# Pocket: Expense Tracker — Smart Money, Zero Effort > AI-powered expense tracker that learns habits for automated, fast transaction logging. (iPhone/iPad app by Mustafa Bhatkar.) - Source: https://appshunter.io/ios/app/pocket-expense-tracker/id6762511332 (this page in markdown: same URL + `.md`) - Developer: [Mustafa Bhatkar](https://appshunter.io/developer/1499268853) - Category: Finance, Utilities - Price: $1.99 (on sale, was $3.99) - Age rating: 4+ - Requires: iOS 18.6 · 31 MB - Languages: American English - Released: 2026-04-30 - Data updated: 2026-09-07 - Monetization: paid - User reviews in markdown: https://appshunter.io/ios/app/pocket-expense-tracker/id6762511332/reviews.md ## What is Pocket? Pocket is the expense tracker that gets smarter every time you use it. No spreadsheets. No manual setup. Just open the app, confirm what it already knows, and move on. LEARNS YOUR HABITS Pocket silently learns your patterns. It knows you grab coffee on weekday mornings, order food on Friday evenings, and pay your subscriptions on the same date. Over time, it pre-fills amounts, pre-selects categories, and surfaces the right merchants before you even start typing. ADD AN EXPENSE IN UNDER 5 SECONDS Open the app. Your most likely amount is already suggested. Category and merchant suggestions are ready as instant-tap chips. Confirm and you're done. Pocket is faster than any other expense app on the market. YOUR DASHBOARD IS YOUR COMMAND CENTER One number tells you everything: Left to Spend. Not just your balance — your budget minus upcoming known expenses, recalculated daily. Below it, a monthly timeline shows the shape of your spending. Customise list views to show/hide tags and account details. SMART FEATURES THAT WORK QUIETLY - Time-aware amount suggestions based on your last 90 days - Category & Subcategory suggestions as you type - Merchant memory ranked by frequency and recency - Automatic recurring bill detection — no manual setup - Spending spike alerts when any category exceeds 2x your average - Contextual bank account memory — remembers which account you use - Account-to-Account transfers — move money without skewing expense totals - Biometric App Lock — secure your data with FaceID / TouchID unlock ICLOUD & LOCAL BACKUPS Enjoy complete peace of mind. Pocket automatically backs up your data to iCloud in the background—keeping it secure and entirely private. You can also export your history as a secure, local .pocket file. RECEIPTS & DOCUMENT ATTACHMENTS Never lose a receipt. Snap a photo, choose from your gallery, or upload PDF invoice files directly to any transaction. View full-screen interactive previews anytime. NESTED SUBCATEGORIES & CUSTOM TAGS Track spending with total precision. Create custom tags to filter transactions across dimensions, and use nested subcategories (like Food > Groceries) for granular logs. Easily bulk-update subcategories for past transactions. HOME SCREEN WIDGETS Keep your finances visible. The Quick Add widget lets you log expenses directly from your home screen in two taps. Today's spend and monthly total are always visible. Fully supports Light and Dark themes. MULTIPLE BOOKS & ACCOUNTS Separate personal and business expenses with Books. Switch between them instantly. Copy existing bank accounts between Books. Adjust cash balances with automatic offset calculations, and view total balances across Cash, Banks, and Wallets. INTERACTIVE ANALYTICS See spending by category, subcategory, merchant, account, and time period. Tap any segment in your charts to jump straight to its pre-filtered transaction list. COMPLETELY PRIVATE BY DESIGN No account required. No cloud sync to third-party servers. No ads. Ever. Every piece of data lives on your device. All suggestions, patterns, and predictions run entirely on-device. Nothing is sent anywhere. AVAILABLE IN 18 LANGUAGES English, Arabic, Chinese (Simplified & Traditional), French, German, Spanish, Portuguese, Italian, Japanese, Korean, Dutch, Polish, Swedish, Czech, Thai, Indonesian, Vietnamese, and Malay. ## Key features - AI-powered habit learning for automated logging - Expense entry in under 5 seconds - Customizable dashboard with 'Left to Spend' - Automatic recurring bill detection - Receipt and document attachment - Nested subcategories and custom tags - Multiple books for personal/business separation ## Recent user reviews (10 of 11) All indexed reviews: https://appshunter.io/ios/app/pocket-expense-tracker/id6762511332/reviews.md ### 4/5 — Updated review *2026-07-09* I had written earlier about the calendar and time pop up screen appearing blank in the light mode, the developer responded soon and fixed the issue. Thankyou **Developer response:** Thanks for updating your review! 😊 I have another update for you! In the latest release, I've added support for both Tinted and Clear modes for Home Screen widgets. Please update the app and let me know what you think. Your feedback has been incredibly helpful in improving the app, thank you for your continued support! ### 3/5 — La base est là *2026-07-09* ✅Pas de compte, d’abonnement ou de connexion à des serveurs. Tout ce fait en local. ✅La base de fonctionnalités est en place. ⚠️Maintenant il faut corriger les quelques bugs que j’ai vu pour un 4 étoiles. 🙏 + quelques fonctionnalités notamment une app macOS et je reviendrai mettre 5 étoiles. **Developer response:** Merci beaucoup pour votre retour 😊 Je suis ravi que l'application vous plaise ! Pourriez-vous m'envoyer les bugs que vous avez rencontrés à contact@havabee.com ? Cela m'aidera à les corriger rapidement. Merci aussi pour la suggestion d'une version macOS 🙌 ### 3/5 — Great expense tracker, but Needs Bug Fixes *2026-07-07* The app is very good for managing and keeping track of my monthly expenses. However, while using light mode, when I try to choose a date, the calendar is not visible, there is a blank screen, same goes for time as well. Also please bring the liquid ios custom layout to the widgets, they appear blank when my Home Screen is set to tinted layout. Sometimes the app gets stuck midway, so that also needs to be fixed. ### 5/5 — Useful app and very clean look *2026-06-29* I use three apps made by this developer and recently got pocket, it does all the functions I need it to do and looks perfect ! **Developer response:** Thank you so much for your support! 😊 It truly means a lot that you're using my other apps. I'm really glad Pocket has everything you need. Thanks for being part of the journey and for your continued support 🙌 ### 1/5 — Very laggy and has some anonymous bug *2026-06-02* My app gets stuck every time I try to enter a new transaction, the categories go missing and the app gets stuck, I am using the latest iphone and the OS in the background is running highly smooth but the app stays stuck at the same point even after multiple times restarting the app **Developer response:** Sorry about this, and thank you for reporting it 🙏 This definitely isn’t the experience I want Pocket users to have. Could you please email me at contact@havabee.com with a screen recording and the iPhone model/iOS version you’re using? That will help me reproduce the issue and get a fix out as quickly as possible. ### 5/5 — Finally an app that I can use for rest of my life *2026-05-27* I’ve used several money tracker apps. This has all those features packed in one. With no subscription which we all hate. The best part is we can ask to add features and the developer listens and implements in the update. That’s cherry on the cake. **Developer response:** Thank you so much for this amazing review! 😊 It means a lot to hear that Pocket brings together the features you were looking for. And thank you for the kind words about feature requests, user feedback plays a huge role in shaping the app, and I always try to listen and improve it. Really appreciate your support 🙌 ### 4/5 — Perfect but has minor issues that affects the usability *2026-05-11* I really love this app, very easy to use and has lots of features that I’ve been looking in other apps. My only problem is that I can’t add new sub-categories and can’t budget the custom categories I create. I would also love a better feedback and support system or a feature/bug request board. **Developer response:** Thank you so much! 😊 Really glad you’re enjoying the app and finding the features useful. And thanks for pointing this out. I’m already working on a fix for the custom sub-categories and budgeting issues, and I’ll be pushing an update soon 🙌 I also appreciate the suggestion about a better feedback and feature request system! ### 5/5 — Best expense tracker app *2026-05-11* I’ve been using expense tracking apps for a while, and I recently tried this one and I must say, it’s genuinely impressive. The UI is clean, modern, and very user-friendly. One feature that really stood out is the dynamic meter that updates whenever you add or delete an expense—it’s a small touch but makes the experience feel interactive and satisfying. The budget-setting option is a big plus, especially since it’s missing in many other apps I’ve used. It really helps in keeping spending under control. Category management is smooth, and the ability to add multiple accounts makes it even more practical for day-to-day use. On top of that, the analytics section is well-designed and gives a clear picture of spending habits. Overall, it covers almost everything you’d expect from a complete expense tracking app. Great job—this app has a lot of potential and is definitely worth trying! **Developer response:** Thank you so much for this incredibly detailed and thoughtful review! 😊 Really glad you’re enjoying the overall experience and noticing the small details. I wanted Pocket to feel not just useful, but also interactive and satisfying to use every day. Thank you again for the support and recommendation! ### 5/5 — The best expense tracking app *2026-05-04* Absolutely love Pocket! The self-learning feature that predicts expenses is incredibly smart and saves a lot of time. Budget creation and editing are seamless, and the analytics give clear insights into spending habits. The ability to maintain separate books for personal and business use is super useful. Even with such powerful features, the one-time subscription is very affordable. Highly recommended! **Developer response:** Thank you so much for this amazing review! 😊 Really glad you’re enjoying the self-learning predictions and how much time they save, that’s one of the features I was most excited about. Truly appreciate the recommendation and your support! If you ever have ideas or feedback, feel free to share anytime 🙌 ### 5/5 — Phenomenal *2026-05-03* Pocket is one of the best finance apps I’ve used. Quick, smart, and smooth experience every day. **Developer response:** Thank you so much! 😊 Really glad Pocket has been giving you a quick, smart, and smooth experience every day, that’s exactly what it’s built for. Appreciate the support a lot! If you ever have ideas or feedback, feel free to share anytime 🙌 ## Frequently asked questions about Pocket ### What makes Pocket's expense tracking smart? Pocket uses AI to learn your spending habits over time. It suggests amounts, categories, and merchants, pre-filling information to make logging expenses faster and more accurate than traditional methods. ### How quickly can I add an expense with Pocket? Pocket is designed for speed, allowing you to add an expense in under 5 seconds. It suggests the most likely amount, category, and merchant, requiring just a quick confirmation. ### Does Pocket offer security features for my financial data? Yes, Pocket offers biometric app lock using FaceID or TouchID to secure your data. It also provides iCloud and local backups for peace of mind, ensuring your financial information is safe and private. ### Can I track both personal and business expenses with Pocket? Absolutely. Pocket allows you to create separate 'Books' for personal and business expenses, enabling you to switch between them instantly and manage each category independently. ### How does Pocket help me understand my spending patterns? Pocket provides interactive analytics showing spending by category, subcategory, merchant, and time period. Its dashboard features a 'Left to Spend' number and a monthly timeline to visualize your financial shape. ### Does Pocket have ads? No, Pocket is completely private by design and does not contain any advertisements. It focuses on providing a clean and uninterrupted user experience. ### What platforms is Pocket available on? Pocket is available on iPhone and iPad, supporting both light and dark themes. It also offers home screen widgets for quick access and visibility. ### How often is Pocket updated? The latest version of Pocket is 1.0.13, last updated on June 19, 2026. Updates typically focus on enhancing AI learning, adding new smart features, and improving performance. ## Version history (last 5 releases) ### 1.0.18 — 2026-08-12 Income Analytics - Income Breakdown: Added an Expense vs. Income toggle to the category breakdown card in Analytics to analyze income sources alongside spending. Custom Category Icons - More Category Icons: Added 17 new icons for custom categories including transport, food, tech, home, utilities, health, finance, travel, and more. Bug Fixes - Recurring Transactions: Fixed an issue where adding past-dated recurring transactions (e.g. 31st of a month) caused an infinite loading loop on home screen launch. ### 1.0.17 — 2026-08-06 Recurring End Dates - Optional End Date: Set an optional end date for recurring transactions in the Add Transaction screen and manage end dates directly within Settings > Recurring Templates. Bug Fixes - Home Screen Widget: Added support for iOS 18 Tinted and Clear mode home screen widget appearances. - Budget Date Filtering: Fixed an issue where future-dated transactions were incorrectly included in the current month's category budget calculation. - Custom Category Budgets: Custom categories can now be selected directly when setting a category budget in the Budgets screen. - Translations & Localization: Fixed missing translations for month names, category names, and subcategory names across the Home, Budgets, and Transactions screens. ### 1.0.16 — 2026-07-09 - Added a setting to show or hide decimals on the dashboard - Fixed date and time pickers on the add transaction screen to respect the active theme, resolving the all-white dialog in light mode ### 1.0.15 — 2026-07-01 - Set up recurring transactions daily, weekly, monthly, or yearly - Auto-add payments now log themselves on past due dates when you open the app - Manage all recurring templates in Settings — pause, reactivate, or delete anytime - Log precise times alongside dates for accurate transaction history - Added support for several new world currencies ### 1.0.14 — 2026-06-27 - Ausgaben erfassen, Kontostände prüfen oder Siri fragen, wie viel Sie diesen Monat ausgegeben haben — ohne die App zu öffnen - Vergangene Transaktionen direkt über die Spotlight-Suche finden und per Tipp sofort öffnen und bearbeiten - Unter Einstellungen > Siri & Spotlight Sprachbefehl-Beispiele ansehen oder Suchindex neu erstellen - Fehler behoben, bei dem iCloud-Backup nach dem Deaktivieren und Reaktivieren in einer Synchronisierungsschleife hängen blieb ## More apps by Mustafa Bhatkar - [Caption 8 - Caption & Hashtags](https://appshunter.io/ios/app/caption-8-caption-and-hashtags/id1500847602) - [Breathe: Relax & Focus](https://appshunter.io/ios/app/breathe-relax-and-focus/id1506712199) - [Time Travel: World Clocks](https://appshunter.io/ios/app/time-travel-world-clocks/id6590632420) - [No Smoke: Quit Smoking Today](https://appshunter.io/ios/app/no-smoke-quit-smoking-today/id6760675986) - [Sounds: Focus & Sleep](https://appshunter.io/ios/app/sounds-focus-and-sleep/id6787421886) All apps by Mustafa Bhatkar: https://appshunter.io/developer/1499268853 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*