# PNB CREDIT CARD (Genie) — Feel The Magic On Your Card!

> PNB Credit Card management app for seamless operation and account access. (iPhone/iPad app by Punjab National Bank.)

- Source: https://appshunter.io/ios/app/pnb-credit-card-genie/id1241923265 (this page in markdown: same URL + `.md`)
- Developer: [Punjab National Bank](https://appshunter.io/developer/898528851)
- Category: Finance, Business
- Price: Free
- Rating: 4.80/5 from 101 App Store ratings · 54 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 52 MB
- Languages: American English
- Released: 2017-06-13
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/pnb-credit-card-genie/id1241923265/reviews.md

## What is PNB CREDIT CARD (Genie)?

The app is full of features and will act as single point destination for cardholders to operate their PNB Credit Card seamlessly and without hassles. Just download this app and log in using your PNBCard Online User Id & Password to manage your card account on your fingertips. It is secure and convenient. 

Services:
1. View Past Statement and download statement.
2. Details of Latest Unbilled Transactions.
3. Payment History.
4. Instant Card Hot-listing.
5. PIN Generation.
6. Register Additional Credit Card.
7. Access Credit Card Profile and Account Summary.
8. Raise Service request and track its status.
9. Add on Card control

## Key features

- View and download statements
- Track unbilled transactions
- Instant card hot-listing
- PIN generation
- Manage credit card profile
- Raise and track service requests

## Recent user reviews (10 of 54)

All indexed reviews: https://appshunter.io/ios/app/pnb-credit-card-genie/id1241923265/reviews.md

### 1/5 — App stuck on a new card activate screen and not allowing to manage other existing cards

*2026-06-21*

I requested a Visa variant of my rupay card, but when I came to know that it will be chargeable, I decided not to activate it. But app is forcing me to activate the card and not allowing me to manage other cards. There is no option to skip and proceed. This is clearly a dark pattern and should face legal actions.

### 1/5 — Do not apply or try to get credit for PNB

*2026-05-29*

On of the worst and very time consuming bank to apply for credit card. I have applied for credit card through kiwi app and it almost a month now still it isn’t processed. After doing vkyc they said it will take 15 working days max but from almost a month there to update about application. Very pathetic service both call and email also. RBI should ban this type of bank immediately who doesn’t know how to give service to customers. Thos who are trying to gate credit card take my suggestion that gate any credit card other than pnb. Just the application process is very painful and pathetic that you can’t imagine after service.

### 5/5 — Very convenient app

*2026-01-22, version 4.0.6*

It makes easy to manage card .

### 1/5 — Available Limit cannot be seen

*2025-10-02*

1)In the recent update. It only shows the total card limit . U cannot see the Available credit limit and the used limit in the front page.
Previously it can be seen easily on the card image 
2) In the login Pin Previously the Numbers were jumbled. So it was not easy to see the login Pin . Now the number pad opens and it’s not secure.

### 1/5 — Worst banking app

*2025-09-04*

It’s a bogus app. When you do payment from PNB bank itself …payment could not be completed even after money deducted from my PNB saving account. There is no message  from PNB regarding my money back in PNB account. If you go to add your card in PNB account …it couldn’t add it….never get PNB credit card ….services are totally worst. I will suggest everybody never get PNB credit card even after if they pay you money for it….

### 4/5 — Credit card application

*2025-08-09*

Outstanding amount not show in main dashboard page this version app

### 1/5 — Misleading information

*2025-06-27, version 3.1.10*

The agent calling on behalf of PNB bank , branch barasat titumir bus stand mislead me providing wrong information about the card ..when the card arrived it’s completely not what he has claimed about the card including the card limit. Fraud is the term that gets well along this situation

### 5/5 — .

*2025-06-13, version 3.1.10*

User friendly and safe

### 1/5 — Worst credit card experience

*2025-05-14, version 3.1.10*

PNB should not go into credit card business if they do not want to give a good experience.. Simple example.. there is no card billing date mentioned in app.. for reward points you have to go to a third party page

### 2/5 — Please improve the interface of the app

*2025-02-27*

It’s very difficult to find the bill generation date. Payment date. Due date. Total expenses. Transactions details. Kindly put all of it in one place. This interference is 10-15 years old. Kindly update it as soon as possible

## Frequently asked questions about PNB CREDIT CARD (Genie)

### What can I do with the PNB Genie app?

The PNB Genie app allows PNB Credit Cardholders to manage their accounts seamlessly. You can view past and latest unbilled transactions, download statements, check payment history, instantly hotlist your card, generate a new PIN, register additional credit cards, access your credit card profile and account summary, raise service requests and track their status, and control add-on cards.

### Is PNB Genie free to use?

Yes, the PNB Genie app is free to download and use. There are no charges associated with managing your PNB Credit Card through this application.

### How do I log in to PNB Genie?

To log in to PNB Genie, you will need your existing PNBCard Online User ID and Password. This ensures secure access to your card account management features.

### What are the benefits of using PNB Genie for my credit card?

PNB Genie provides a secure and convenient single point of destination for operating your PNB Credit Card. It offers fingertip access to essential services like viewing statements, tracking transactions, managing your PIN, and hotlisting your card instantly, saving you time and hassle.

## Version history (last 5 releases)

### 4.1.7 — 2026-08-12

Exclusive Offers and minor bug fixes

### 4.1.5 — 2026-06-15

Redirecting to payment issue fixed

### 4.1.4 — 2026-05-27

Enhance feature and branding change

### 4.1.2 — 2026-04-15

Security patch updated

### 4.1.0 — 2026-03-22

User can Apply Add-on Card

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## More apps by Punjab National Bank

- [PNB ATM Assist](https://appshunter.io/ios/app/pnb-atm-assist/id1084747132)
- [PNB Parivar](https://appshunter.io/ios/app/pnb-parivar/id1247838082)
- [PNB mPassbook](https://appshunter.io/ios/app/pnb-mpassbook/id1282930472)
- [PNB ONE](https://appshunter.io/ios/app/pnb-one/id1434797444)
- [SHGB mBanking](https://appshunter.io/ios/app/shgb-mbanking/id1437134938)

All apps by Punjab National Bank: https://appshunter.io/developer/898528851

## Related topics

[pnb genie](https://appshunter.io/ios/topics/pnb-genie) · [pnb one](https://appshunter.io/ios/topics/pnb-one) · [pnb digital](https://appshunter.io/ios/topics/pnb-digital) · [pnb pro](https://appshunter.io/ios/topics/pnb-pro)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
