# PocketKnife Budget — Your Budget - Pocket Sized > Offline personal finance tracker with local data storage and no sign-up required. (iPhone/iPad app by Scott Kotowicz.) - Source: https://appshunter.io/ios/app/pocketknife-budget/id6772282097 (this page in markdown: same URL + `.md`) - Developer: [Scott Kotowicz](https://appshunter.io/developer/1833776595) - Category: Finance, Utilities - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 15.1 · 30 MB - Languages: American English - Released: 2026-06-04 - Data updated: 2026-08-02 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/pocketknife-budget/id6772282097/reviews.md ## What is PocketKnife Budget? Your money. Your rules. PocketKnife Budget is a personal finance app built for people who want to understand where their money goes — without signing up, connecting a bank, or sharing personal information. Everything lives on your device. No cloud accounts, no syncing, no subscriptions. Just open the app and start budgeting. WHAT YOU CAN DO • See the full year at a glance on the Dashboard — total income, expenses, and net worth by month in one scrollable table. • Log income and expenses month by month, assign them to custom categories, and add optional notes. • Set up recurring expenses (subscriptions, rent, utilities) once — weekly, bi-weekly, monthly, quarterly, semi-annual, or annual — and they appear automatically every month. • Track a weekly spending budget and see exactly how much you've spent each week of the month. • Run a simple check register in the Ledger — log credits and debits, watch your running balance update live, and mark entries as cleared. • Understand your spending with four built-in charts: monthly income vs. expenses, spending by category (donut chart), monthly net trend, and weekly budget bars. • Tap any chart segment or bar to drill into the individual transactions behind it. • Create any number of custom categories, each with its own emoji and color. • Switch between dark and light mode with a single tap. WHAT MAKES IT DIFFERENT • Zero sign-up. Open it and go. • Your data never leaves your phone. No server, no cloud backup by the app. • No ads. No upsells. No paywalls. • Works completely offline. • 15 categories pre-loaded so you can start entering data immediately. BUILT FOR REAL LIFE Whether you're tracking a household budget, managing personal spending, or just want to stop wondering where your paycheck went, PocketKnife Budget gives you a clear, honest picture of your finances — no financial expertise required. Simple enough to start in two minutes. Detailed enough to last all year. FEATURES AT A GLANCE • Dashboard: yearly summary + month-by-month income / expense / net table • Monthly view: log income & expenses, recurring entries, weekly budget • Ledger: check register with starting balance and running totals • Categories: create, color-code, emoji-tag, and reorder your own categories • Charts: bar, donut, line, and weekly bar charts with tap-to-drill-down detail • Dark & light mode • All data stored locally — no account, no internet required, no ads ## Key features - Local data storage - No sign-up required - Offline functionality - Customizable categories - Yearly dashboard summary - Weekly spending budget - Interactive charts ## Frequently asked questions about PocketKnife Budget ### Does PocketKnife Budget have ads? No, PocketKnife Budget is completely ad-free. The app explicitly states 'No ads. No upsells. No paywalls.' in its description, ensuring an uninterrupted user experience. ### How secure is PocketKnife Budget? PocketKnife Budget prioritizes user privacy by storing all data locally on the device. It requires no sign-up, bank connection, or cloud syncing, meaning your financial information never leaves your phone. ### Can I use PocketKnife Budget offline? Yes, PocketKnife Budget is designed to work completely offline. You can log income and expenses, set budgets, and view your financial data without an internet connection. ### What is the update frequency for PocketKnife Budget? The app was last updated on 2026-06-26, indicating ongoing development and maintenance. Version 2.0 was released on 2026-06-04. ### What devices does PocketKnife Budget support? PocketKnife Budget is available for iPhone and iPod devices. It is designed for mobile use on these platforms. ### What is the age rating for PocketKnife Budget? PocketKnife Budget has an age rating of 4+, making it suitable for a wide range of users. This rating suggests it contains no mature content. ### How does PocketKnife Budget handle recurring expenses? You can set up recurring expenses like subscriptions, rent, or utilities to appear automatically each month, quarter, or year. This simplifies tracking regular financial commitments. ### What are the charting options in PocketKnife Budget? PocketKnife Budget offers four built-in charts: monthly income vs. expenses, spending by category (donut chart), monthly net trend, and weekly budget bars. You can tap chart segments to see the underlying transactions. ## Version history (last 2 releases) ### 2.0 — 2026-06-26 Updates to our Support, Marketing, and Privacy Policy URLs. No software changes with this release. ### 1.0 — 2026-06-04 No release notes. ## More apps by Scott Kotowicz - [PocketKnife Language](https://appshunter.io/ios/app/pocketknife-language/id6751168506) - [PocketKnife Tools](https://appshunter.io/ios/app/pocketknife-tools/id6760620056) - [PocketKnife Games](https://appshunter.io/ios/app/pocketknife-games/id6761347793) - [PocketKnife Money](https://appshunter.io/ios/app/pocketknife-money/id6762326851) - [PocketKnife Travel](https://appshunter.io/ios/app/pocketknife-travel/id6762619022) - [PocketKnife Projects](https://appshunter.io/ios/app/pocketknife-projects/id6765580329) All apps by Scott Kotowicz: https://appshunter.io/developer/1833776595 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-02.*