# Pocket Clear: Expense Tracker — Budgeting App, No Bank Linking > Privacy-first expense tracker with offline use, custom categories, and optional pro features. (iPhone/iPad app by Aravind Srinivas C V.) - Source: https://appshunter.io/ios/app/pocket-clear-expense-tracker/id6757503402 (this page in markdown: same URL + `.md`) - Developer: [Aravind Srinivas C V](https://appshunter.io/developer/1867342709) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 4.90/5 from 144 App Store ratings · 36 written reviews indexed - Age rating: 4+ - Requires: iOS 17.0 · 17 MB - Languages: American English, Filipino, French (France), German (Germany), Hindi, Italian, European Portuguese, European Spanish - Released: 2026-01-14 - Data updated: 2026-09-28 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/pocket-clear-expense-tracker/id6757503402/reviews.md ## What is Pocket Clear? Pocket Clear is the 5-second expense tracker: money in, money out, done. Free with no ads and no bank linking, works offline, and now with on-device AI that logs receipts and bank messages and answers questions about your spending without your data leaving your phone. SIMPLE & FAST • Add expenses in seconds with "Money In" and "Money Out" • Smart Suggestions turn a repeat expense into one tap • Custom categories with 95 searchable icons, plus subcategories — drag to reorder • Split a single transaction across categories • Search your whole history by note, category, amount, or payee • Clean, distraction-free interface ON-DEVICE AI (Beta — free for everyone until 31 December 2026) • Share a bank message, receipt photo, or card email to Pocket Clear and it's logged for you • Quick Log on Home — paste, type, scan, or choose a photo • Say "Log an expense in Pocket Clear" to Siri • Ask — "How much on food this month?" — and get exact answers from your own transactions • Read and answered on your iPhone — nothing you share or ask is uploaded to Pocket Clear • Split a single transaction across categories • Search your whole history by note, category, amount, or payee • Clean, distraction-free interface ON-DEVICE AI (Beta — free for everyone until 31 December 2026) • Share a bank message, receipt photo, or card email to Pocket Clear and it's logged for you • Quick Log on Home — paste, type, scan, or choose a photo • Say "Log an expense in Pocket Clear" to Siri • Ask — "How much on food this month?" — and get exact answers from your own transactions • Read and answered on your iPhone — nothing you share or ask is uploaded to Pocket Clear • Off until you switch it on; when it isn't sure, it asks before anything saves PRIVACY FIRST • Works completely offline — an account is optional • Your data stays on your device unless you turn on cloud backup • Anything you do back up is encrypted with AES-256 • See every device you're signed in on, and sign the others out • No ads, no tracking, no data selling BUILT AROUND YOUR PAY CYCLE • Weekly, fortnightly, semi-monthly, monthly or yearly periods • Paid twice a month? Choose your own two boundary days • Start your month on payday instead of the 1st • Carry a balance over from one period to the next REPORTS & INSIGHTS • See spending — and money in — by category with clear, readable charts • Monthly and yearly trends • Power score — one number for your money habit, with tiers and what to do next • A running "Spent today" total on your Home screen • Home Screen and Lock Screen widgets, day streaks and milestones MAKE IT YOURS • Today's tip — a short, illustrated walkthrough of one feature each day • Choose the balance colours, including a separate one for a negative month • Hide the parts of Home you don't use • Text size, decimal places, and 10+ languages PRO FEATURES • Cloud backup & sync across devices • Partner Mode — one shared view of your money with your significant other • Groups — split trips, dinners and rent with people who don't use Pocket Clear • Trips — a time-boxed view of what one trip actually cost • Receipt photos attached to any transaction • Pocket Clear on the web — read, sort and export on a full screen • Payees — track who you paid, not just what for • Per-category budgets with progress indicators and alerts • Budget rollover — unspent budget carries into next period • Savings goals and recurring transactions • Tags and inter-account transfers • Secondary currency — see it, and type amounts in it • Travel Mode — convert spending at the rate on the day • Export transactions to CSV/PDF Pro is available monthly or yearly. PERFECT FOR • Couples managing shared expenses • Anyone paid twice a month or on a non-calendar cycle • Expats and travellers tracking in multiple currencies • Anyone who values privacy and simplicity Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Offline expense tracking - Customizable spending categories - Spending reports and charts - Cloud backup and sync (Pro) - Shared expense management (Pro) - Multi-currency support (Pro) - CSV/PDF transaction export (Pro) ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Pocket Clear Pro Annual | $34.99 | per year | | Pocket Clear Pro Monthly | $4.99 | per month | | Pocket Clear Pro Monthly | $0.99 | per month | ## Recent user reviews (10 of 36) All indexed reviews: https://appshunter.io/ios/app/pocket-clear-expense-tracker/id6757503402/reviews.md ### 5/5 — Simple, Easy & Effective! *2026-09-21* Great app for tracking my money! It’s simple, easy to use, and makes it really convenient to keep track of my income and expenses. The interface is clean and straightforward. Highly recommended for anyone looking for an easy expense tracker! ### 5/5 — I am happy to use it *2026-09-14* I can manage my money spending it in a good way. **Developer response:** Thank you! Managing your spending well is the whole idea — and it should take seconds a day, not effort. If there's anything that would make it easier for you, write to hello@pocketclear.app. ### 5/5 — Wonderfully simple, remarkably effective *2026-09-13* Most expense apps overcomplicate things with bloated dashboards and intrusive ads. Pocket Clear does the opposite: it gives you a clean slate, instant entry, and clear insights into your cash flow. After five months of consistent daily use, it has completely streamlined how I track my spending. It’s rare to find an app that respects your time and privacy this well. Easily a 5-star essential on my home screen. **Developer response:** Thank you — this is one of the clearest descriptions of what we're trying to build that anyone has written. No ads, no bloat, instant entry, and your data stays yours. Five months of daily use is the real test and we're glad it held up. If anything ever starts getting in your way, tell us at hello@pocketclear.app. ### 5/5 — BEST EASY TO USE EXPENSE TRACKER ON THE MARKET *2026-09-12* i use it with my partner and it has been so helpful! this is easy to use but also highly customizable **Developer response:** Thank you! Using it with a partner is where Pocket Clear really earns its keep — two people, one clear picture, and each person's private spending stays private. If there's something you'd like to customize that isn't adjustable yet, let us know at hello@pocketclear.app. ### 5/5 — Very flexible *2026-09-08* I needed a straightforward no nonsense expenses tracker that I could manually update without requiring connectivity to my bank, and this app matches that perfectly. It’s very flexible and you can set it up pretty much how you like with sub categories within main categories and easily set up regular payments to appear automatically. The reports option also provides a great summary of spending broken down by category. All in all a really useful app at a very reasonable price. ### 5/5 — Best app if you want something reliable *2026-09-06* Probably easy to use and simple interface makes it even better **Developer response:** Thank you! Reliable and simple is exactly what we aim for — no ads, no clutter, nothing extra to learn. If anything ever feels off, write to hello@pocketclear.app. ### 5/5 — Just what I needed! *2026-09-05* Simple, effective, and customizable. I really like this app! **Developer response:** Thank you! Simple, effective and customizable is exactly the balance we're chasing — powerful enough to be useful, never so much that it gets in the way. ### 5/5 — Lo mejor *2026-09-02* La mejor app **Developer response:** gracias ### 5/5 — Luvit *2026-09-01, version 2.08* I have used this app for 6 months to help budget for my Thermomix. It has been great for budgeting and keeping a tally of my savings; deducting them from the original price. Thank you for creating this app. ### 5/5 — Awesome *2026-09-01* Simple interface and easy to use. Max usage even with free version. I am loving it. **Developer response:** Thank you! You've spotted something deliberate: the free version is meant to be genuinely usable, not a trial in disguise. Pro adds depth for people who want it, and if you never upgrade, the app still works properly. Glad it's earning its place. — Aravind ## Frequently asked questions about Pocket Clear ### What is Pocket Clear? Pocket Clear is a privacy-first expense tracker designed for simplicity. It helps users understand their spending habits through custom categories, offline tracking, and insightful reports. ### Does Pocket Clear have ads? No, Pocket Clear is ad-free. The developer emphasizes a distraction-free experience, with no ads, tracking, or data selling. ### How much does Pocket Clear cost? Pocket Clear is free to download and use for basic expense tracking. Pro features, such as cloud backup and shared accounts, are available via a $0.99/month subscription. ### Is Pocket Clear secure? Yes, Pocket Clear prioritizes privacy and security. It works completely offline, keeps your data on your device, and uses AES-256 encryption for all stored data. ### What devices does Pocket Clear support? Pocket Clear is available on iPhone and iPad, indicated by its support for these devices. ### How often is Pocket Clear updated? The latest version, 1.60, was released on March 24, 2026, suggesting active development and regular updates for the application. ### Can Pocket Clear be used by couples? Yes, Pocket Clear offers a 'Partner Mode' as a Pro feature, allowing couples to share expenses and manage them together. ### What are the benefits of Pocket Clear's Pro features? Pro features include cloud backup and sync across devices, shared expense management, secondary currency display, transaction export to CSV/PDF, and advanced budget alerts. ## Version history (last 5 releases) ### 2.12 — 2026-09-24 What's New in 2.12 • Wealth has moved to Settings — Reports now opens straight onto your month, and investments and net worth are one tap away under Settings → Wealth ### 2.11 — 2026-09-24 What's New in 2.11 • On-Device AI (beta) — paste a bank message, snap a receipt, share an email or just tell Siri, and it's logged for you; it's read on your iPhone, stays off until you switch it on, and is free for everyone until 31 December • Ask — type "how much on food this month?" and get the answer from your own transactions, worked out on your phone • Power score and Today's tip — one number for your money habit with what to do next, and a short illustrated walkthrough of one feature each day; hide either from Home in Settings • Sign-in is now per device — see where you're signed in and sign out other devices from Settings • Improved translations and small fixes throughout — including dragging to reorder categories, filtering by several subcategories and money in on Reports ### 2.10 — 2026-09-12 What's New in 2.10 • Improved translations and small fixes throughout ### 2.09 — 2026-09-08 • New Groups (Pro) — a separate place for costs you share with other people, kept out of your own budget. Add whoever you are splitting with by name; they do not need Pocket Clear themselves. Record who paid, then split equally, by exact amounts, or by shares for the times two adults and a child are on one room — and if the parts do not add up, Pocket Clear tells you the difference before it saves. • New Trips (Pro) — while a trip is running, Home shows just that trip: what you have spent on it, across its own dates, rather than the calendar month. Step back to your usual view whenever you like and a chip returns you to the trip. When it ends you get a summary of the whole thing, and past trips stay in Settings. • New Receipt photos (Pro, needs Cloud Sync) — photograph a receipt at the till and attach it to the transaction. The transaction saves straight away even with no signal, and the photo uploads by itself once you are back on Wi-Fi or mobile data, then load from your private cloud storage whenever you open it. • New Pocket Clear on the web (Pro, needs Cloud Sync) — open web.pocketclear.app on any computer and read your transactions on a full screen: sort them, filter them, page through them, and email yourself a CSV or PDF. Sign in with a code sent to your email. It is read-only by design, so everything you add still happens on your phone. • Enter an amount in your secondary currency — a currency switch above the keypad, so you can type what is actually printed on the receipt. It is still converted and saved in your primary currency, so your budgets, reports and past months do not move. • 95 searchable icons for your categories, the option to switch to yearly Pro without leaving the app, a proper moment when you pass a tracking milestone with a card you can share, and the usual round of fixes. ### 2.08 — 2026-08-31 Pocket Clear 2.08 • New Weekly Recap (free) — see where your week actually went: what you spent, which categories took the biggest share, how it compares with the week before, and a four-week trend so one bad week has context. Open it from Reports, or straight from your Sunday summary. If you're in Partner Mode you can switch between your spending, your partner's, and both. • The weekly summary works properly now (free) — it used to arrive twice on a Sunday, ignore its own off switch, and tell you how many transactions you'd logged since the day you installed. Now it arrives once, carries the actual figures for the week, and opens the new recap when you tap it. Turning it off in Settings genuinely turns it off. • A partner's budgets show their real names (Pro) — every one of them displayed as "Overall", so several different limits looked like the same row. They now show the category they belong to, even where that category has since been deleted on your phone. • Budgets left behind by a deleted category can finally be removed (Pro) — deleting a category left its budget behind with nowhere to go, since the list only shows budgets for categories that still exist. Settings → Budgets now gathers those up so you can clear them. • Plus the usual round of fixes — quick-add suggestions no longer show two identical chips when they differ only by payment method, the opening-balance field now says where that number actually appears, and newly added features get flagged in the setup guide so they're easier to find. ## Apps similar to Pocket Clear | App | Rating | Price | Category | | --- | --- | --- | --- | | [PerDiem: Daily Budget Tracker](https://appshunter.io/ios/app/perdiem-daily-budget-tracker/id6759119900) | 5.0 (1) | Free | Finance | | [Koody - Budget & Bill Tracker](https://appshunter.io/ios/app/koody-budget-and-bill-tracker/id1602912252) | 4.8 (21) | Free | Finance | | [ExpensiQ – Smart Budgeting App](https://appshunter.io/ios/app/expensiq-smart-budgeting-app/id6751404010) | — | Free | Finance | | [Finny: AI Money Manager](https://appshunter.io/ios/app/finny-ai-money-manager/id6736472735) | 4.4 (30) | Free | Finance | | [Simple Budget : BalanceBee](https://appshunter.io/ios/app/simple-budget-balancebee/id6751723571) | 5.0 (1) | Free | Finance | | [MoneeUp: Expense Tracker](https://appshunter.io/ios/app/moneeup-expense-tracker/id6749252774) | 3.4 (9) | Free | Finance | ## Related topics [capture one pro](https://appshunter.io/ios/topics/capture-one-pro) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-28.*