# POBA m_Token

> Mobile authentication and payment authorization for online banking. (iPhone/iPad app by Podravska banka d.d..)

- Source: https://appshunter.io/ios/app/poba-m-token/id652075948 (this page in markdown: same URL + `.md`)
- Developer: [Podravska banka d.d.](https://appshunter.io/developer/652076351)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 10.0 · 25 MB
- Languages: American English, Croatian
- Released: 2013-06-21
- Data updated: 2026-06-06
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/poba-m-token/id652075948/reviews.md

## What is POBA m_Token?

POBA m_Token is an application that is installed and used via a mobile device, and serves as an authentication tool for logging into POBAklik internet banking (one-time password) and authorization of payment orders (Challenge/Response). Card payments on the Internet can be authorized, except by entering an SMS password, and by PUSH notification on m_Token. Login to the application is possible with PIN or biometrics.

AGREEMENT & INSTALLATION
POBA m_Token application can be agreed at any of Podravska bank branches. After you’ve agreed to use it, you will receive an SMS message with activation codes on your mobile device. Download the POBA m_Token application from the Store.
 
After a successful personalization, m_Token requires PIN entry and PIN confirmation, also needed for future login to POBA m_Token. You can activate biometric access to the application in the Application Settings

## Key features

- One-time password generation
- Payment order authorization
- PUSH notification authorization
- PIN login
- Biometric login support
- Secure internet card payments

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/poba-m-token/id652075948/reviews.md

### 5/5 — Very good

*2013-06-28*

It works fine

## Frequently asked questions about POBA m_Token

### How do I set up POBA m_Token?

You need to agree to use the POBA m_Token application at a Podravska bank branch. After agreement, you will receive activation codes via SMS. Then, download the app from the store and follow the personalization steps, including setting a PIN.

### What devices support POBA m_Token?

POBA m_Token is designed for mobile devices and is available for iPhone, iPad, and iPod. It requires iOS or a compatible operating system.

### Is POBA m_Token secure for online banking?

Yes, POBA m_Token is designed as a secure authentication tool. It uses one-time passwords and Challenge/Response authorization, and supports biometric login for enhanced security.

### Can I authorize card payments with POBA m_Token?

Yes, you can authorize card payments on the internet using POBA m_Token. This can be done via PUSH notification on the app, offering an alternative to SMS passwords.

### Does POBA m_Token have ads?

No, POBA m_Token does not contain advertisements. As it is a free application focused on banking security, it is ad-free.

### How often is POBA m_Token updated?

The application was last updated on June 10, 2025, with version 3.0.1. Podravska banka d.d. regularly updates the app to ensure security and functionality.

### What is the age rating for POBA m_Token?

POBA m_Token has an age rating of 4+. This indicates it is suitable for users of all ages, with no content restrictions.

### Can I log in to POBA m_Token using biometrics?

Yes, after initial setup with a PIN, you can activate biometric access within the Application Settings. This allows for convenient and secure login using fingerprint or facial recognition.

## Version history (last 5 releases)

### 3.0.1 — 2025-06-10

- App improvements

### 3.0.0 — 2025-01-16

New and improved version of POBA m_Token application.

### 2.1.0 — 2023-12-15

- Upon the authorization of the card transaction, an automatic return to the online store is initiated.

### 2.0.0 — 2023-05-02

- possibility of biometric login in POBA m_Token
- authorization of card payments on the Internet via PUSH notification
- minor bug fixes

### 1.0.7 — 2017-12-08

This app has been updated by Apple to display the Apple Watch app icon.

Support for new iOS11.2 version.

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## More apps by Podravska banka d.d.

- [POBAgo](https://appshunter.io/ios/app/pobago/id1578237764)
- [POBAgo](https://appshunter.io/ios/app/pobago/id6739066672)

All apps by Podravska banka d.d.: https://appshunter.io/developer/652076351

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-06.*