# Pocket Split — Give every payment a job > Budgeting calculator and offline banking simulation for payment allocation. (iPhone/iPad app by Nima Kiyarash.) - Source: https://appshunter.io/ios/app/pocket-split/id6807635456 (this page in markdown: same URL + `.md`) - Developer: [Nima Kiyarash](https://appshunter.io/developer/6807635458) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 2 App Store ratings - Age rating: 4+ - Requires: iOS 17.0 · 3 MB - Languages: American English - Released: 2026-09-04 - Data updated: 2026-09-23 - Monetization: free ## What is Pocket Split? Give every payment a job. Pocket Split turns the payments you enter into a clear plan for giving, bills, daily spending, and debt payoff. Enter an amount, review your calculated buckets, and log the payment after you handle it yourself. Your everyday budgeting tools stay together: - Split payments across tithe, rent, car costs, gas, subscriptions, daily spending, and extra debt payoff. - Adjust monthly income and bucket targets as your priorities change. - Check the Today screen's conservative Safe to Spend estimate, based on the amounts you record. - Log gas and everyday purchases against your chosen caps. - Convert annual subscriptions into monthly costs. - Organize debts with the snowball or avalanche strategy. - Review saved payments and monthly allocation totals. Your plan, your account Sign in with Apple when you want to keep each person's plan separate and restore it on another iPhone. Your plan and tracking history sync through your private iCloud database. You can also continue without an account and keep everything local to your iPhone. Sign out or delete your Pocket Split account and cloud copy from inside the app. Explore the Automation demo Try a complete simulated banking flow with sample accounts and deposits. This version does not connect real bank accounts, import real bank activity, or move real money. No bank credentials are needed. In the offline demo, you can: - Choose a sample income account and a destination for each bucket. - Review a sample deposit, its proposed allocations, fees, retained funds, and unallocated amount. - Give explicit approval before a simulated split starts. Review and approve is the default mode. - Follow pending, completed, failed, and partially completed transfers. Proposed amounts stay separate from completed totals. - Review and authorize recovery for one unfinished bucket without repeating completed buckets. - Try simulated automatic transfers with separate consent, per-deposit and daily limits, and an expiration date. - View or revoke your saved automatic authorization, pause automation, classify uncertain deposits, and adjust minimums and exclusions. The demo works on your device and keeps its sample activity separate from your calculator plan and payment history. Reset demo restores only the sample banking data. No ads or tracking. Pocket Split is a budgeting calculator and offline banking simulation; all actual payments remain under your control outside the app. ## Key features - Split payments across multiple categories - Adjust income and bucket targets - Estimate safe to spend amounts - Log purchases against spending caps - Convert annual subscriptions to monthly - Organize debts with snowball/avalanche - Offline banking simulation ## Is Pocket Split safe? Not enough ratings yet to assess Pocket Split. ## Is Pocket Split legit? Pocket Split has limited verification signals. The AppsHunter Legitimacy Score for Pocket Split is 50 out of 100 points across 7 verification signals from App Store and developer data. ## Frequently asked questions about Pocket Split ### Does Pocket Split have ads? Pocket Split is ad-free, allowing for an uninterrupted budgeting experience. The app focuses on providing a clean interface for financial planning and simulation. ### How does Pocket Split handle security? Pocket Split prioritizes user privacy by not connecting to real bank accounts or requiring bank credentials. All financial planning and simulation occur locally on your device or via private iCloud sync. ### What are the supported institutions for Pocket Split? Pocket Split does not connect to any real bank accounts or financial institutions. It operates as an offline budgeting calculator and simulation tool, meaning no external account linking is necessary. ### Can I use Pocket Split to make actual payments? No, Pocket Split is a budgeting calculator and offline banking simulation. It helps you plan and track your finances, but all actual payments and transactions must be handled by you outside of the app. ### What is the update frequency for Pocket Split? Pocket Split was last updated on 2026-09-07, indicating recent development and maintenance. Users can expect ongoing improvements and support for the application. ### What devices does Pocket Split support? Pocket Split is currently supported on iPhones. The app is designed to leverage Apple's ecosystem for data synchronization via iCloud. ### What is the age rating for Pocket Split? Pocket Split has an age rating of 4+, making it suitable for a wide range of users. This rating suggests the content is generally appropriate for children and adults. ### How does the Automation demo in Pocket Split work? The Automation demo provides a simulated banking flow with sample accounts and deposits. It allows you to practice allocating funds, reviewing proposed splits, and authorizing simulated transfers without using real money or bank credentials. ## Version history (last 3 releases) ### 1.2.0 — 2026-09-07 Pocket Split now has real personal accounts for your money plan. - Sign in securely with Apple. - Keep each person’s plan and tracking history separate. - Sync and restore your plan, payments, expenses, subscriptions, debts, and payoff strategy through your private iCloud database. - Continue using the calculator without an account when you prefer local-only storage. - Sign out or permanently delete your Pocket Split account and cloud copy from inside the app. Live bank connections and real-money transfers remain disabled. The Automation demo still uses fictional accounts and never moves money. ### 1.0.1 — 2026-09-05 A clearer, calmer Pocket Split. • Improved text contrast so headings, balances, and labels are easier to read. • Replaced fluorescent green with a refined teal palette and softer category colors. • Added coordinated light and dark appearances that follow your iPhone settings. • Improved visibility of buttons, links, and spending indicators. ### 1.0 — 2026-09-04 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-23.*