified, China)
- Released: 2016-10-19
- Data updated: 2026-08-21
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/plus/id1166226840/reviews.md

## What is 优+理财?

华金证券官方出品，让投资更智能、理财更便捷。
华金优+理财APP是华金证券自主研发的一站式互联网综合理财服务平台，为您提供从证券开户到资产配置的全程陪伴。
【核心特色】
1.极速开户：支持身份证、港澳台居住证及外国人永居证7*24小时在线开户。
2.智能条件单：普通账户支持13项、信用账户支持6项条件单设置，可满足多场景自动化、多策略交易需求。
3.T0智能算法：智能化手段盘活股票底仓，助您捕捉波段机会，提升长期投资回报。
4.一站式理财商城：覆盖基金、信托计划、资管产品、私募基金等全品类产品，更有 “优享账户”4+N账户体系，助您科学配置资产。
【获得荣誉】
1、券商中国“2018优秀证券公司APP”中“年轻用户喜爱的券商APP”
2、券商中国“2019优秀证券公司APP“中”创新突破奖”
3、券商中国“2020中国证券业创意营销APP君鼎奖”
4、证券时报“2024中国证券业数字化先锋APP君鼎奖”
5、新浪财经“2025年度最佳券商APP运营奖”
【公司介绍】
华金证券股份有限公司（以下简称“华金证券”或“公司”）前身是设立于2000年9月的上海久联证券经纪有限责任公司；2005年3月，由中国航天科工集团公司等单位实施重组并更名为航天证券有限责任公司；2014年3月，公司引进战投，并增资扩股，成为珠海华发投资控股有限公司旗下的重要成员企业。2014年12月，公司更名为华金证券有限责任公司。2016年12月，公司完成股份制改制，更名为“华金证券股份有限公司”。2019年7月，公司设立华金大道投资有限公司。华金证券作为一家拥有全牌照的综合性证券公司，业务范围涵盖证券承销与保荐、证券资产管理、证券经纪、证券自营、另类投资等诸多领域。目前，公司注册资本为人民币34.5亿元。
【联系我们】
公司官网：https://www.huajinsc.cn
客服热线：956011

## Key features

- 7x24 online account opening
- Intelligent conditional orders
- T0 smart algorithms
- One-stop wealth management mall
- Asset allocation tools

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/plus/id1166226840/reviews.md

### 5/5 — 华金证券的新版本很不错

*2016-11-07*

华金证券的新版本很不错，我感觉比我自己其他券商的app好多了，细节优化好，速度快

## Frequently asked questions about 优+理财

### What is 优+理财?

优+理财 is an internet-based comprehensive wealth management service platform developed by Huajin Securities. It provides services from securities account opening to asset allocation, aiming to make investment smarter and wealth management more convenient.

### How can I open an account with 优+理财?

优+理财 supports online account opening 24/7 using your ID card, Hong Kong, Macau, Taiwan resident permits, and foreign permanent resident permits. This process is designed to be fast and convenient for users.

### Does 优+理财 offer advanced trading features?

Yes, 优+理财 features intelligent conditional orders. Regular accounts support 13 types of conditional orders, and credit accounts support 6 types, catering to various automated trading strategies and multi-scenario needs.

### What types of investment products are available on 优+理财?

The platform offers a one-stop wealth management mall covering a full range of products, including funds, trust plans, asset management products, and private equity funds. It also features an '优享账户' 4+N account system for scientific asset allocation.

### What is the T0 intelligent algorithm feature?

The T0 intelligent algorithm is designed to activate existing stock holdings. It aims to help users capture short-term opportunities and improve long-term investment returns through intelligent means.

### Is 优+理财 available on multiple devices?

Based on the provided data, 优+理财 is supported on iPhone and iPod devices. Further compatibility details for other platforms may be available through the developer.

### How often is 优+理财 updated?

The latest version of 优+理财 is 6.6.5, which was last updated on May 19, 2026. This indicates a relatively recent update cycle for the application.

### What is the user sentiment for 优+理财?

The app has a rating of 3.0 stars from 2 ratings. While this is a limited sample size, it suggests a mixed user reception. Specific user feedback is not detailed in the provided information.

## Version history (last 5 releases)

### 6.6.7 — 2026-08-18

APP更名

### 6.6.6 — 2026-07-07

支持交易所新规

### 6.6.5 — 2026-05-19

若干已知问题修复和用户体验优化

### 6.6.4 — 2026-04-28

1.通用回购新规改造
2.其他用户体验优化

### 6.6.3 — 2026-04-01

This update from Apple will improve the functionality of this app. No new features are included.

用户体验优化

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All apps by 华金证券股份有限公司: https://appshunter.io/developer/1007842164

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*