# PocketKnife Money — Financial Tools - Pocket-Sized

> Pocket-sized financial tools for budgeting, debt, investments, and learning. (iPhone/iPad app by Scott Kotowicz.)

- Source: https://appshunter.io/ios/app/pocketknife-money/id6762326851 (this page in markdown: same URL + `.md`)
- Developer: [Scott Kotowicz](https://appshunter.io/developer/1833776595)
- Category: Finance, Utilities
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 15.1 · 31 MB
- Languages: English
- Released: 2026-05-01
- Data updated: 2026-06-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/pocketknife-money/id6762326851/reviews.md

## What is PocketKnife Money?

Take control of your finances — no account required, no data collected, no strings attached.

PocketKnife Money puts a full set of smart, simple financial tools right in your pocket. Whether you're budgeting for the month, paying off debt, planning for retirement, or just trying to understand how interest works — we've got you covered.

TRACKERS
Stay on top of what matters most:
- Budget Tracker — Manage income and expenses by category
- Subscription Tracker — See exactly what you're paying every month
- Goal Tracker — Set financial goals and watch your progress
- Net Worth Snapshot — Know where you stand at a glance
- Stock Tracker — Build a personal watchlist with live market data

CALCULATORS
Make smarter decisions with powerful calculators:
- Tip Calculator — Split bills and calculate tips instantly
- Debt Payoff — Avalanche and snowball strategies to get out of debt faster
- Compound Interest — See how your money grows over time
- Inflation Calculator — Understand what money is worth across time
- Loan Calculator — Monthly payments, total cost, and full amortization schedule
- Time Value of Money — Solve for present value, future value, rate, periods, or payment

REFERENCE
Learn as you go:
- Financial Terms — 36 plain-English definitions across 6 categories
- Financial Formulas — 18 essential formulas with real-world examples
- Tax Bracket Visualizer — See exactly how 2024 federal tax brackets apply to your income

YOUR PRIVACY, ALWAYS
Everything stays on your device. PocketKnife Money never asks for your name, email, or any personal information. No ads, no tracking, no accounts. Just tools that work.

Financial Tools - Pocket-Sized.

## Key features

- Budget, subscription, goal, net worth, and stock trackers
- Debt payoff, compound interest, and loan calculators
- Financial terms and formulas reference
- Tax bracket visualizer
- No account or personal data required
- All data stored locally on device


## Frequently asked questions about PocketKnife Money

### Does PocketKnife Money have ads?

No, PocketKnife Money is completely ad-free. The app is designed to provide a clean and uninterrupted user experience for managing your finances.

### What devices does PocketKnife Money support?

PocketKnife Money is available on iPhone, iPad, and iPod. It is designed to be accessible across Apple's mobile ecosystem.

### How often is PocketKnife Money updated?

The latest version, 2.1, was released on June 25, 2026, indicating regular updates. Users can expect ongoing improvements and new features.

### What is the user sentiment for PocketKnife Money?

PocketKnife Money has received a perfect rating of 5.0 stars from 2 ratings, suggesting very positive user sentiment. Users appreciate its privacy-focused approach and comprehensive tools.

### Is PocketKnife Money secure?

Yes, PocketKnife Money prioritizes security by keeping all financial data on the user's device. It does not collect any personal information, eliminating the risk of data breaches.

### What financial institutions does PocketKnife Money connect to?

PocketKnife Money does not connect to any financial institutions. It operates entirely offline, requiring no account creation or data sharing with banks or other services.

### What types of transactions can I track with PocketKnife Money?

You can track income and expenses by category with the Budget Tracker, monitor monthly payments with the Subscription Tracker, and manage your overall financial health with the Net Worth Snapshot.

### What is the age rating for PocketKnife Money?

PocketKnife Money has an age rating of 4+, making it suitable for a wide range of users interested in financial management.

## Version history (last 2 releases)

### 2.1 — 2026-06-25

Updates to our Support, Marketing, and Privacy Policy URLs.  No software changes with this release.

### 1.0 — 2026-05-01

No release notes.

## More apps by Scott Kotowicz

- [PocketKnife Language](https://appshunter.io/ios/app/pocketknife-language/id6751168506)
- [PocketKnife Tools](https://appshunter.io/ios/app/pocketknife-tools/id6760620056)
- [PocketKnife Games](https://appshunter.io/ios/app/pocketknife-games/id6761347793)
- [PocketKnife Travel](https://appshunter.io/ios/app/pocketknife-travel/id6762619022)

All apps by Scott Kotowicz: https://appshunter.io/developer/1833776595

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-26.*