# PNB Housing Customer Portal — user reviews

> 55 indexed App Store user reviews of PNB Housing Customer Portal by PNB Housing Finance Limited, rated 1.67/5 from 3 ratings.

- Source: https://appshunter.io/ios/app/pnb-housing-customer-portal/id1231523388/reviews
- App overview in markdown: https://appshunter.io/ios/app/pnb-housing-customer-portal/id1231523388.md
- Rating breakdown: 5★ 0 · 4★ 0 · 3★ 0 · 2★ 2 · 1★ 1

## Newest reviews (19 of 55)

### 1/5 — WORST

*2024-06-25*

Worst ever bank to deal with. The staff is unresponsive. The customer care never works to satisfaction. The process to pre close is a pain in the. If u can, please avoid this bank. There is no
Online payment system. No
Relationship
Manager to help
U with.. Nothing!!! It’s been more than a month am behind them.

### 1/5 — Worst app

*2024-04-12, version 2.0.1*

Worst app not able to get forget user id from app but when you do it with web it’s working. Worst tested app by the developers as well as testers.

### 1/5 — Dob year not available

*2024-04-05, version 2.0.1*

1978 year not available in data while signing up

### 1/5 — Worst app

*2024-01-23, version 2.0.1*

India’s worst app ever. Always saying error occurred try again. I was trying to login since last 15-20 days but still getting same error.

### 1/5 — 3rd class app 3rd class service

*2023-09-12, version 2.0.1*

It my request to all the people please transfer your loan to other banks or either please dont take loan from this bank 

Service wise Pnb housing finance is pathetic

### 1/5 — An idiot could make a better app

*2023-08-06*

Its worthless, featureless and archaic. If a new user has to register, it ask for the DOB, but the year of birth option is only until 1990. So its assumed that if you are born prior to 1990, you wont use the app. 

Its idiots like these who have ruined the government banking sector with such pathetic customer experience.

### 1/5 — Rubbish app

*2023-07-14, version 2.0.1*

Year of birth only showing till 1990. I am 85 born and its saying dob out of range on signing up. You provide loan only to below 36 years and nit beyond that. Most hectic app for signing up

### 1/5 — Bt file pending from two months

*2023-07-03*

My bt file login two months ago loan is disbursed but cheque is bot submitted in 2nd loan bank and no one attend my call from side of pnb now my pnb emi is created and also old bank home first now i am paying two bank emis without any benefits pnb giving wrost customer support service ever seen and pnb employees put wrongly entered all my contacts info I don’t have received any kind of information about my loan from pnb

### 1/5 — Worst application

*2023-04-13, version 2.0.1*

Not able to download interest certificate 
Not even able to share over email 
Pathetic application

### 1/5 — Application of Disbursement

*2022-09-21, version 2.0.1*

Very worst application after update its not working proper , I am trying to applying my disbursement amount it’s only buffering means round and round last few days , I tried its approximately 1 and half hour but my application was not submitted yet…..

### 1/5 — Year of birth range starts from 1990

*2022-09-10, version 2.0.1*

How someone born before 1990 would register when your DoB range starts from 1990. Heavy penalty should be imposed on the developer and also on official supervising this app development. Ridiculous

### 1/5 — Pathetic

*2022-07-26, version 2.0.1*

This app doesn’t allow anyone born before 1990 to register - says date out of range. It’s a financial corp’s app. Unbelievably pathetic! Wish there was a zero star rating!

### 1/5 — App login failed

*2022-07-06, version 1.0.69*

I am not at all able to login through this app, although from web pages only login is possible.

### 1/5 — WORST APP

*2022-07-01, version 1.0.69*

Through website I can login easily but through this app, god knows how many attempts it takes. This app shouldn’t be on iOS app market in first place. Remove this trash from app store.

### 1/5 — Rubbish app

*2022-07-01, version 1.0.69*

What a rubbish app you have developed, just a bull-sheet, not opening, crashing in ios, 

still the ROI and  service you offer, great- feeling happy

### 1/5 — PnB housing App is worthless

*2022-05-31*

I am a housing loan customer from PNB . Earlier I used to be able to login to this app and all of a sudden I am not able to , even after deleting and installing it back it doesn’t let me login via the app. I use the same id/password combination on the website and it works like a charm. Another problem with PnB is that they don’t display the rate change on the app/website and also doesn’t display the principal outstanding which is kind of gives an indication that they intentionally doesn’t want the customers to know about it . I can only hope that someone from PNB read these comments from users and take appropriate action.

### 1/5 — Worst App Ever

*2022-05-03*

If someone has already taken a loan from your bank so your data base engineer is good for nothing so as to update the details at the backend and you app interface is worst ever…is this the way you ask user to enter any one if the below details and the register - which doesn’t work at all ??after multiple entries also it’s Not allowing  me to register it ….atleast loan account no it should take that also it says account doesn’t exist waoo that clearly shows your data base engineer people are good for nothing …that’s why private bank Are much much better …

### 1/5 — Account  Not Found

*2022-04-13, version 1.0.69*

Whenever i try to register it shows Account not found

### 1/5 — Worst experience with this app

*2022-04-13*

Not able to login to my loan account, while the same works on website. Also, on the online page as well, no details on my current rate of interest, what is the principle paid, how much is the interest paid. All i see is how long im in debt to the bank. No transparency.

## Most critical reviews (10 lowest-rated)

### 1/5 — Worst App Ever

*2025-12-30*

Extremely poor and useless app. Login hi nahi hota aur har baar “Error deriving customer name” jaisa meaningless error dikhaata hai. Na to proper error explanation hai, na solution.

Customer hone ke baad bhi apna home loan detail dekhna possible nahi. App reinstall karo, update karo, data change karo — kuch bhi kaam nahi karta. Lagta hi nahi ke yeh kisi national-level finance company ka app hai.

Customer care bhi sirf naam ka hai. Call karo to waiting, email karo to koi response nahi. Aaj ke time me jab sab kuch digital hai, yeh app bilkul failure hai.

Is app se:
	•	Loan statement access nahi hota
	•	EMI detail nahi dikhti
	•	Login system broken hai
	•	Support zero hai

PNB Housing jaise brand se itni low-quality app expected nahi thi. Jab tak backend aur login issues fix nahi hote, is app ko use karna time waste aur stress ke alawa kuch nahi.

Strongly NOT recommended. Better to visit branch than use this useless app.

### 1/5 — Unable to select date before 1990 how are people older than that going to select their birth date?

*2025-03-18*

Unable to select date before 1990 how are people older than that going to select their birth date? Ever most stupidity that I have seen. Apple store should take down this app completely for being useless.

### 1/5 — Everything is worst about PNB

*2024-12-02*

Literally their website as well as this app is so worst. It looks like they have hired some college intern to do develop these apps. I am unable to login anywhere to check any information on my housing loan. Time to switch to some better housing loan providers.

### 1/5 — Terrible experience

*2024-11-19, version 2.0.1*

If you’re installing this app then good luck for that because you’ll face some weird difficulties which don’t even let you login.

### 1/5 — Simply doesn’t work

*2024-10-09, version 2.0.1*

The application doesn’t work. Doesn’t even let you login or signup. Useless.

### 1/5 — Not able to Login

*2024-09-10*

Very bad app , Suddenly I can’t login with same credentials. I think the bank has intentionally made up some problems so the customers can’t check all details and home branch Services are pathetic. RBI should look into them they are cheating and making fool of customers

### 1/5 — Don’t entertain online payment

*2024-07-30*

I am very pathetic experience with PNB housing Dehradun branch. They love their customers so much that they would like them to see in-person n ask to visit branch office. Don’t entertain online payment. Only option is to visit their branch. Not sure if it’s lender issue or Dehradun branch issue.

In nutshell, I would recommend not to take PNB housing services.

### 1/5 — Can’t even login

*2024-07-25, version 2.0.1*

I can’t login the app, stuck in the login page without any response

### 1/5 — Such a shady bank

*2024-07-09, version 2.0.1*

There is no place in app to see the current mortgage rate
They sends mails and increases the interest like monthly basis, app is shady that no information on this pops up
I took loan and within 4 months twice they have increase and increased my loan tenure to 1 year.

### 1/5 — Worst NBFC

*2024-07-09*

If you don’t want to become ur life hell then do not take loan from this NBFC.. so many hidden charges.. ruthless behaviour of employees.. In every two months without any reason they will increase the Interest rate.. Intentional delay in every operation so that they can get more interest.. No transparency in charges.. No disclosure of hidden terms and conditions by sales teams.. and ultimately I have final say that never ever take loam from PNB Housing Finance ever..

## Most praised reviews (10 highest-rated)

### 3/5 — Geo Fencing

*2025-10-20*

Both Website and app is not working outside India. Before “operation sindoor”, it was working fine. Now most of websites, which were geo fenced, are now accessible throughout worldwide without geo fencing. PNBHFL may also see for removing geo fencing.

### 3/5 — Always prompting for version

*2018-12-08, version 1.0.57*

Yesterday only downloaded app from apple store but prompting that updated version is available.

### 3/5 — Repayment

*2018-10-27, version 1.0.54*

App is with basic details but yet the most important of repayment schedule and submit request to repay some pricipal amount

### 3/5 — Payment schedule missing

*2018-10-20, version 1.0.49*

App is okay but missing the most important part, Re-Payment Schdule and account statements.

### 2/5 — Unable to login

*2022-01-10*

Hello, I am unable to login to this app. It’s a little cumbersome to login every time to the customer portal through desktop login. Why is it that I am able to login through the website and not through the application.

### 2/5 — Doesn’t accept username password

*2021-10-26, version 1.0.69*

App denies correct username and password even though same works on the website.

### 2/5 — Total crap-waste of time and effort

*2020-12-07*

Only used to see your pending number of EMI and open service request. I forgot my password and resetting it was like opening a Walt of RBI gold safe...useless.

* intentionally don’t have feature of current ROI , current outstanding and display of charges.
* service request drop down menu has not been updated for years, don’t have opening for ROI reduction query and many basic needs
* don’t have options to see historical ROI details.....

Best part is SBI has better UI then this private bank, which surprised me as I have a car loan with them.

### 2/5 — Absurd app.

*2020-06-07, version 1.0.63*

Worst app-
1. Can’t check outstanding amount 
2. Cant check ROI
3. Don’t have any option of prepayment.
4. No amortisation schedule available.
5. And many more basic things are missing.
I don’t understand if these options are not available then what’s the purpose of this app. Pathetic and worst app i ever used.

### 2/5 — This is just website in an app

*2020-04-30, version 1.0.62*

I wish this was a native app that had better features!

### 2/5 — Intentionally not sharing the Rate of interest and Principal Outstanding

*2020-02-23*

When you build a complete housing loan website /mobile app and don’t disclose the rate of interest and principal outstanding, it definitely means, it is intentional. How can one miss these two basic info from the loan details. Also, there is no option to make online prepayment, as usual, financial institutions don’t want to make loan prepayment easy for their customers.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-13.*
