# Pocket Money: Money Agent — Split money, stay private

> Text-based expense tracker and splitter with private financial insights. (iPhone/iPad app by Serat Saad.)

- Source: https://appshunter.io/ios/app/pocket-money-money-agent/id6804744618 (this page in markdown: same URL + `.md`)
- Developer: [Serat Saad](https://appshunter.io/developer/6804744620)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 15.1 · 34 MB
- Languages: American English
- Released: 2026-10-02
- Data updated: 2026-10-31
- Monetization: freemium

## What is Pocket Money?

Pocket Money is the money agent you just text.

Tell it what you paid, in your own words, and it does the rest. "Paid 84 for groceries, split with Maya" logs the expense, splits it, and tells Maya what she owes. No forms, no categories, no spreadsheet.

SPLIT WITHOUT THE AWKWARDNESS
Add the people you share costs with, and Pocket Money keeps the running total. It knows who paid last, who owes what, and it nudges people for you so you do not have to.

A PRIVACY WALL BETWEEN YOU AND EVERYONE ELSE
This is the part that makes Pocket Money different. The people you split with see what they owe and nothing else. Not your balance, not your income, not what you spend. Everyone in a group gets their own private view, and the agent never leaks one person's finances to another.

YOUR OWN MONEY COACH
Connect your bank and ask it anything. Can I afford this. Where did my money go this month. Am I going to make it to payday. It answers from your real accounts, and that conversation stays private to you.

ONE CHAT, PLUS THE TWO VIEWS THAT MATTER
Everything happens in a single conversation. A Table view shows your numbers at a glance, and a To-do view holds what you still owe, what you are waiting on, and what you asked it to remember.

BANK CONNECTIONS DONE PROPERLY
Bank connections run through Plaid. Your credentials go to your bank, never to us.

Pocket Money is free to try. A subscription unlocks bank connections and unlimited conversations.

Terms of Use: https://trypocketmoney.com/terms.html
Privacy Policy: https://trypocketmoney.com/privacy.html

## Key features

- Expense logging via text
- Automatic bill splitting
- Private financial insights
- Bank connection via Plaid
- Running totals for shared costs
- Payment nudges

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pocket Money Pro | $7.00 | per month |
| Pocket Money Pro | $60.00 | per year |


## Is Pocket Money safe?

Not enough ratings yet to assess Pocket Money.

## Is Pocket Money legit?

Pocket Money: Money Agent has limited verification signals. The AppsHunter Legitimacy Score for Pocket Money is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Frequently asked questions about Pocket Money

### How does PocketMoney handle shared expenses?

PocketMoney allows you to log expenses via text and automatically splits them with designated contacts. It keeps a running total of who owes what and can send payment nudges to individuals.

### What makes PocketMoney's privacy features unique?

PocketMoney provides a privacy wall, meaning users only see what they owe and nothing else about others' finances. Each person in a group has a private view, preventing any leakage of personal financial data between users.

### Can PocketMoney connect to my bank accounts?

Yes, PocketMoney can connect to your bank accounts through Plaid to provide personal financial insights. This feature, along with unlimited conversations, is unlocked with a subscription.

### What are the subscription options for PocketMoney?

PocketMoney offers a subscription that unlocks bank connections and unlimited conversations. Plans include a monthly option at $7.00 and an annual option at $60.00, both with a 14-day free trial.

### Is PocketMoney free to use?

PocketMoney is free to try. A subscription is required to access advanced features such as bank connections and unlimited conversations.

### What devices does PocketMoney support?

PocketMoney is currently supported on iPhone and iPod devices.

### How often is PocketMoney updated?

PocketMoney was last updated on October 3, 2026, with its latest version being 1.0. This suggests a recent release and potential for future updates.

### What is the age rating for PocketMoney?

PocketMoney has an age rating of 4+, making it suitable for a wide range of users.

## Version history (last 2 releases)

### 1.0.1 — 2026-10-21

• Unlock Pocket Money with Face ID instead of your password
• Notifications: a heads-up when someone adds a shared cost or pays you back, when a bill is about to come out, or when your bank needs a look. The new bell keeps them all
• Long-press any message to copy it
• Pull down on Table to refresh your balances
• Fixes and polish

### 1.0 — 2026-10-03

No release notes.

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## Related topics

[pocket money tracker pro](https://appshunter.io/ios/topics/pocket-money-tracker-pro)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*