# Pocket Money: Payday Loans App — user reviews > 53 indexed App Store user reviews of Pocket Money by Pocket Money Limited, rated 4.58/5 from 3,870 ratings. - Source: https://appshunter.io/ios/app/pocket-money-payday-loans-app/id1597487870/reviews - App overview in markdown: https://appshunter.io/ios/app/pocket-money-payday-loans-app/id1597487870.md - Rating breakdown: 5★ 3,320 · 4★ 128 · 3★ 82 · 2★ 46 · 1★ 294 ## What do users think of Pocket Money? Overall sentiment: negative **Pros** - 🚀 Instant cash - 👍 Fast and easy to use - 💡 Helpful in emergencies **Cons** - 🐛 Doesn't work as advertised - 🔒 Collects personal information - 🗑 Redirects to scam sites - 💬 Causes spam emails/calls - ⚠️ Misleading and deceptive **Commonly reported bugs** - App stops working after providing information - Inability to proceed past certain steps in the process - Compatibility issues with older devices **Most requested features** - Improve transparency about services - Provide actual loan options, not just referrals - Ensure app functions properly without issues ## Newest reviews (13 of 53) ### 1/5 — Don’t do it *2022-12-02, version 1.0.1* I applied for a loan that had ridiculous interest.. only apply for $900.. and they want me to pay $5,000 total.. don’t do it.. fake reviews ### 1/5 — TOTAL FECES *2022-11-11, version 1.0.1* Maybe not THE WORST but a close second to the wordt app on this platform. Completely useless and another scam to collect and sell people’s info. Stay away from this garbage. Shame on apple for allowing these idiots to trick people into giving up their info. I wish I could give them less stars. STAY AWAY ### 1/5 — Delete *2022-10-31, version 1.0.1* Take this App off the App Store. Lots of fake reviews too. ### 1/5 — Fake reviews *2022-10-18, version 1.0.1* This app does not work as others have said. It takes you to multiple windows and doesn’t even give you an offer. Waste of time. ### 1/5 — 🗑 *2022-09-03, version 1.0.1* Another “we are not the lender” company. Just 3rd party provider who sells your information to loan providers. This is not clear from the App Store content. Misleading and a waste of time. ### 1/5 — Internet Shill *2022-08-29, version 1.0.1* These reviews are clearly fake. All 1 star and 5 star reviews. The 5 star reviews are fake. It’s called internet shills! Most ppl don’t take the time to review the date and content. Do not use this service! ### 1/5 — Update *2022-06-03, version 1.0* I just reported this app to apple and to the credit center and to my bank so if I see anything out of the norm I will sue and I’m a get everybody who is involved put in jail. ### 1/5 — Scam !! *2022-05-28, version 1.0* This app is a scam don’t even waste your time ! ### 1/5 — Spam APP *2022-05-24, version 1.0* 1st thing wrong - When applying for a loan, the loan officer was a woman, with a heavy Indian accent. 2nd thing wrong - My inbox was FLOODED with loan spam 🤦🏽‍♂️ I’m reporting you. ### 1/5 — A big scam *2022-05-17, version 1.0* This app is totally bogus and a lie I went to apply gave them all the necessary information and than they sent me a list of all these lenders who by the way was no garuntee to loan me anything I new in my heart that this site was bogus but decided I would give it a try now they have all my information and I don’t have no loan. Please do not use this app it’s definitely a lie!!! ### 1/5 — Nope *2022-05-10, version 1.0* I apply and it took me to another loan company no thanks ### 1/5 — Scam *2022-05-10, version 1.0* Please don’t not provide your information on this app! It is a scam, they will lie to get your account login and do damage! Please stay away! I’ve tried to report them to apple but nothing has happened. ### 1/5 — Waste of time *2022-04-29, version 1.0* I hate the fact that you give up all your personal information for them to say sorry we can’t help you but thanks for giving us your personal identification welcome to the world of identity theft. Don’t waste your time the app just wants your information to hack your accounts. ## Most critical reviews (10 lowest-rated) ### 1/5 — Sending me to Known scam site *2024-05-20* This app is not legit as it redirects to your "offer site" but the offer site is a scam. 5k loans is well known for the subscription fee scam they run and not to mention the fact you cannot proceed without paying $1 for your credit score lol. Speaking solely on facts 5k loans is a scam site and if your affiliated with them your just as bad as them! Bad service highly recommend your delete this app ### 1/5 — Does not work *2023-07-07* I started the process for a loan due to me desperately needing some help right now, but it doesn’t let you proceed after a while. The app just stops going forward. Maybe it has some issues currently. ### 1/5 — Trash & a scam *2023-07-01* 100% a scam, they took literally all my personal information social, ID, address, bank details all for what? So that they can serve me with ads at the end & freeze & then I have to give them everything again?! What the actual heck? ### 1/5 — Horrible *2023-03-02, version 1.0.1* This app asked for my bank account info routing number you name it all I needed was a few bucks to survive in the end it took me to a screen saying I could do 2500 dollar loans when I tried to click on anything it went nowhere from there possibly the worst app I myself have ever installed ### 1/5 — DO NOT DOWNLOAD *2023-01-09, version 1.0.1* Real person here, unlike the other bots. You’ll be emailed constantly by “loan providers.” I’ve gotten so many emails since I applied and they’re all spam and they WONT STOP. Save yourself the time ### 1/5 — SPAM SPAM SPAM *2023-01-02, version 1.0.1* My inbox has over 730 emails all spam and I’ve only had it 4 days complete waste of time I really didn’t even want to give it the one star ### 1/5 — NO LUCK & USELESS APP *2022-12-30, version 1.0.1* I tried to get a small loan ($200-$500) today. In any case no luck. It took me to the Lending Group (whom always have turned me down every time I try to get a loan thru them) which was no help to me at all. This app is just like all the others -you either get approved or denied based on your credit score. I just wish there was apps that help you get a loan when in need & not based on your credit score. So, beware when trying to get a loan thru this app. It’s a waste of time and no help to me. ### 1/5 — Fake app *2022-12-19, version 1.0.1* Wish I could give this 0 stars. I want to curse on this review but I cant. You already know what I’m going to say. Screw you! Now I have to deal with these scam messages on my phone again. Delete this app. You’re giving a bad reputation to the real cash advance apps. ### 1/5 — Worst loan app ever *2022-12-12, version 1.0.1* Don’t waste your time of give them any of your information ### 1/5 — SCAMM *2022-12-08, version 1.0.1* It is a scam it does not allow you to go any further once all info is put in! Do not download ## Most praised reviews (10 highest-rated) ### 5/5 — Life saver *2022-12-09, version 1.0.1* I just got screwed over by another company relying on them and I was frantic I have rent I have the power. Bill and other bills and pocket loan sent me to the right place and Thankyou because I would have been barely eating and barely able to get through until the next paycheck ### 5/5 — Cool *2022-09-11, version 1.0.1* Big very cool app ### 5/5 — Good *2022-09-05, version 1.0.1* I really like the application, thanks to the developer ### 5/5 — Very good *2022-08-21, version 1.0.1* Very good nice programm ### 5/5 — Surprisingly legitimate *2022-05-29, version 1.0* I think I installed and fired up this app with very low expectations but in hind sight it did exactly what it advertised and with very little fuss. 5/5 stars. ### 5/5 — !!! *2022-04-28, version 1.0* I found it recently and you can get instant cash here. You only need a few minutes to fill out the form. Great program. Try it and you will see ### 5/5 — 👍🏽 *2022-04-28, version 1.0* This is the only app that worked for me while in a really tough position. Undocumented I do everything online. It's fast, easy and secure, I have no problems. ### 5/5 — Good *2022-04-27, version 1.0* Go try them, they're going to bring you together. I think you can do better to minimize advertising on this app, and to focus on the method of servicing customers quickly on delivering loans to them, customers come to you much of the time with an emergency yet not reached their goal, that's not cool ### 5/5 — Max *2022-04-27, version 1.0* I got money to fix my car. As I was a taxi driver I can’t wait for my salary to fix it. I can definitely say that I get only benefits here because I repay the loan even earlier than I should. And I even earn more. Isn’t it a good case? ### 5/5 — I have to *2022-04-25, version 1.0* I’m not sure what time --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*