# Pocket Register: Checkbook — Manual Ledger & Paycheck Plan

> Offline checkbook register for manual transaction tracking and financial planning. (iPhone/iPad app by Chad Pickard.)

- Source: https://appshunter.io/ios/app/pocket-register-checkbook/id6749550108 (this page in markdown: same URL + `.md`)
- Developer: [Chad Pickard](https://appshunter.io/developer/1831075073)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 4.40/5 from 26 App Store ratings · 13 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.5 · 17 MB
- Languages: American English
- Released: 2025-08-08
- Data updated: 2026-11-05
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/pocket-register-checkbook/id6749550108/reviews.md

## What is Pocket Register?

Keep a running balance, track upcoming bills, and plan what's left before payday, without linking your bank.

Pocket Register is a no-frills checkbook register, right in your pocket. Whether you're managing your main account, a cash stash, or a side budget, Pocket Register makes it easy to:
- Log deposits, withdrawals, and transfers
- See your running balance, with pending and cleared entries kept apart
- Set up recurring transactions: weekly, every two weeks, twice a month, or monthly (perfect for paydays)
- Plan ahead: see upcoming bills, debts, and what's safe to spend before your next paycheck
- Reconcile against your bank statement
- Scan receipts with the built-in document scanner
- Set monthly budgets per category, with progress bars
- Get smart category suggestions as you type, or add an entry by typing or speaking it
- Save Quick Fills for repeat transactions
- Stay organized with memo notes, splits, and date selection
- Works fully offline by default. iCloud Sync is available as an optional Pro feature.

Plan Ahead: The optional Plan tab shows your projected balance, upcoming bills and debts, and what's safe to spend before payday, built from your own recurring transactions. It stays out of the way until you need it, so a simple register stays simple.

Beautiful Design: Cleanly designed for iPhone and iPad, with full light and dark mode support.

No Bank Linking: You enter your own transactions, so there are no bank logins to connect. Your transactions stay on your device by default. iCloud Sync is opt-in and uses your private iCloud account.

Lightweight: Simple by design, built for speed and clarity.

Widget Support: View your balance and recent transactions at a glance. Home Screen widgets in three sizes, plus Lock Screen widgets so your balance is always one tap away.

Whether you're tracking a vacation budget, side hustle income, or just keeping tabs on daily spending, Pocket Register gives you full control, offline and clutter-free.

Pro (one-time purchase):
- Removes all ads
- Unlimited accounts and transactions (free includes 2 accounts and 500 transactions per 12 months)
- iCloud Sync across all your devices
- Custom color themes
- Lock Screen widgets
- Family Sharing for up to 5 family members
- Unlimited splits and Quick Fills
- Advanced CSV export with profiles, presets, splits, and Excel/YNAB-compatible formats

## Key features

- Manual transaction logging
- Running balance with pending/cleared entries
- Recurring transaction setup
- Payday planning and spending projection
- Receipt scanning
- Category budgeting with progress bars
- Offline functionality

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Pocket Register Pro | $9.99 | one-time |
| Small Thanks Tip | $0.99 | one-time |
| Medium Thanks Tip | $2.99 | one-time |
| Big Thanks Tip | $4.99 | one-time |


## Is Pocket Register safe?

Not enough ratings yet to assess Pocket Register.

## Is Pocket Register legit?

Pocket Register: Checkbook appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Pocket Register is 73 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (10 of 13)

All indexed reviews: https://appshunter.io/ios/app/pocket-register-checkbook/id6749550108/reviews.md

### 5/5 — It works great!  - UPDATED

*2026-10-28*

UPDATE: version 3.81
I’ve been using Pocket Register for 5 months. It has made the reconciliation of my bank statement to my checkbook almost effortless. It used to be a major hassle, doing it by hand years ago, and then more recently in half-baked apps that were missing one or more features to make it easy. Now I actually enjoy the end of month reconcile. It’s so fast and simple. It’s the use of recurring transactions, and the ability to edit recurring values for: ‘This Transaction Only’ or ‘All Future Transactions‘.  The app’s features go way beyond that. This is a new app with a very responsive developer. Try it… It really, truly, works great. 

PREVIOUS: version 3.02.
I’m using it on my iPad and like it a lot. I’m really happy I found it. It looks nice, handles all the basics and critical functions really well, and has a set of advanced features for those who need them. It’s not a subscription.

I decided to write a thorough review because this is a fresh, new app with only a few reviews - a hidden gem in the rubble of the App Store.  I have used or tried several checkbook register apps over the last couple years. This is the best functioning / best looking/ most intuitive / easiest/ I’ve found.  It deserves to be recognized.  The app is updated often, which indicates the developer is very active, responsive to users, and that this is a new app, less than a year old. That’s a good sign. The developer has other apps too.

I tested/played with the free version for a few hours, including a trial run using six weeks of my actual checkbook transactions, followed by a successful reconciliation to my actual bank balance. I happily paid for the app. Since then, I have been it using as my goto checkbook register and reconcile app. Like most people, my checkbook register is fairly complex,  including ACH Debits and Deposits, Electronic payments, Transfers, and some paper checks. Many are recurring transactions that it handles perfectly.

Here is how it works:
The Transactions screen:  
The app opens to the ‘Transactions’ screen. It looks like a checkbook register. It a very nice design,  and shows recent transactions, with all transaction history just a scroll up, or scroll down. The transaction stack can also be sorted by newest, oldest, $ amount.  The information on the transactions screen is everything that’s needed for a register, including a checkmark if the transaction has cleared.  You clear/unclear a transaction in its sub-screen (a page that appears by transaction touch). The sub-screen holds all of the transaction’s details and can be easily edited. Note that on the transaction’s screen, recurring transactions appear automatically & reliably according to your specification. Setting up recurring transactions and editing them is easy. That’s not usually the case in other apps I’ve used. Buttons make it easy to switch to a weekly, monthly or yearly view of transactions.

At the top of the transaction register is a header. It’s a status summary box which includes the current account balance, cleared and uncleared totals and the reconcile button. And, for paid apps, access to additional accounts is located there.

Adding transactions:
New transactions are easily added by touching the app’s “+” button. (Widget link too). You fill out new transaction details in a drop down box, and if it’s recurring (by week, month, etc,) that’s where you indicate that. There’s a switch for ‘cleared’ or ‘uncleared’. When you ‘clear’ a transaction, it auto creates a check mark on the register screen. You can select a pre-loaded category such as “Grocery” or you can create your own categories which is what I do. An example of a transaction in a created category might be:  “Haircut Joe”, appearing in a category called “Payments By Paper Check”. That information, $ amount, cleared status, and highlighting icons, will appear on the transaction page along with your other transactions. Each transaction (when touched) opens up to its own page showing all of its details. That’s also where you can change any transaction’s status to recurring if needed, or edit the $ amount, date, etc. Transactions can be deleted on the register screen with a finger swipe left.

Recurring transactions: 
Works great. Very easy to set up. Editing is easy (and that’s a big deal). It’s absolutely the best rendition of recurring transactions I’ve tried or used.

Categories: 
The app comes with some categories (such as ‘Entertainment’) or you can create your own. They’re  easy to edit/manage. The management of categories, and category editing is easier with this app than others. And… a big plus - it’s easy to pull up all of the transactions in any one category, by using a button on the transactions page. That can be really helpful.

Reconcile to Bank Statement:
The reconcile button is in the account’s status box at the top of the transaction register screen. The cleared and uncleared totals are there too in app version 3.02. To reconcile,  touch “Reconcile”, A drop down box appears. You enter your end of month bank statement balance and the app calculates if your transaction register matches your bank statement. It also shows all the info available to help you figure out why it does or does not balance. That’s a  critical feature done very well in this app that I’ve had trouble with In other apps.

Insights screen:
It is a smartly designed graphics screen, a button touch away from the transactions screen. Your expenses and income are summed up by category using bar charts. Inflow and outflow is shown graphically too. It can be set to show yearly, monthly, weekly, or even “all transactions”. It’s especially useful if you set up your transaction categories thoughtfully - and it’s pretty.

Monthly Budget:
You can set a budget value for each category and follow your progress graphically on the ‘Insights’ page. It’s easy to set up and use. It’s another indication of how thoughtfully this app is designed  to focus on checkbook finances/reconcile.

**Developer response:** Wow — I've read this review three times. Thank you. Honestly.

Reviews like this don't happen often, especially for a small app, and I know you put real time into writing it. The fact that you tested with six weeks of your own register and a real bank reconcile before paying says a lot about how you approach apps, and I'm glad Pocket Register held up.

A few of the things you called out (recurring transactions being easy, the reconcile flow, category management) were the hardest pieces to get right and the ones I cared most about. Hearing they actually work the way I hoped means a lot.

And thank you for the bug reports along the way — they made the app meaningfully better for everyone who uses it. Please keep them coming. I'll keep listening.

### 5/5 — Great app

*2026-10-12*

Just what I needed, an app that’s my check register.  It’s perfect, fast and easy!

**Developer response:** Thank you for the feedback. Glad you are enjoying the app!

### 4/5 — Great Accounts Register

*2026-08-16*

This is a great app that does exactly what says:  no-frills record keeping. Clean and easy to use.  And the ability to also use a desktop is 🤌🏻. 

The price is more than fair. No subscription, just a flat and reasonable price to support the creator. 

Some things I’d like to see added:  a memorized payee list and an option to auto insert a decimal point when entering amounts. Also, I’d like to be able to back up my data to Dropbox.

**Developer response:** Thanks so much, Rick, and sorry for the slow reply! You can already save a copy to Dropbox: go to Settings → Data & Backup → Export, Backup, & Clear, tap “Export CSV to Files…” and pick Dropbox from the list. You’ll need the Dropbox app installed. A remembered payee list and an option to put in the decimal point for you are both great ideas, and I’m working on them for an upcoming update. Thanks for supporting the app!

### 5/5 — Great

*2026-08-07*

Just right for a simple person like me. Guy does not share data!!

**Developer response:** Thanks, that means a lot! Simple is what I was going for, so I'm glad it's working for you.

### 1/5 — Used to be great

*2026-07-30*

I’ve had this app for years and used it religiously but recently with all the updates and changes the app has become incredibly slow and glitchy making it impossible to work with, sad to see it go.

**Developer response:** I'm sorry the app slowed down for you — you've been with it since early on, and it should get better over time, not worse. I'd actually already been working on a fix for exactly this: on registers with a lot of history, the app was doing more work than it needed to on every tap and scroll, which is what caused the slowness and glitching. That fix is done and should be out very soon. If you'd like, email me, I'll help directly and make sure your register runs smoothly again. Thanks for sticking with it — I'd like to earn that back.

### 5/5 — Wow perfect app now

*2026-07-18*

I left a review last week saying this could be a 5 star if it had a memo aside from a payee line and a running balance below each transaction. After I did an update today they added exactly what I said wow. Please add an all account overview as an option to see the whole accounts on the front page. Thanks!!!!

**Developer response:** Chris, thank you for the update! Honestly your original feedback is what pushed those features up the queue — the payee/memo split and the per-row running balance both shipped because reviewers like you flagged them. Glad they made a difference. Keep the ideas coming.

### 1/5 — Great idea

*2026-06-13*

Horrible execution, should synchronize: doesn’t. Should display transactions, doesn’t. Do not waste your time or money

**Developer response:** Hi — sincerely sorry for the iCloud sync issues. There's a CloudKit schema mismatch on our end that I'm actively deploying a fix for; once it's out, sync between your Apple devices should behave correctly. If your data isn't where you expect after updating, please send me an email — I'll personally make sure it gets recovered. We read every email.

### 5/5 — Wow perfect app now

*2026-06-07*

I left a review last week saying this could be a 5 star if it had a memo aside from a payee line and a running balance below each transaction. After I did an update today they added exactly what I said wow.

**Developer response:** Chris, thank you for the update! Honestly your original feedback is what pushed those features up the queue — the payee/memo split and the per-row running balance both shipped because reviewers like you flagged them. Glad they made a difference. Keep the ideas coming.

### 3/5 — Good App that doesn’t glitch (Updated for clarification)

*2026-05-30*

Reliable but needs a few improvement. Need to add a separate line for merchant description and for transaction notes and the running the balance below each transaction would complete this app. Otherwise I would have rate it 5 stars

**Developer response:** Thanks for the feedback. On the memo line, it does exist already (look for the "Description" field below the Amount section when you add or edit a transaction). That said, I hear what you're saying. The way it's labeled and presented isn't as clear as it could be, and I want to clean it up so it's obvious what it's for. Running balance below each transaction is also a great idea I want to add.
I'm planning to ship an update with both of these in the next week or two.
If you have other ideas, feel free to email me through the App Store developer link. Thanks again for taking the time.
Chad

### 5/5 — It works great!  - A detailed review

*2026-05-07*

App version 3.02.  I’m using it on my iPad and like it a lot. I’m really happy I found it. It looks nice, handles all the basics and critical functions really well, and has a set of advanced features for those who need them. It’s not a subscription.

I decided to write a thorough review because this is a fresh, new app with only a few reviews - a hidden gem in the rubble of the App Store.  I have used or tried several checkbook register apps over the last couple years. This is the best functioning / best looking/ most intuitive / easiest/ I’ve found.  It deserves to be recognized.  The app is updated often, which indicates the developer is very active, responsive to users, and that this is a new app, less than a year old. That’s a good sign. The developer has other apps too.

I tested/played with the free version for a few hours, including a trial run using six weeks of my actual checkbook transactions, followed by a successful reconciliation to my actual bank balance. I happily paid for the app. Since then, I have been it using as my goto checkbook register and reconcile app. Like most people, my checkbook register is fairly complex,  including ACH Debits and Deposits, Electronic payments, Transfers, and some paper checks. Many are recurring transactions that it handles perfectly.

Here is how it works:
The Transactions screen:  
The app opens to the ‘Transactions’ screen. It looks like a checkbook register. It a very nice design,  and shows recent transactions, with all transaction history just a scroll up, or scroll down. The transaction stack can also be sorted by newest, oldest, $ amount.  The information on the transactions screen is everything that’s needed for a register, including a checkmark if the transaction has cleared.  You clear/unclear a transaction in its sub-screen (a page that appears by transaction touch). The sub-screen holds all of the transaction’s details and can be easily edited. Note that on the transaction’s screen, recurring transactions appear automatically & reliably according to your specification. Setting up recurring transactions and editing them is easy. That’s not usually the case in other apps I’ve used. Buttons make it easy to switch to a weekly, monthly or yearly view of transactions.

At the top of the transaction register is a header. It’s a status summary box which includes the current account balance, cleared and uncleared totals and the reconcile button. And, for paid apps, access to additional accounts is located there.

Adding transactions:
New transactions are easily added by touching the app’s “+” button. (Widget link too). You fill out new transaction details in a drop down box, and if it’s recurring (by week, month, etc,) that’s where you indicate that. There’s a switch for ‘cleared’ or ‘uncleared’. When you ‘clear’ a transaction, it auto creates a check mark on the register screen. You can select a pre-loaded category such as “Grocery” or you can create your own categories which is what I do. An example of a transaction in a created category might be:  “Haircut Joe”, appearing in a category called “Payments By Paper Check”. That information, $ amount, cleared status, and highlighting icons, will appear on the transaction page along with your other transactions. Each transaction (when touched) opens up to its own page showing all of its details. That’s also where you can change any transaction’s status to recurring if needed, or edit the $ amount, date, etc. Transactions can be deleted on the register screen with a finger swipe left.

Recurring transactions: 
Works great. Very easy to set up. Editing is easy (and that’s a big deal). It’s absolutely the best rendition of recurring transactions I’ve tried or used.

Categories: 
The app comes with some categories (such as ‘Entertainment’) or you can create your own. They’re  easy to edit/manage. The management of categories, and category editing is easier with this app than others. And… a big plus - it’s easy to pull up all of the transactions in any one category, by using a button on the transactions page. That can be really helpful.

Reconcile to Bank Statement:
The reconcile button is in the account’s status box at the top of the transaction register screen. The cleared and uncleared totals are there too in app version 3.02. To reconcile,  touch “Reconcile”, A drop down box appears. You enter your end of month bank statement balance and the app calculates if your transaction register matches your bank statement. It also shows all the info available to help you figure out why it does or does not balance. That’s a  critical feature done very well in this app that I’ve had trouble with In other apps.

Insights screen:
It is a smartly designed graphics screen, a button touch away from the transactions screen. Your expenses and income are summed up by category using bar charts. Inflow and outflow is shown graphically too. It can be set to show yearly, monthly, weekly, or even “all transactions”. It’s especially useful if you set up your transaction categories thoughtfully - and it’s pretty.

Monthly Budget:
You can set a budget value for each category and follow your progress graphically on the ‘Insights’ page. It’s easy to set up and use. It’s another indication of how thoughtfully this app is designed  to focus on checkbook finances  and bank statement reconciliation. 

Other good things:
Attachments - The app assists you in  adding a receipt image to a transaction’s details page
A useful widget
Advanced features including CSV export functions (pro version for some of the advanced features)
Siri access to transaction addition
Various helpful automations within the app
A one time purchase - Yay

**Developer response:** Wow — I've read this review three times. Thank you. Honestly.

Reviews like this don't happen often, especially for a small app, and I know you put real time into writing it. The fact that you tested with six weeks of your own register and a real bank reconcile before paying says a lot about how you approach apps, and I'm glad Pocket Register held up.

A few of the things you called out (recurring transactions being easy, the reconcile flow, category management) were the hardest pieces to get right and the ones I cared most about. Hearing they actually work the way I hoped means a lot.

And thank you for the bug reports along the way — they made the app meaningfully better for everyone who uses it. Please keep them coming. I'll keep listening.

## Frequently asked questions about Pocket Register

### Does Pocket Register have ads?

Pocket Register is free to use and does not contain advertisements. An optional Pro version is available for purchase, which removes all ads and unlocks additional features.

### What is the cost of Pocket Register?

Pocket Register is free to download and use. An optional Pro version is available as a one-time purchase, offering unlimited accounts, iCloud Sync, custom themes, and more.

### Can I use Pocket Register offline?

Yes, Pocket Register works fully offline by default. Your transaction data is stored on your device, ensuring privacy and accessibility without an internet connection.

### How does Pocket Register handle bank linking?

Pocket Register does not link to your bank accounts. You manually enter all transactions, providing complete control and privacy over your financial data.

### What are the limitations of the free version of Pocket Register?

The free version of Pocket Register includes 2 accounts and 500 transactions per 12 months. The Pro version removes these limits and offers additional features like iCloud Sync and custom themes.

### What devices is Pocket Register available on?

Pocket Register is designed for iPhone and iPad, supporting both light and dark modes. It also offers Home Screen and Lock Screen widgets for quick access.

### How often is Pocket Register updated?

Pocket Register was last updated on November 3, 2026, with version 3.8.2. Updates typically include new features, bug fixes, and performance improvements.

### What kind of financial planning features does Pocket Register offer?

Pocket Register allows you to plan ahead by showing your projected balance, upcoming bills, and what's safe to spend before your next paycheck, based on your recurring transactions.

## Version history (last 5 releases)

### 3.8.2 — 2026-11-03

- Small fixes and text updates

### 3.8.1 — 2026-10-28

- Bug fixes and improvements

### 3.8.0 — 2026-10-20

• Transaction dates can now be edited after adding
• AI Money Chat — ask questions about your spending in plain English (Pro)
• Quick Entry — type natural language to add transactions faster
• Voice input for Quick Entry and Money Chat
• Budget tracking in Money Chat ("Am I over budget?")
• Transaction drill-downs ("Break down my Dining spending")

### 3.7.1 — 2026-09-08

• Fixed a bug where editing a recurring transaction's amount with "this and all future" could change the amount on other unrelated recurring transactions
• Recurring transactions are now correctly identified by payee, so different bills/debts on the same account no longer interfere with each other

### 3.7 — 2026-08-01

- Archive older entries: when your register gets long, you can now file away older, reconciled entries to keep it fast. Your balances stay exactly the same, and you save an export copy first.
- Also includes performance improvements and small fixes.

## Apps similar to Pocket Register

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Easy Check Book Register](https://appshunter.io/ios/app/easy-check-book-register/id6755271886) | 4.1 (16) | Free | Finance |
| [Checkbook Register - ReconLog](https://appshunter.io/ios/app/checkbook-register-reconlog/id6761189505) | 4.9 (7) | Free | Finance |
| [Checkbook Wiz](https://appshunter.io/ios/app/checkbook-wiz/id964371097) | 4.2 (815) | Free | Finance |
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| [Accounts 3 Lite - Checkbook](https://appshunter.io/ios/app/accounts-3-lite-checkbook/id1644525607) | 4.7 (225) | Free | Finance |
| [Basic Checkbook: Spending Log](https://appshunter.io/ios/app/basic-checkbook-spending-log/id6760788533) | 4.5 (6) | Free | Finance |

## More apps by Chad Pickard

- [Consensus Weather](https://appshunter.io/ios/app/consensus-weather/id6753608273)
- [Camera to Files: Work Photos](https://appshunter.io/ios/app/camera-to-files-work-photos/id6757438740)
- [Bills Due Tracker: Reminders](https://appshunter.io/ios/app/bills-due-tracker-reminders/id6758108155)
- [Payoff Planner - Get Debt Free](https://appshunter.io/ios/app/payoff-planner-get-debt-free/id6762224309)
- [Home Proof Inventory](https://appshunter.io/ios/app/home-proof-inventory/id6763613138)

All apps by Chad Pickard: https://appshunter.io/developer/1831075073

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-05.*
