# PNB ONE

> Comprehensive banking platform for fund transfers, investments, card management, and account services. (iPhone/iPad app by PNB.)

- Source: https://appshunter.io/ios/app/pnb-one/id1434797444 (this page in markdown: same URL + `.md`)
- Developer: [PNB](https://appshunter.io/developer/898528851)
- Category: Finance, Productivity
- Price: Free
- Rating: 3.60/5 from 560 App Store ratings · 166 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 394 MB
- Languages: English
- Released: 2019-01-03
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/pnb-one/id1434797444/reviews.md

## What is PNB ONE?

PNB ONE is an amalgamation of various banking processes being delivered through single platform. This is an all in one application which allows you to transfer funds, view account statement, invest in term deposits, manage debit card & credit card and many other exclusive services at your fingertips.
 
Services Available / Features of PNB ONE
a) Interactive Interface
	(i) Redesigned dashboard with more features available on the dashboard
	(ii) Access all the accounts on the dashboard itself.

b) Accounts
	(i) All accounts will be displayed in illustrative manner. ( Savings, Deposits, Loan, Overdraft, Current)
	(ii) Detailed view of account statement
	(iii) Check Balances

c) Transfer Funds:
	(i) Regular Transfers - “Self” (for own accounts), “Within” (for PNB accounts) & “Other” (for non-pnb accounts) will be there.NEFT/IMPS/UPI for Interbank fund transfers.
 	(ii) Instant Transfers (without adding beneficiary) - IMPS using MMID and Quick Transfer without adding beneficiary.
	(iii) Indo- Nepal Remittance
 
d) Invest funds
	(i) Open a term deposit account
	(ii) Mutual Funds
	(iii) Insurance

e) Transactions
	(i) My transactions will display all the recent transactions
	(ii) My Favorite Payee will show list of recent payees
	(iii) Schedule a transaction
	(iv) Recurring transactions
 
f) Safe and secure
	(i) Sign in much faster and simpler with your fingerprint
	(ii) 2 factor authentication
	(iii) Encryption

g) Manage Debit Card
	(i) Apply for a new card
	(ii) Update limits of ATM withdrawal, POS/ Ecomm transaction
	(iii) Hotlist debit card

h) Manage Credit Card
	(i) Link/De link Credit Card
	(ii) Auto Payment Registration
	(iii) Auto Payment De-Registration
	(iv) Change card limit
	(v) Statement on e-mail
	(vi) Damaged card replacement

i) Unified Payment Interface (UPI)
	(i) Send/ Collect money through UPI
	(ii) Transaction History
	(iii) Complaint Management
	(iv) User Deregistration

j) Scan & Pay (BHARAT QR):
	(i) Make Payment by scanning QR directly.
	(ii) Link your cards once and make the payment directly from the account.

k) Pay Bills/Recharge:
	(i) Register your biller pertaining to Mutual find, Insurance, Telecom, Electricity, DTH, credit card etc.
	(ii) Pay bills directly to your registered biller.

l) Languages: Available in English and Hindi

m)  Cheques
	(i) Inquire Cheque Status
	(ii) Stop Cheque
	(iii) Request for Cheque book
	(iv) View Cheque

n)   M-Passbook
	(i) View account statement of account
	(ii) Download account statement in PDF for offline purposes.

o)    Favourites

p)    Value Added Services
	(i) PAN/ Aadhar Registration
	(ii) E-mail ID Updation
	(iii) E statement registration
	(iv) E-statement de registration
	(v) MMID( used for IMPS)
	(vi) Last 10 SMS

q)    Complaint Service Management
	(i) Raise a complaint/ Service Request
	(ii) Track your request
	(iii) Request history

## Key features

- Interactive dashboard
- Account statement viewing
- Fund transfers (NEFT/IMPS/UPI)
- Term deposit and mutual fund investments
- Debit and credit card management
- Bill payments and recharges
- Cheque status inquiry and stop cheque

## Recent user reviews (10 of 166)

All indexed reviews: https://appshunter.io/ios/app/pnb-one/id1434797444/reviews.md

### 1/5 — Waste of Resources

*2026-08-17*

Whoever created this app must be let go off their job. What a joke on online platform and services. Writing this review after 10th installation as I have failed to launch my online account for net banking and help my family in India. I thought having an NRE account would be easy and seamless with this bank. Regretting my decision to bank with PNB. I wish there was a negative rating button for reviews.

### 1/5 — Worst aap on planet

*2026-07-24, version 5.36*

Very bad experience

### 5/5 — Well designed and fast

*2026-07-22*

The App quality and features are sufficient not too disturbing and works well

### 2/5 — Pathetic service

*2026-07-03*

Pathetic service from PNB

### 1/5 — Schedule Transfer Problem

*2026-06-16*

Did not allow the schedule transfer on the same day or next day as the date differs in my current country and India.

### 5/5 — PNB ONE

*2026-06-12*

PNB ONE is a very user-friendly and reliable banking app. The interface is simple, making it easy to check account balances, transfer funds, pay bills, and manage banking services from anywhere. The app offers a wide range of features, including UPI transactions, fund transfers, debit card management, and account statements. Transactions are processed quickly, and the security features provide confidence while banking online. Overall, PNB ONE is a convenient and efficient digital banking solution that makes everyday banking hassle-free.

### 1/5 — Worst banking app

*2026-05-23*

This is the worst banking app I have ever used. Actually I have two sim and one of them is registered with PNB. If I am connecting Internet with other sim it doesn’t work. Reason is due to security issue, we can only use the registered sim’s internet for open the app and operations. This is the third class security system, even iam opening the app with my Face ID or finger print otherwise security pin then what is the requirement of your sim verification. I have hdfc, SBI and canara app in mobile. None of them has this kind of third class security facility for their valuable customers.. cheer up guys you are the oldest public sector bank in india  and your mentality still in that 20th century

### 1/5 — Worst app been trying to log in not working

*2026-05-18, version 5.30*

Why can’t we login using our credentials why do i need to send sms from sim and turnoff my WiFi  for that as well how absurd is this. While im out of country. I want basic log in account where we just put our all details and get otp jand whatever.

### 5/5 — Best bank

*2026-05-16, version 5.28*

Fantastic staff and service

### 1/5 — App is crashing

*2026-05-14*

The app works fine until I login, as soon as I logged in it is crashing. I tried clearing cache, reinstalling but nothing worked. Requesting developers to fix the bug asap

## Frequently asked questions about PNB ONE

### What can I do with this banking app?

This app allows you to perform a wide range of banking activities, including transferring funds between accounts, viewing detailed account statements, investing in term deposits and mutual funds, managing your debit and credit cards, paying bills, and checking cheque statuses. It aims to consolidate various banking processes into a single, convenient platform.

### How does the app ensure security?

The application prioritizes security with features like faster and simpler fingerprint sign-in, two-factor authentication, and encryption. These measures are in place to protect your financial information and transactions.

### Is this app free to use?

Based on the provided information, the application is available for free. There are no mentions of subscription fees or in-app purchases for core functionalities.

### What types of fund transfers are supported?

The app supports various fund transfer methods, including regular transfers to own accounts, within PNB accounts, and to other bank accounts using NEFT, IMPS, and UPI. It also offers instant transfers without adding beneficiaries and Indo-Nepal remittances.

### Can I manage my cards through this app?

Yes, you can manage both your debit and credit cards through the app. This includes applying for new debit cards, updating transaction limits, hotlisting debit cards, linking/de-linking credit cards, setting up auto-payments, changing credit card limits, and requesting damaged card replacements.

## Version history (last 5 releases)

### 5.39 — 2026-08-23

MInor UI enhancement.

### 5.38 — 2026-08-10

Minor UI enhancements.

### 5.37 — 2026-08-03

Minor UI enhancements.

### 5.36 — 2026-07-24

Minor UI enhancement.

### 5.35 — 2026-06-30

* Revamped UI
* Form 121 submission
* Minor UI and Security enhancements

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## More apps by PNB

- [PNB ATM Assist](https://appshunter.io/ios/app/pnb-atm-assist/id1084747132)
- [PNB CREDIT CARD (Genie)](https://appshunter.io/ios/app/pnb-credit-card-genie/id1241923265)
- [PNB Parivar](https://appshunter.io/ios/app/pnb-parivar/id1247838082)
- [PNB mPassbook](https://appshunter.io/ios/app/pnb-mpassbook/id1282930472)
- [SHGB mBanking](https://appshunter.io/ios/app/shgb-mbanking/id1437134938)

All apps by PNB: https://appshunter.io/developer/898528851

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*