# PNC BeneFit Plus

> Mobile app for managing HSA, HRA, and FSA health benefit accounts. (iPhone/iPad app by PNC Bank, N.A..)

- Source: https://appshunter.io/ios/app/pnc-benefit-plus/id1043673090 (this page in markdown: same URL + `.md`)
- Developer: [PNC Bank, N.A.](https://appshunter.io/developer/303113130)
- Category: Finance, Health & Fitness
- Price: Free
- Rating: 4.40/5 from 782 App Store ratings · 128 written reviews indexed
- Age rating: 17+
- Requires: iOS 17.0 · 30 MB
- Languages: American English
- Released: 2015-11-05
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/pnc-benefit-plus/id1043673090/reviews.md

## What is PNC BeneFit Plus?

PNC BeneFit Plus Mobile for Apple Devices¹
Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go!  Powerful features of the app include:

Easy, Convenient & Secure
•	Simply log in to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) 
•	No sensitive account information is ever stored on your mobile device
•	Your device will present you with a prompt to allow your location to be accessed; accepting the prompt will help minimize the request for additional security questions upon log in

Connects You with the Details 
•	Quickly check available balances 24/7 
•	View charts summarizing account(s) 
•	View claims requiring receipts
•	Click to call or email Customer Service

Provides Additional Time-Saving Options (if supported or applicable to your account(s))  
•	File a claim towards your medical FSA and HRA
•	Take or upload a picture of a receipt and submit for a new or existing claim
•	View, contribute and distribute HSA transactions
•	Pay bills from any account and add a payee
•	Using the Dashboard, enter medical expense information and supporting documentation
•	Retrieve your forgotten username/password
•	Report a debit card as lost or stolen

*This is not the PNC Mobile Banking app, which allows you to access your bank and brokerage accounts. 

For questions or support, call or email the PNC BeneFit Plus Customer Service Center at 844-356-9993 or pncbenefitplus@healthaccountservices.com
  
No personal or sensitive data is stored on the PNC BeneFit Plus mobile app.

¹ PNC does not charge for the PNC BeneFit Plus Mobile App. However, a supported mobile device is needed. Also, your wireless carrier may charge you for data usage. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply.

Apple®, iPod touch® and iPad® are trademarks of Apple Inc., registered in the U.S. and other countries. iPhone® is a registered trademark of Apple Inc.

PNC is a registered mark of The PNC Financial Services Group, Inc. (“PNC”).

Banking and lending products and services, bank deposit products and treasury management services for clients and/or customers are provided by PNC Bank, National Association, a wholly-owned subsidiary of PNC and Member FDIC.

©2018 The PNC Financial Services Group, Inc. All rights reserved.

## Key features

- Check account balances
- View account details and charts
- File claims for FSA and HRA
- Submit receipts via photo
- Manage HSA transactions
- Pay bills and add payees
- Report lost/stolen debit card

## What do users think of PNC BeneFit Plus?

Overall sentiment: neutral

**Pros**

- 🚀 Quick and easy to use
- 👍 User-friendly interface
- 💡 Convenient for managing HSA
- 🚀 Straightforward reimbursement process
- 👍 Helpful for tracking expenses

**Cons**

- 🐛 Login issues, inconsistent biometric authentication
- 🐛 Slow and buggy app performance
- 🔒 Concerns about security and account access
- 🔍 Difficulties with claims and reimbursement approvals

**Commonly reported bugs**

- App crashes and freezes
- Login credentials not saved properly
- Debit card issues and declined payments

**Most requested features**

- Ability to itemize payments to payees
- Option to upload receipts immediately after charges
- Improved investment tracking and management

## Recent user reviews (10 of 128)

All indexed reviews: https://appshunter.io/ios/app/pnc-benefit-plus/id1043673090/reviews.md

### 1/5 — Horrendously Slow

*2026-07-11, version 317.15.0*

The app is horrendously slow to use. It has never improved during my tenure from 2022-now. Doesn’t mater with WiFi or LTE, and I’ve only ever had the latest year Pro iPhone model so it is not a processing issue, it’s an optimization issue.

### 1/5 — The most worthless fsa card

*2026-04-02, version 310.17.0*

Standard cold medicine not covered, horrible. Card never works at retailer, must submit receipt for refund.

### 3/5 — Crashes

*2026-04-01, version 310.17.0*

Every other time I open this app, it won’t load. No rhyme or reason why.

### 3/5 — The app is alright, but the payments and card management is over stepping

*2026-04-01*

I should not have to share my medical records for a bank to determine what I should recover from medical expenses…yet PMC froze my card twice. What else would I be paying a medical center for, if not medical expenses.

### 1/5 — Terrible app designed

*2026-03-27, version 310.17.0*

The most difficult and confusing app have ever used

### 1/5 — App constantly makes you make new passwords

*2026-03-25, version 310.17.0*

I’ve had nothing but issues with this app. Always having to reset my password which needs you to have their debit card handy. Monthly claims for copay on medications need “more information” even though it’s the same charge month after month.

### 1/5 — Awful

*2026-03-24, version 310.17.0*

Terrible app, nothing works. Customer service is awful too.

### 3/5 — Time Consuming

*2026-03-19*

They need easier access to account. I had to come up with a new password. Then I had to put in my debit card number before I had to create my password again. Frustrating.

### 1/5 — Glitchy transactions, repetitive steps, poor UI

*2026-03-15*

Kind of annoying using the app on the daily. It is slow and could definitely be designed a little better to be more efficient. When viewing transactions/activity if it needs to load more it bounces the page up to the top instead of staying where it is. The email address for health account services is cut off and when I try to click the button it says it can’t find an email on my device (which is untrue). Also annoyed that every time my password needs to reset it needs my permission for Face ID again. I wish viewing transactions and notes were a better experience and that I would be able to search for things. App needs some help.

### 5/5 — Easy Claim

*2026-03-14, version 310.17.0*

It was super easy to claim a reimbursement of services.

## Frequently asked questions about PNC BeneFit Plus

### What does the PNC BeneFit Plus app do?

The PNC BeneFit Plus app allows you to manage your Health Savings Account (HSA), Health Reimbursement Arrangement (HRA), and Flexible Spending Account (FSA) on your mobile device. You can quickly check your account balances, view important details, and perform various transactions related to your health benefits.

### What are the key features of the PNC BeneFit Plus app?

Key features include checking account balances 24/7, viewing account summaries with charts, filing claims for medical FSA and HRA, submitting receipts by taking or uploading photos, managing HSA transactions, paying bills, and reporting a debit card as lost or stolen.

### Is the PNC BeneFit Plus app free to use?

Yes, PNC does not charge for the PNC BeneFit Plus Mobile App. However, you will need a supported mobile device, and your wireless carrier may charge you for data usage. It's recommended to check with your carrier for details on potential data or text messaging charges.

### What devices is the PNC BeneFit Plus app compatible with?

The app is designed for Apple Devices, including iPhones, iPod touches, and iPads. A supported mobile device is required to use the application.

### How can I use the PNC BeneFit Plus app for common tasks?

You can use the app to easily check your available health benefit balances at any time, view claims that require receipts, or even file a new claim by submitting a picture of your receipt. It also allows for HSA contributions and distributions, bill payments, and quick access to customer service.

## Version history (last 5 releases)

### 318.20.0 — 2026-08-05

Version 318.0 provides you with:

Security updates
Bug fixes

### 317.15.0 — 2026-06-24

Version 317.0 provides you with:

Security updates
Bug fixes

### 317.9.0 — 2026-06-01

Version 317.0 provides you with:

Security updates
Bug fixes

### 315.4.0 — 2026-04-24

Version 315.0 provides you with:

Security updates
Bug fixes

### 310.17.0 — 2025-11-18

Bug Fixes
Security Enhancements

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## More apps by PNC Bank, N.A.

- [PNC Mobile Banking](https://appshunter.io/ios/app/pnc-mobile-banking/id303113127)
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All apps by PNC Bank, N.A.: https://appshunter.io/developer/303113130

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
