# Pocket Money: Payday Loans App — Instant Cash Advance

> Instant cash advance app connecting users with lenders for quick financial solutions. (iPhone/iPad app by Pocket Money Limited.)

- Source: https://appshunter.io/ios/app/pocket-money-payday-loans-app/id1597487870 (this page in markdown: same URL + `.md`)
- Developer: [Pocket Money Limited](https://appshunter.io/developer/1597487872)
- Category: Finance
- Price: Free
- Rating: 4.58/5 from 3,870 App Store ratings · 53 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 24 MB
- Languages: English
- Released: 2021-12-13
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/pocket-money-payday-loans-app/id1597487870/reviews.md

## What is Pocket Money?

Need some extra cash? No problem! Pocket Money is here to offer a fast and reliable money solution in any life situation
Just fill out our smart request form, get connected with a lender and enjoy your extra cash!

Material Disclosure:
Here at Pocket Money we offer APR rates ranging from 4.95% minimum to 35.95% maximum. The APR you may be offered depends on different factors, including your personal situation and financial standing. By completing our loan offer form you shall receive details of the APR and full terms of any loan offered to you.
The actual interest rate you may be offered depends on several factors: your credit score, financial history, income, etc.

If you borrowed $5,000 over a 48-month period and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67 with a total payback amount of $6,320.12, which, including the 8% fee paid from the loan amount, would have a total cost of $1,720.12. Representative 18.23% APR.

## Key features

- Fast cash advance
- Connect with lenders
- Smart request form
- Reliable money solution
- Instant cash access

## What do users think of Pocket Money?

Overall sentiment: negative

**Pros**

- 🚀 Instant cash
- 👍 Fast and easy to use
- 💡 Helpful in emergencies

**Cons**

- 🐛 Doesn't work as advertised
- 🔒 Collects personal information
- 🗑 Redirects to scam sites
- 💬 Causes spam emails/calls
- ⚠️ Misleading and deceptive

**Commonly reported bugs**

- App stops working after providing information
- Inability to proceed past certain steps in the process
- Compatibility issues with older devices

**Most requested features**

- Improve transparency about services
- Provide actual loan options, not just referrals
- Ensure app functions properly without issues

## Recent user reviews (10 of 53)

All indexed reviews: https://appshunter.io/ios/app/pocket-money-payday-loans-app/id1597487870/reviews.md

### 1/5 — Sending me to Known scam site

*2024-05-20*

This app is not legit as it redirects to your "offer site" but the offer site is a scam. 5k loans is well known for the subscription fee scam they run and not to mention the fact you cannot proceed without paying $1 for your credit score lol. Speaking solely on facts 5k loans is a scam site and if your affiliated with them your just as bad as them! Bad service highly recommend your delete this app

### 1/5 — Does not work

*2023-07-07*

I started the process for a loan due to me desperately needing some help right now, but it doesn’t let you proceed after a while. The app just stops going forward. Maybe it has some issues currently.

### 1/5 — Trash & a scam

*2023-07-01*

100% a scam, they took literally all my personal information social, ID, address, bank details all for what? So that they can serve me with ads at the end & freeze & then I have to give them everything again?!

What the actual heck?

### 1/5 — Horrible

*2023-03-02, version 1.0.1*

This app asked for my bank account info routing number you name it all I needed was a few bucks to survive in the end it took me to a screen saying I could do 2500 dollar loans when I tried to click on anything it went nowhere from there possibly the worst app I myself have ever installed

### 1/5 — DO NOT DOWNLOAD

*2023-01-09, version 1.0.1*

Real person here, unlike the other bots. You’ll be emailed constantly by “loan providers.” I’ve gotten so many emails since I applied and they’re all spam and they WONT STOP. Save yourself the time

### 1/5 — SPAM SPAM SPAM

*2023-01-02, version 1.0.1*

My inbox has over 730 emails all spam and I’ve only had it 4 days complete waste of time I really didn’t even want to give it the one star

### 1/5 — NO LUCK & USELESS APP

*2022-12-30, version 1.0.1*

I tried to get a small loan ($200-$500) today. In any case no luck. It took me to the Lending Group (whom always have turned me down every time I try to get a loan thru them) which was no help to me at all. This app is just like all the others -you either get approved or denied based on your credit score. I just wish there was apps that help you get a loan when in need & not based on your credit score. So, beware when trying to get a loan thru this app. It’s a waste of time and no help to me.

### 1/5 — Fake app

*2022-12-19, version 1.0.1*

Wish I could give this 0 stars. I want to curse on this review but I cant. You already know what I’m going to say. Screw you! Now I have to deal with these scam messages on my phone again. Delete this app. You’re giving a bad reputation to the real cash advance apps.

### 1/5 — Worst loan app ever

*2022-12-12, version 1.0.1*

Don’t waste your time of give them any of your information

### 5/5 — Life saver

*2022-12-09, version 1.0.1*

I just got screwed over by another company relying on them and I was frantic I have rent I have the power. Bill and other bills and pocket loan sent me to the right place and Thankyou because I would have been barely eating and barely able to get through until the next paycheck

## Frequently asked questions about Pocket Money

### What is Pocket Money?

Pocket Money is a mobile application designed to provide fast and reliable money solutions. It connects users with lenders to offer quick cash advances for various financial needs. The app simplifies the process of obtaining extra cash by allowing users to fill out a smart request form.

### How does the app connect me with lenders?

After you fill out the smart request form within the app, it will connect you with potential lenders. These lenders will then provide you with details about the loan offers available to you, including the APR and full terms and conditions.

### What are the APR rates and fees?

APR rates can range from a minimum of 4.95% to a maximum of 35.95%. The specific APR offered depends on factors like your personal situation and financial standing. An example shows a loan with an 8% arrangement fee, resulting in monthly repayments and a total payback amount with a representative APR of 18.23%.

### Is this app available on all devices?

The provided description does not specify compatibility with different operating systems or devices. However, as a mobile application, it is generally expected to be available on major mobile platforms like iOS and Android.

### What are common use cases for this app?

This app is useful for individuals who need immediate financial assistance for unexpected expenses, such as medical bills, car repairs, or bridging the gap until their next payday. It provides a quick way to access funds without a lengthy traditional loan application process.

## Version history (last 2 releases)

### 1.0.1 — 2022-07-30

- bug fixes

### 1.0 — 2021-12-13

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*