# PNC Mobile Banking — user reviews

> 2,312 indexed App Store user reviews of PNC Mobile Banking by PNC Bank, N.A., rated 4.80/5 from 2,014,843 ratings.

- Source: https://appshunter.io/ios/app/pnc-mobile-banking/id303113127/reviews
- App overview in markdown: https://appshunter.io/ios/app/pnc-mobile-banking/id303113127.md
- Rating breakdown: 5★ 1,835,862 · 4★ 113,587 · 3★ 28,017 · 2★ 9,915 · 1★ 27,462

## What do users think of PNC Mobile Banking?

Overall sentiment: neutral

**Pros**

- 🚀 Convenient mobile banking
- 🔒 Secure transactions
- 👍 Friendly and helpful customer service
- 🚀 Easy check deposit via mobile app
- 👍 Reliable and consistent app experience

**Cons**

- 🐛 Frequent app crashes and glitches
- 🔒 Security issues with data breaches
- 💰 Excessive fees and overdraft charges
- 🕰️ Slow processing of mobile deposits
- 👎 Confusing and unintuitive user interface

**Commonly reported bugs**

- Mobile check deposit not working properly
- Inability to log out from within the app
- Accounts not displaying correctly
- Zelle integration issues causing failed transfers
- App crashing during routine transactions

**Most requested features**

- Ability to view pending deposits
- Option to set up automatic bill payments
- Improved mobile check deposit functionality
- Support for biometric login (e.g. Face ID, Touch ID)
- Easier access to account details and transaction history

## Newest reviews (13 of 2,312)

### 3/5 — Small Business

*2026-08-26, version 5.4.1*

The option for small business loans are minimal, and why is over drawn fee still been used

### 2/5 — Newer App

*2026-08-25, version 5.4.1*

I like the menu on the left hand side with the person icon/settings. You should be able to do all maintenance from same area. The transfer options are on the bottom and it isn’t really intuitive. The old layout where most of it was together was better. I do like that it is easier to find security settings on the update however

### 2/5 — Online banking

*2026-08-25, version 5.4.1*

Convenient, but annoying because you constantly ask for a review while I’m banking! Please just stop it!

### 2/5 — Ugh.

*2026-08-25, version 5.4.1*

Love your customer service, but your app is subpar due to maintenance issues.

### 5/5 — Bank

*2026-08-25, version 5.4.1*

One of the few real banks in the USA

### 4/5 — Very good

*2026-08-25, version 5.4.1*

Not able to enter a memo when sending with zelle.  Field is there but not works.

### 5/5 — ..

*2026-08-24, version 5.4.1*

Great app seamless transitions very aesthetically pleasing and way to use

### 5/5 — PNC Reliability

*2026-08-24, version 5.4.1*

I’ve been using PNC since I was 17; I’m now 25. Never had any issues at their branches, with replacing cards, deposits, new accounts etc. I also appreciate the ATM charge reimbursements and 2% cash back.

### 5/5 — Grandchildren

*2026-08-24, version 5.4.1*

Safe and secure way to send money to your grandchildren to put a smile on their face

### 5/5 — Ayuda mucho a los demás

*2026-08-24, version 5.4.1*

Está muy bonita

### 3/5 — Joint Accout is Painful

*2026-08-23, version 5.4.1*

My partner and I have had to change our password 50 times. Signin in is a pain.

### 2/5 — Bug while sending zelle payments

*2026-08-23, version 5.4.1*

There is a very annoying bug while sending zelle payments - you type in one digit for amount and if you have anything copied to the clipboard, it asks you if you want to allow paste. Click don’t allow, and then type another digit and it asks you again. This happens after each digit which is very irritating.

### 5/5 — Professional

*2026-08-23, version 5.4.1*

Great work by ALL

## Most critical reviews (10 lowest-rated)

### 1/5 — New UI looks nice 0 for function

*2026-08-26, version 5.4.1*

I like the look of the UI but the functionality sucks-

### 1/5 — Data was not transferred

*2026-08-26, version 5.4.1*

Originally PNC Bank saved my contact information for all of my Zelle recipients. Now, two months later all of those Zelle recipients have been deleted by PNC Bank. This will cause me a tremendous amount of time to track down the contact information for all of my Zelle recipients. I am very frustrated with PNC.

### 1/5 — App is always Broken

*2026-08-25, version 5.4.1*

whenever I try to sign into my account half of the time, it will just say service is temporarily unavailable and not even attempt to sign in.

### 1/5 — Useless

*2026-08-25, version 5.4.1*

Does not work

### 1/5 — Not needed banking app

*2026-08-25, version 5.4.1*

Use Cash App or Chime much more cost effective banking apps. PNC has monthly fee they can hit you with if something happens to your direct deposit and the love their overdraft fees.

### 1/5 — Awful

*2026-08-25, version 5.4.1*

Terrible

### 1/5 — Poor Transition from First Bank

*2026-08-24, version 5.4.1*

The transition to PNC has been nothing but a hassle. I didn’t have access to my accounts or money from the ATM for weeks. Changing passwords didn’t work for weeks as well. I was fortunate to have patient and attentive staff when I went inside the bank to try to access my accounts and money. However, I still couldn’t access my accounts without having to go inside the bank and have someone help me. I felt helpless and locked out of my accounts.

### 1/5 — Low cash mode

*2026-08-23, version 5.4.1*

Every single time I try to set low cash mode on my accounts it says this service is temporarily unavailable. It’s not temporary it’s every time

### 1/5 — If you want a 3rd world bank, PNC is where you want to be

*2026-08-23, version 5.4.1*

Overall rating for PNC: it SUCKS donkey

### 1/5 — Mobile Deposit Issues

*2026-08-23, version 5.4.1*

The latest revision of this app has broken the mobile deposit feature.  The large camera button for snapping pictures of the check does not function properly with an iPhone 25 running the latest version of iOS.  Please fix this issue.

## Most praised reviews (10 highest-rated)

### 5/5 — Useful for banking

*2026-08-26, version 5.4.1*

Exactly what is said on the title

### 5/5 — PNC mobile banking

*2026-08-26, version 5.4.1*

I’m the CEO of the first professional coed basketball league with WNBA and NBA players on the court at the same time and the app has made it easier to pay my players. Thanks and also thank you banking associates for helping me understand exactly how to use it

### 5/5 — PNC scoring highly, so far!

*2026-08-26, version 5.4.1*

I never have problems sending through Zelle on my iphone. 
On the samsung, it’s a different story. 
Praise God, regardless.

### 5/5 — PNC

*2026-08-26, version 5.4.1*

Excellent tool. I use it all the time

### 5/5 — Mobile deposit

*2026-08-26, version 5.4.1*

It’s been a time saver and works great! Love it!

### 5/5 — 5 Stars !!!

*2026-08-25, version 5.4.1*

Excellent service.  Great Application.
Nice employees!
5 Stars !!!

### 5/5 — Convenient

*2026-08-25, version 5.4.1*

Almost anything I can do at the bank I can do on the app. Thank you for the convenience PNC!

### 5/5 — Banking with PNC

*2026-08-25, version 5.4.1*

I love banking with PNC. They are so easy to get a hold of unlike other banks. Everyone you talk to is so nice and wants to help you in any way. And they do, they will take their time as long as it takes to make sure they leave you satisfied. I appreciate them. I would recommend PNC to anyone I know. In fact, I have and they have been a customer for a while now. 
Thanks again PNC!

### 5/5 — Zelle with PNC

*2026-08-25, version 5.4.1*

Excellent timely and efficient service, thank you!

### 5/5 — Súper

*2026-08-25, version 5.4.1*

Es una aplicación súper cómoda, súper fácil

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*
