# Pocket.mn — Invescore Wallet > AI-powered fintech app for online loans and BNPL services in Mongolia. (iPhone/iPad app by Invescore Wallet LLC.) - Source: https://appshunter.io/ios/app/pocketmn/id1486845825 (this page in markdown: same URL + `.md`) - Developer: [Invescore Wallet LLC](https://appshunter.io/developer/1486845824) - Category: Finance, Lifestyle - Price: Free - Rating: 3.97/5 from 31 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 79 MB - Languages: English - Released: 2019-12-31 - Data updated: 2026-07-19 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/pocketmn/id1486845825/reviews.md ## What is Pocket.mn? Pocket application is an AI and fintech based product of “Invescore Wallet NBFI” LLC and it offers online loan and payment service. “Invescore Wallet NBFI” LLC is established in May of 2019 and received the non-banking financial service license under the Decree No 327 of Financial Regulatory Commission of Mongolia on 25th of November, 2019. Pocket application provides following services under Mongolian laws and regulations: • Online loan • BNPL Registering on the app: • Verification of phone number • National Identification Number • First and last name Privacy Policy We strictly adheres with the local regulations and laws of Mongolia. In addition, we keep the confidentiality of private information at high secured place. We are compliant with the Anti-Money Laundering Commission as well as National Data Privacy Commission. How to get loan? Once the customer download the application from App Store and register by using valid information, his/her credit scoring is evaluated based on our AI system and Centralized Loan Database of the Bank of Mongolia. This prevents the customers from receiving multiple loans, which may result in the failure of repayment. Once the customer’s credit scoring is completed and the Loan Agreement is signed by the parties, the customer will be able to receive loan anytime to his/her bank account or Pocket wallet without any additional criteria. Loan term: from 14 to 180 days Fee: from 7.5% to 1% Loan amount: MNT 20,000 – MNT10,000,000 How to repay the loan? The customer can repay the loan anytime without extra fee or interest rate. Our system informs the customers regarding the repayment due date via SMS message, email, notification on the Pocket App and a phone call from our customer service. The customers can repay the loan directly from Pocket application, local banks applications as well as from local bank branches and ATMs. When the customers make repayments on time, they are able to increase loan amount, reduce fees and collect bonus points. What is a bonus point? Customers are able to collect bonus points through the following multiple ways and use it for maximize their loan amount and reduce the fee: 1. Repay the loan on time +6 2. Read daily news +1 3. Play games (+5 up to) 4. Invite friends +200 5. Watch explainer videos +50 6. Others You will never be bored with Pocket. Contact us: Customer service: (+976) 1900-1188; 7777-8885; E-mail: info@pocket.mn Facebook: https://www.facebook.com/PocketMN Address: 15th floor, Twin Tower-1, Seoul street 10/1, Sukhbaatar district, Ulaanbaatar, Mongolia Pocket апп нь “Инвескор Хэтэвч ББСБ” ХХК-иас гаргаж буй цахим зээл, цахим төлбөр тооцооны үйлчилгээ бүхий финтек технологи болон хиймэл оюун ухааны технологид суурилсан аппликейшн юм. “Инвескор Хэтэвч ББСБ” нь 2019 оны 05 сард үүсгэн байгуулагдаж, 11-р сарын 25-ны өдөр Санхүүгийн Зохицуулах Хорооны 327тоот тогтоолоор үйл ажиллагааны тусгай зөвшөөрлөө аван Монгол улсад албан ёсны эрхтэйгээр үйл ажиллагаа явуулж байна. Pocket апп нь Монгол улсын хууль дүрмийн дагуу доорх үйл ажиллагааг аппликейшнаараа дамжуулан явуулж байна. 1. Цахим зээл авах боломж 2. Онлайн худалдан авалт хийх Зээл авах тухай Pocket аппликешныг татаж, албан ёсны мэдээллүүдээ бөглөж бүртгүүлсний дараагаар хэрэглэгчийн зээлжих эрхийг Монгол Банкны Зээлийн Мэдээллийн Сан болон системийн хиймэл оюун ухаанд тулгуурлан тогтоодог. Ингэснээр ямар нэг хэрэглэгч найдваргүй олон зээл авах эрсдэлээс сэргийлдэг. Хэрэглэгчийн зээлжих эрх нь ЗМС болон PocketMN-ийн шалгуурт суурилан гарсны дараагаар дахин бүртгэл шалгуур хийлгэхгүйгээр дуртай үедээ өөрт тохирсон хэмжээгээр зээлээ өөрийн банкны данс руу эсвэл pocket wallet руу авах боломжтой. Зээлийн хугацаа: 14 хоногоос 180 хоног хүртэлх, Мөнгөн дүн: 50,000₮-10,000,000₮-ийн хэмжээтэй ## Key features - Online loan services - Buy Now, Pay Later (BNPL) - AI-driven credit scoring - Flexible loan terms - Bonus point system - Multiple repayment options ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/pocketmn/id1486845825/reviews.md ### 1/5 — the WORST user experience and interface misleading marketing *2024-03-22, version 3.0.23* Marketing hiihdee hurdan shuurhai tsahimaar gsen yag unendee, uneheer zuurch zungaarch bn, Tsahimaar geree hiih tses ni baihgui, tugeemel asuultiin heseg ni bugd hudlaa hariultuud gereegee tsutslah geed geree hesegt orson baihgui. App-iinhaa mapping hesgee yag sain bodoj hiisen ymuudaa medku medku not recommended. ### 1/5 — Gants app hiichih setgel algu? *2020-07-30, version 2.0.1* Ene app chin forcestop bolood shuud garaad bn eniigee zaschij chadahguie? ### 1/5 — Энэ апп чинь ажиллахгүй байна *2020-06-18, version 2.0.0+6* Алдаатай байгаа юм биш үү бүүр орохчгүй байна. ## Frequently asked questions about Pocket.mn ### What types of loans does Pocket offer? Pocket offers online loans with terms ranging from 14 to 180 days. The loan amounts can vary from MNT 20,000 to MNT 10,000,000. ### How is my credit score evaluated on Pocket? Your credit scoring is evaluated using an AI system and the Centralized Loan Database of the Bank of Mongolia. This process helps prevent customers from taking out multiple loans they may not be able to repay. ### Can I repay my loan early on Pocket? Yes, you can repay your loan anytime without extra fees or interest rates. Pocket also sends reminders for repayment due dates via SMS, email, app notifications, and phone calls. ### How can I earn bonus points on Pocket? You can earn bonus points by repaying loans on time, reading daily news, playing games, inviting friends, and watching explainer videos. These points can be used to increase your loan amount and reduce fees. ### Is Pocket available on multiple devices? Pocket is available on iPhone, iPad, and iPod devices. It is designed for iOS users. ### What is the update frequency for Pocket? The latest version of Pocket is 4.0.17, last updated on March 10, 2026. This indicates regular updates to improve functionality and security. ### Does Pocket have ads? Pocket does not contain advertisements. The app focuses on providing financial services without interruption from ads. ### What are the fees associated with loans on Pocket? Loan fees on Pocket range from 7.5% down to 1%. Timely repayments and earning bonus points can help reduce these fees. ## Version history (last 5 releases) ### 4.0.21 — 2026-07-07 - Нэмэлт засвар ### 4.0.20 — 2026-06-10 - Нэмэлт сайжруулалт ### 4.0.19 — 2026-06-03 - Шинэ бүтээгдэхүүний нэвтрүүлэлт, бусад сайжруулалт ### 4.0.18 — 2026-03-31 Цахим гэрээний нэмэлт сайжруулалт ### 4.0.17 — 2026-03-10 Нэмэлт сайжруулалт ## Apps similar to Pocket.mn | App | Rating | Price | Category | | --- | --- | --- | --- | | [Sono Mongolia](https://appshunter.io/ios/app/sono-mongolia/id1448956579) | 4.7 (187) | Free | Finance | | [monpay](https://appshunter.io/ios/app/monpay/id978594162) | 3.6 (100) | Free | Finance | | [Storepay](https://appshunter.io/ios/app/storepay/id1470947761) | 4.5 (81) | Free | Finance | | [TUS fintech](https://appshunter.io/ios/app/tus-fintech/id1586085452) | 4.3 (4) | Free | Finance | | [Simple.mn](https://appshunter.io/ios/app/simplemn/id1527026555) | 4.1 (42) | Free | Finance | | [NetPay by Netcapital](https://appshunter.io/ios/app/netpay-by-netcapital/id1534832850) | 3.6 (11) | Free | Finance | ## More apps by Invescore Wallet LLC - [Pocket.mn Merchant](https://appshunter.io/ios/app/pocketmn-merchant/id1533511863) All apps by Invescore Wallet LLC: https://appshunter.io/developer/1486845824 ## Related topics [storepay](https://appshunter.io/ios/topics/storepay) · [numur credit](https://appshunter.io/ios/topics/numur-credit) · [pokit](https://appshunter.io/ios/topics/pokit) · [nomore app](https://appshunter.io/ios/topics/nomore-app) · [tugrug](https://appshunter.io/ios/topics/tugrug) · [zeely](https://appshunter.io/ios/topics/zeely) · [nomor](https://appshunter.io/ios/topics/nomor) · [tugrug app](https://appshunter.io/ios/topics/tugrug-app) · [pocket](https://appshunter.io/ios/topics/pocket) · [zeel](https://appshunter.io/ios/topics/zeel) · [numurs](https://appshunter.io/ios/topics/numurs) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-19.*