# Plutus \| Bank On Crypto — Card Rewards & Perks

> Web3 loyalty rewards platform with tokenized debit card and discount vouchers. (iPhone/iPad app by BLOCK CODE LTD.)

- Source: https://appshunter.io/ios/app/plutus-bank-on-crypto/id1410685948 (this page in markdown: same URL + `.md`)
- Developer: [BLOCK CODE LTD](https://appshunter.io/developer/1410685947)
- Category: Finance
- Price: Free
- Rating: 3.00/5 from 2 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 68 MB
- Languages: English
- Released: 2025-12-30
- Data updated: 2026-08-18
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/plutus-bank-on-crypto/id1410685948/reviews.md

## What is Plutus | Bank On Crypto?

Plutus is a Web3 platform that blends loyalty rewards with blockchain technology. Launched in 2015 as the first tokenised debit card, Plutus has since distributed over $50 million worth of benefits on everyday spending to its community and continues to innovate with money-saving features in 2026.

The new app release introduces Plutus Credits: prepaid digital vouchers that customers top up to unlock discounts on gift cards and other utilities, with savings that vary by plan. Credits stack with PLUS Rewards Points to offer better savings.

## Key features

- Web3 loyalty rewards
- Tokenized debit card
- Plutus Credits for discounts
- Stackable rewards points
- Money-saving features

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/plutus-bank-on-crypto/id1410685948/reviews.md

### 1/5 — Scam App - Users beware

*2026-04-12*

App works but the service ia very scammy. They have financial issues and they will charge your card for anything made up subscription, etc. i haven’t used my account for years but they want to charge me a subscription for something I didn’t ask, activate or used.

## Frequently asked questions about Plutus | Bank On Crypto

### What is Plutus?

Plutus is a Web3 platform launched in 2015 that combines loyalty rewards with blockchain technology. It offers a tokenized debit card and features like Plutus Credits to help users save money on everyday spending.

### How do Plutus Credits work?

Plutus Credits are prepaid digital vouchers that users top up to unlock discounts on gift cards and utilities. These savings can vary depending on the user's plan and can be stacked with PLUS Rewards Points for even greater benefits.

### Is Plutus secure?

As a Web3 platform, Plutus utilizes blockchain technology for its operations. Specific security measures and protocols are not detailed in the provided information, but users can typically expect standard industry practices for financial applications.

### What institutions does Plutus support?

The provided description focuses on the platform's rewards and credit features rather than specific banking institution integrations. It is a standalone Web3 platform for managing crypto-related rewards and savings.

### What is the rating for Plutus?

Plutus has a rating of 3.0 stars based on 2 user ratings. This indicates a mixed reception from its current user base.

### What devices is Plutus available on?

Plutus is available on iPhone and iPod devices. The app supports iOS operating systems.

### When was Plutus last updated?

The latest version of Plutus, 5.9.0, was last updated on April 24, 2026. This suggests a relatively active development cycle.

### Does Plutus have ads?

No, Plutus does not contain advertisements. The app is free to use without any ad interruptions.

## Version history (last 5 releases)

### 5.9.0 — 2026-04-24

Plutus (Spring Release 2026)

After a decade riding third-party banking rails, we've rebuilt Plutus on infrastructure we own. This release is the pivot: from rewards and utilities bolted onto a third-party card provider, to a platform that answers only to its community.

"One must still have chaos in oneself to be able to give birth to a dancing star."
Friedrich Nietzsche

What's new:

Plutus Credits:
Credits are prepaid digital vouchers redeemable for gift cards and utilities within the app. Available in four regional credit types: PGBP, PEUR, PUSD, PAED.

Gift Cards:
Redeem your credit balance across 500+ brand offers across UK, EU, US & UAE. Savings applied automatically via PLUS reward points at checkout.

Badge Collection:
One for the culture and the community. Collect one free badge each month, plus one free with every top-up. Complete collection sets across seven rarity tiers to earn rewards. No cost or purchases needed.

Earn PLUS Rewards Points:
Complete six community tasks to earn PLUS rewards points. Open to new and returning users. 

Notifications, Stats, Guides & More:
Real-time transaction alerts, a multi-balance dashboard with CSV export, an 80+ article Help Centre, and PlutusAI support.

Why it matters:
The old Plutus was constrained by our card provider's roadmap. Every product idea had to clear an issuer, a processor, and a banking relationship before it reached you, or be phased out due to missing features. Now, you get uninterrupted access to rewards and utilities that no longer rely on a third-party card provider. The new Plutus ships today what the old Plutus took quarters to negotiate.

Returning this summer:
Currently in R&D phase, we are planning a release of the new card features with multi-currency support, new ways to send and receive funds, expanded regional availability, and previously missing basics like Apple Pay. Timing and features may change. More details to follow in due course.

### 5.6.0 — 2026-01-05

Plutus Lite

### 5.5.0 — 2025-12-30

Major system update, minor UI improvements

### 5.4.0 — 2025-10-21

New cashback UI and cashback redeem flow, minor improvements to app performance and UI

### 5.3.0 — 2025-09-10

You can now report cashback issues directly from the Transaction Details screen. Just tap the new button if something doesn't look right with your cashback.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*