# PNC Mobile Banking — Digital Banking Solutions

> Mobile banking app for account management, payments, and financial goal tracking. (iPhone/iPad app by PNC Bank, N.A..)

- Source: https://appshunter.io/ios/app/pnc-mobile-banking/id303113127 (this page in markdown: same URL + `.md`)
- Developer: [PNC Bank, N.A.](https://appshunter.io/developer/303113130)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 2,014,843 App Store ratings · 2,312 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 629 MB
- Languages: American English, European Spanish
- Released: 2009-01-30
- Data updated: 2026-08-31
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/pnc-mobile-banking/id303113127/reviews.md

## What is PNC Mobile Banking?

Manage Accounts:
- View account balances and transactions
- View statements and documents
- Deposit checks¹

Pay & Transfer:
- Send and receive money with people and businesses you know and trust with Zelle®²
- Transfer money between your PNC and external accounts.³
- Schedule and manage bill payments.
- Make payments to your PNC accounts.

Send Money with Zelle® - With just an email address or U.S. mobile number, you can quickly and easily send, request and receive money with people and businesses you know and trust—free in the PNC Mobile app.²

Rewards - View and manage your relationship and card rewards.

Profile & Settings:
- Manage your personal information and account preferences.
- Customize your PNC app experience.
- Manage your sign in preferences and alerts.

Virtual Wallet® Spending & Budgets:
- View your spending and set budgets.
- See where you're spending your money with categories like restaurants, gas and more.
- Create budgets to help stay on track.

Important Legal Disclosures & Information
1) PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. Use of the Mobile Deposit feature requires an eligible PNC Bank account and a supported camera-equipped device. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Digital Services Agreement. 

2) Zelle® should only be used to send or receive money with people you know and trust. Before using Zelle® to send money, you should confirm the recipient's email address or U.S. mobile phone number. Neither PNC nor Zelle® offers purchase protection for payments made with Zelle® – for example, if you do not receive the item you paid for, or the item is not as described or as you expected. To send or receive money with Zelle®, both parties must have an eligible checking or savings account at a participating financial institution in the U.S. Transactions typically occur in minutes between enrolled users. If the recipient has not enrolled, the payment will expire after 14 calendar days. See the PNC Zelle Terms of Use for additional terms and conditions. Use of Zelle® is subject to and conditional upon adherence to the terms and conditions of the PNC Zelle® Terms of Use.

PNC doesn’t currently charge a fee to send or receive money with Zelle®. However, your enrolled PNC account may incur overdraft fees, monthly service charges, and other fees as described in your account fee schedule.

3) There are limits to the number of transactions you can make from a savings or money market account per month. 

Personas and bank account information presented in images are for illustrative purposes only.
Virtual Wallet is a registered mark of The PNC Financial Services Group, Inc.
Zelle® and the Zelle®-related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 
©2026 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association. Member FDIC

## Key features

- Check account balances and transactions
- Secure sign-on with biometrics
- Send money with Zelle®
- Transfer funds between accounts
- Mobile check deposit
- Bill payment
- Card management and locking
- ATM and branch locator

## Chart rankings

- #93 in Top Free · Finance (US App Store)

## What do users think of PNC Mobile Banking?

Overall sentiment: neutral

**Pros**

- 🚀 Convenient mobile banking
- 🔒 Secure transactions
- 👍 Friendly and helpful customer service
- 🚀 Easy check deposit via mobile app
- 👍 Reliable and consistent app experience

**Cons**

- 🐛 Frequent app crashes and glitches
- 🔒 Security issues with data breaches
- 💰 Excessive fees and overdraft charges
- 🕰️ Slow processing of mobile deposits
- 👎 Confusing and unintuitive user interface

**Commonly reported bugs**

- Mobile check deposit not working properly
- Inability to log out from within the app
- Accounts not displaying correctly
- Zelle integration issues causing failed transfers
- App crashing during routine transactions

**Most requested features**

- Ability to view pending deposits
- Option to set up automatic bill payments
- Improved mobile check deposit functionality
- Support for biometric login (e.g. Face ID, Touch ID)
- Easier access to account details and transaction history

## Recent user reviews (10 of 2,312)

All indexed reviews: https://appshunter.io/ios/app/pnc-mobile-banking/id303113127/reviews.md

### 5/5 — Useful for banking

*2026-08-26, version 5.4.1*

Exactly what is said on the title

### 3/5 — Small Business

*2026-08-26, version 5.4.1*

The option for small business loans are minimal, and why is over drawn fee still been used

### 5/5 — PNC mobile banking

*2026-08-26, version 5.4.1*

I’m the CEO of the first professional coed basketball league with WNBA and NBA players on the court at the same time and the app has made it easier to pay my players. Thanks and also thank you banking associates for helping me understand exactly how to use it

### 5/5 — PNC scoring highly, so far!

*2026-08-26, version 5.4.1*

I never have problems sending through Zelle on my iphone. 
On the samsung, it’s a different story. 
Praise God, regardless.

### 5/5 — PNC

*2026-08-26, version 5.4.1*

Excellent tool. I use it all the time

### 1/5 — New UI looks nice 0 for function

*2026-08-26, version 5.4.1*

I like the look of the UI but the functionality sucks-

### 1/5 — Data was not transferred

*2026-08-26, version 5.4.1*

Originally PNC Bank saved my contact information for all of my Zelle recipients. Now, two months later all of those Zelle recipients have been deleted by PNC Bank. This will cause me a tremendous amount of time to track down the contact information for all of my Zelle recipients. I am very frustrated with PNC.

### 5/5 — Mobile deposit

*2026-08-26, version 5.4.1*

It’s been a time saver and works great! Love it!

### 5/5 — 5 Stars !!!

*2026-08-25, version 5.4.1*

Excellent service.  Great Application.
Nice employees!
5 Stars !!!

### 5/5 — Convenient

*2026-08-25, version 5.4.1*

Almost anything I can do at the bank I can do on the app. Thank you for the convenience PNC!

## Frequently asked questions about PNC Mobile Banking

### What can I do with the PNC Mobile Banking app?

The app allows you to check account balances and recent transactions, securely sign in using biometrics, send money with Zelle®, transfer funds between accounts, deposit checks, pay bills, manage your PNC cards, and locate PNC ATMs or branches.

### Is the PNC Mobile Banking app free to use?

Yes, the app is free to download and use. There are no direct charges for using the core banking features. However, standard carrier data rates may apply.

### How does the app help me manage my spending and savings?

The app offers tools to track your spending by category, set budgets, and create savings goals. It also provides insights like 'Free Balance' and 'Danger Days' to help you understand your available funds and avoid overdrafts.

### Is my financial information secure with this app?

Yes, the app emphasizes security and privacy. It offers secure sign-on options like Touch ID® or Face ID® and protects your personal and financial information while you use the app.

### Can I use this app to send money to friends and family?

Yes, you can send money simply and securely to people you know and trust using Zelle® within the app. You can use their mobile number or email address to send funds, and transactions typically occur in minutes between enrolled users.

## Version history (last 5 releases)

### 5.4.1 — 2026-08-19

Thank you for using the PNC Mobile app. It’s been upgraded with intuitive and powerful tools and organized so important features you rely on are easy to find and use.
The new app experience is being released in phases. Some users will see it sooner than others, and all users will be updated over time.

### 5.4.0 — 2026-08-10

Thank you for using the PNC Mobile app. It’s been upgraded with intuitive and powerful tools and organized so important features you rely on are easy to find and use.
The new app experience is being released in phases. Some users will see it sooner than others, and all users will be updated over time.

### 5.3.0 — 2026-07-23

Thank you for using the PNC Mobile app. It’s been upgraded with intuitive and powerful tools and organized so important features you rely on are easy to find and use.
The new app experience is being released in phases. Some users will see it sooner than others, and all users will be updated over time.

### 5.2.0 — 2026-06-17

Thank you for using the PNC Mobile app. It’s been upgraded with intuitive and powerful tools and organized so important features you rely on are easy to find and use.
The new app experience is being released in phases. Some users will see it sooner than others, and all users will be updated over time.

### 5.1.0 — 2026-06-10

Thank you for using the PNC Mobile app. It’s been upgraded with intuitive and powerful tools and organized so important features you rely on are easy to find and use.
The new app experience is being released in phases. Some users will see it sooner than others, and all users will be updated over time.

## Apps similar to PNC Mobile Banking

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [OnePay – Mobile Banking](https://appshunter.io/ios/app/onepay-mobile-banking/id1494523953) | 4.9 (418,497) | Free | Finance |
| [U.S. Bank Mobile Banking](https://appshunter.io/ios/app/us-bank-mobile-banking/id458734623) | 4.8 (2,106,744) | Free | Finance |
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| [Chime® – Mobile Banking](https://appshunter.io/ios/app/chime-mobile-banking/id836215269) | 4.8 (1,558,421) | Free | Finance |
| [Citi Mobile®](https://appshunter.io/ios/app/citi-mobile/id301724680) | 4.9 (4,021,501) | Free | Finance |

## More apps by PNC Bank, N.A.

- [PINACLE®](https://appshunter.io/ios/app/pinacle/id874929964)
- [PNC BeneFit Plus](https://appshunter.io/ios/app/pnc-benefit-plus/id1043673090)
- [Deposit On-Site](https://appshunter.io/ios/app/deposit-on-site/id1066936585)
- [PNC SmartAccess® Card](https://appshunter.io/ios/app/pnc-smartaccess-card/id1115829486)
- [PINACLE Pass®](https://appshunter.io/ios/app/pinacle-pass/id1239202240)

All apps by PNC Bank, N.A.: https://appshunter.io/developer/303113130

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*