# Pluto: Spending Made Private

> Pluto: Spending Made Private (iPhone/iPad app by Jinit Shah.)

- Source: https://appshunter.io/ios/app/pluto-spending-made-private/id6806493023 (this page in markdown: same URL + `.md`)
- Developer: [Jinit Shah](https://appshunter.io/developer/6806493025)
- Category: Finance
- Price: Free
- Age rating: 12+
- Requires: iOS 17.0 · 14 MB
- Released: 2026-09-09
- Data updated: 2026-10-29

## What is Pluto?

Pluto turns transaction receipts and payment alerts into a private financial memory on your iPhone or iPad.

Start with a savings target and protect the parts of life you do not want to cut. Pluto builds a practical path from your own spending patterns, then keeps the useful work close at hand.

Connect Gmail only when you choose to import. Pluto uses read-only access to find transaction-like receipts and payment alerts, extract merchant, amount, date, category, and receipt signals, and store the resulting records locally on your device.

With Pluto you can:

• Build a savings path around your preferences.
• Ask focused questions about your own spending history.
• Search chronological transactions and inspect their details.
• Review uncertain imports and correct local rules.
• Track reimbursement suggestions and confirm the amount you actually received.
• See historical changes only when Pluto can trace them to your data.
• Hide amounts with privacy mode or delete local data at any time.

Pluto's recent 30-day ledger is included for the first 30 days with no payment required. Older Gmail history requires an active Pluto Access subscription. This complimentary access is not an App Store trial and never converts or charges on its own. If a user voluntarily subscribes during those 30 days, the paid term starts immediately after Apple confirms; the user may instead wait through the displayed end date. After 30 days, an active monthly, three-month, or yearly Pluto Access subscription is required to continue using the app; account, local-data, and help controls remain available. Gmail connection is always optional.

Gmail data is used only to build your personal spending records. Pluto does not sell Gmail data, use it for advertising or creditworthiness, or train generalized AI models with it.

Know your spend. Keep it yours.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Is Pluto safe?

Not enough ratings yet to assess Pluto.

## Is Pluto legit?

Pluto: Spending Made Private has limited verification signals. The AppsHunter Legitimacy Score for Pluto is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.1 — 2026-09-20

Pluto now supports iOS 17.

This update improves scrolling behavior across Home and Save, refreshes compatibility across iPhone and iPad, and includes performance and reliability improvements.

### 1.0 — 2026-09-09

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-29.*