# PlutusNeo by Afrinvest > Personal finance management app for savings, transfers, and financial education. (iPhone/iPad app by Andromeda Technology Solutions LTD.) - Source: https://appshunter.io/ios/app/plutusneo-by-afrinvest/id1629620318 (this page in markdown: same URL + `.md`) - Developer: [Andromeda Technology Solutions LTD](https://appshunter.io/developer/1629620320) - Category: Finance - Price: Free - Rating: 3.70/5 from 50 App Store ratings · 14 written reviews indexed - Age rating: 4+ - Requires: iOS 15.6 · 37 MB - Languages: American English - Released: 2022-10-20 - Data updated: 2026-08-22 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/plutusneo-by-afrinvest/id1629620318/reviews.md ## What is PlutusNeo by Afrinvest? Introducing Optimus 2.0 – Your Upgraded Financial Companion is Here We’re excited to announce the launch of Optimus 2.0, the latest and most powerful version of the Optimus by Afrinvest app. This major update brings a refreshed look, enhanced performance, and innovative new features designed to give you more control, convenience, and confidence in your financial journey. What’s New in Optimus 2.0 Optilock Top-Up Now you can top up your locked savings anytime while keeping your lock period intact—build your savings effortlessly. OptiTarget Savings Plans Save towards personal goals or collaborate with friends and family using our new Personal, Public Group, and Private Group savings options. Set goals, automate contributions, and track your progress. Wallet-to-Wallet Transfers Easily send and receive funds within the Optimus community using a simple username or email. It’s fast, secure, and seamless. Learning & Video Services Gain financial knowledge with in-app access to engaging video courses and educational content. Direct Debit Integration Automate your savings and contributions directly from your bank account—no more missed payments. Enhanced Security & Fraud Detection Enjoy greater peace of mind with advanced fraud detection powered by machine learning and improved back-office stability through Nova. Light & Dark Mode Toggle Customise your viewing experience with support for both light and dark themes. Performance Improvements Experience faster loading, smoother navigation, and a more intuitive user interface. Why This Matters Optimus 2.0 was built based on your feedback and our commitment to providing a smarter, safer, and more flexible financial platform. From goal-based savings to educational resources and real-time transactions, Optimus 2.0 empowers you to Save, Invest, Learn, and Grow—all in one place. Update your app today to experience the new Optimus 2.0. Welcome to the future of digital finance. Thank you for choosing Optimus by Afrinvest. ## Key features - Goal-based savings plans - Wallet-to-wallet transfers - Direct debit integration - Financial learning resources - Enhanced security features - Light and dark mode ## Recent user reviews (10 of 14) All indexed reviews: https://appshunter.io/ios/app/plutusneo-by-afrinvest/id1629620318/reviews.md ### 3/5 — Bugged on iphones *2026-07-16* The APP won’t go beyond the biometrics page as both the cancel and biometrics options cannot open or do not work. It’s a very strange problem and for weeks there’s no fix. Also no way to ask their maintenance team for help. Quite unfortunate ### 3/5 — IOS BUG ISSUES *2026-04-18* It’s been over a week and I can’t do anything on the app. Noticed it after the last update. I’m allowed to log onto the app, but I cannot move slides or switch tabs. It’s been bugging. You can’t move from Wallet to portfolio or any other parts of the app. ### 3/5 — Bug *2026-04-13* There is a bug on the iOS app. It opens up; shows something with settings and loose control. ### 3/5 — Inability to swap funds in my Naira wallet to dollars. *2025-11-10* For more than a week now, I’ve been unable to swap funds in my Naira wallet to dollars. I have reached out to customer support and it’s still the same. It’s very frustrating. ### 1/5 — Scam scam scam *2025-10-16* This app is a total scam don’t waste your time you can’t withdraw once you deposit money in there it’s a scam thank you For more than a year now I can’t withdraw my money back ### 1/5 — Pending Transaction *2025-09-10, version 2.2.2* Money hangs recently. Made a transfer of 824,000 and am yet to receive it or get it reversed ### 1/5 — Run! Run ! Run! At least for now *2025-08-26* My fund has been Stuck in the dollar wallet for more than a month. I can’t buy US Stocks and I can’t withdraw the money. The customer support only offers apologies and nothing else. Use other apps for now other than this glitch bagging ### 5/5 — Awesome *2025-08-06, version 2.2.2* So far So good, Easy to use, pretty straightforward to understand, what you see is what you get, swift response when seeking help and competitive interests and returns on investments. Customer service is brilliant. ### 3/5 — Repeating update requests *2025-07-28* Why does it keep requesting for update??! ### 5/5 — Seamless transactions *2025-06-07, version 2.1.9* I’ve been using Optimus for over two years now and it’s been amazing. They respond to queries and withdrawers and quick and easy. ## Frequently asked questions about PlutusNeo by Afrinvest ### What is PlutusNeo? PlutusNeo is a financial management application designed to help users save, invest, learn, and grow their finances. It offers features like goal-based savings, wallet-to-wallet transfers, and direct debit integration for automated contributions. ### Is PlutusNeo free to use? Yes, PlutusNeo is available for free. The app does not require any payment to download or use its core features. ### What devices support PlutusNeo? PlutusNeo is currently supported on iPhone and iPod devices. The app is designed for iOS users. ### How secure is PlutusNeo? PlutusNeo incorporates enhanced security measures, including advanced fraud detection powered by machine learning, to ensure user data and transactions are protected. ### Can I automate my savings with PlutusNeo? Yes, PlutusNeo features direct debit integration, allowing you to automate your savings and contributions directly from your bank account, ensuring no payments are missed. ### Does PlutusNeo offer financial education resources? Yes, PlutusNeo provides in-app access to engaging video courses and educational content to help users gain financial knowledge and make informed decisions. ### How often is PlutusNeo updated? The latest version of PlutusNeo is 2.3.2, and it was last updated on January 3, 2026. Updates are released to introduce new features and improve performance. ### What is the user rating for PlutusNeo? PlutusNeo has a user rating of 3.8 stars based on 44 ratings. This indicates a generally positive reception from its user base. ## Version history (last 5 releases) ### 2.3.4 — 2026-08-17 We've made a few improvements to enhance your PlutusNeo experience: • Improved app performance and reliability across key features. • Fixed an issue where the "Reinvest my dividend" preference could reset after being turned off. Your setting will now be saved correctly and remain consistent across sessions. • General bug fixes and stability improvements. Update now for the best experience. ### 2.3.3 — 2026-04-07 We’ve improved how you receive updates - Added reliable push notifications for transactions, savings, investments, referrals, and important updates. - Notifications now open directly to the relevant screen in the app. - Improved notification badges and in-app Notification Centre sync. - Enhanced background notification handling for a smoother experience. ### 2.3.2 — 2026-01-03 The app name has been updated to PlutusNeo by Afrinvest The same trusted features, security, and services you rely on remain unchanged There’s nothing you need to do. Simply update the app and continue enjoying seamless access to your investments under our new name. Thank you for growing with us. ### 2.3.1 — 2026-01-01 Brand Name Change We’re excited to share an important update with you. Optimus by Afrinvest is now PlutusNeo by Afrinvest. This change reflects our evolving brand and our continued commitment to delivering a more modern, intuitive, and powerful investment experience. What’s changed: The app name has been updated to PlutusNeo by Afrinvest The same trusted features, security, and services you rely on remain unchanged There’s nothing you need to do. Simply update the app and continue enjoying seamless access to your investments under our new name. Thank you for growing with us. ### 2.3.0 — 2025-12-24 Major US Stocks and investment updates:  • Enhanced portfolio view with clearer holdings display  • New Explore tab: Top Gainers, Top Losers, dividends  • Access to trade activities, statements, and tax documents  • Unsettled funds progress tracking  • Improved trading safeguards and violation checks  • Easy wallet top-up via card or bank transfer Update now for a smoother trading experience! ## Apps similar to PlutusNeo by Afrinvest | App | Rating | Price | Category | | --- | --- | --- | --- | | [Blayzz](https://appshunter.io/ios/app/blayzz/id6469538525) | 5.0 (1) | Free | Finance | | [Afrinvestor 2.0](https://appshunter.io/ios/app/afrinvestor-20/id6443647645) | 2.4 (43) | Free | Finance | | [Misan by Bamboo: Pay & Send](https://appshunter.io/ios/app/misan-by-bamboo-pay-and-send/id6478486033) | 3.8 (37) | Free | Finance | | [KongaPay](https://appshunter.io/ios/app/kongapay/id1105457515) | 4.4 (152) | Free | Finance | | [GAPS-Lite](https://appshunter.io/ios/app/gaps-lite/id6449935555) | 1.7 (30) | Free | Finance | | [PocketMoni](https://appshunter.io/ios/app/pocketmoni/id6742454528) | 4.6 (99) | Free | Finance | ## Related topics [optimus by afrinvest](https://appshunter.io/ios/topics/optimus-by-afrinvest) · [plutusneo by afrinvest](https://appshunter.io/ios/topics/plutusneo-by-afrinvest) · [afrinvest](https://appshunter.io/ios/topics/afrinvest) · [optiverse by optimus bank](https://appshunter.io/ios/topics/optiverse-by-optimus-bank) · [afrinvestor](https://appshunter.io/ios/topics/afrinvestor) · [afri investor](https://appshunter.io/ios/topics/afri-investor) · [optimus](https://appshunter.io/ios/topics/optimus) · [optimus pro](https://appshunter.io/ios/topics/optimus-pro) · [optimus bank](https://appshunter.io/ios/topics/optimus-bank) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*