# PocketMoney — Budget? Expenses? PocketMoney!

> Comprehensive personal finance manager for budgeting, expenses, investments, and small business accounts. (iPhone/iPad app by PocketMoney GmbH.)

- Source: https://appshunter.io/ios/app/pocketmoney/id1281288102 (this page in markdown: same URL + `.md`)
- Developer: [PocketMoney GmbH](https://appshunter.io/developer/1281288101)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 3.70/5 from 645 App Store ratings · 385 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 59 MB
- Languages: American English, Catalan, French (France), German (Germany), Italian, Japanese, European Spanish
- Released: 2017-09-13
- Data updated: 2026-09-06
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/pocketmoney/id1281288102/reviews.md

## What is PocketMoney?

With 26 years’ history, 1 million total downloads and about ¼ of a million users worldwide, PocketMoney is one of the most used budgeting and personal financial apps in the App Store!

Find out why AppAdvice.com said about the former PocketMoney: “The app is easy to use that in fact, it is fast-becoming my most-used app on my iPad.”

PocketMoney has been fully rewritten and it is now the most advanced personal financial manager in the store, with the highest amount of features to manage your money like a PRO! 

PocketMoney can track thousands of transactions through many years of financial data with no performance loss.

PocketMoney lets you track your income and expense, your cash flow, understand your net worth, schedule your bills, create budgets, monitor your stock portfolio and investments, show you where you spend the most, manage the accounts of a small business and improve the overall health of your finances. PocketMoney works on iPhone, iPad, and  Mac OS.
 
Main features:
- NEW: Automatic transactions download from banks and financial institutions, so you don’t have to create transactions manually anymore. This feature is supported only in certain countries (*)
- Unlimited number of accounts (checking, credit cards, savings, retirement, PayPal, Bitcoin, Cryptocurrencies, investments and more), categories and transactions
- Simple, recurring and advanced transaction’s entry process with autocomplete funcitonalities
- Multiple ways to filter, order, mark and highlight transactions
- Multiple transaction’s editing
- Manage complex account transfers and splits 
- Set planned and recurring transactions
- Multi-currency support
- Password protection (support regular passwords, Face ID on iOS and Touch ID on iOS and Mac OS)
- Create budgets to keep track of your cash flow
- Input photo receipts
- Reconcile accounts
- Apple Watch app
- Manage shared expenses
- Create tailor made reports and charts with a powerful rule engine
- Create charts
- Create simple and complex rules to automate the transaction input
- Monitor your stock portfolio and all your assets
- Import transactions from the following formats: QIF (Quicken), OFX, CSV, XML and JSON
- Automatic Synchronization between iPhone / iPad and Mac using iCloud or Dropbox, or your local network through an integrated web interface
- Use your own customised icons for the account
- Available in English, French, Spanish, Catalan, Italian, German and Japanese

Plans:

FREE with advertising

SILVER:
- Remove the majority of the advertising (no advertising in accounts and transactions, minor advertising only for secondary advanced features).

GOLD:
- All the features of SILVER
- Remove ALL the advertising
- Use the MacOS desktop application (available on the Mac App Store)
- Enable the professional features (you can manage your small business accounts, create multiple companies, manage clients, create invoices and handle taxes creating tax reports)
- Receive advanced support (in English)

PREMIUM:
- All the features of GOLD
- Automatically download transactions from banks and financial institutions (*). 
(*) This feature is only available for users with a bank in the following countries: USA, Australia, Canada, Colombia, Hong Kong, India, Malaysia, Mexico, New Zealand, Netherlands, Singapore, South Africa, Thailand, UAE, and provided that the bank is covered by the service (it is possible to check inside the app before subscribing)."

https://www.pocketmoney.com/terms-of-use/

## Key features

- Automatic transaction download
- Unlimited accounts and categories
- Bill scheduling and recurring transactions
- Investment and stock portfolio monitoring
- Customizable reports and charts
- Password and biometric protection
- Multi-currency support

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Gold Subscription | $2.99 | per month |
| Gold Subscription | $29.99 | per year |
| Silver Subscription | $0.99 | per month |
| Silver Subscription | $9.99 | per year |
| Premium Subscription | $3.99 | per month |
| Premium Subscription | $39.99 | per year |


## What do users think of PocketMoney?

Overall sentiment: negative

**Pros**

- 🚀 Flawless
- 👍 Great app
- 👍 Excellent app
- 👍 Fantastic app
- 👍 Powerful features
- 👍 Functional and useful
- 👍 Simple and effective

**Cons**

- 🐛 Ads even with paid subscription
- 🐛 Ads in paid version
- 🐛 Ads despite paid subscription
- 🐛 Difficult to use
- 🐛 Cluttered interface
- 🐛 Confusing UI
- 🐛 Unusable after update
- 🐛 Corrupted data after update
- 🐛 Lost years of data after update
- 🐛 Incompatible with old version

**Commonly reported bugs**

- Sync issues
- Crashes on certain actions
- Inability to restore data from backups
- Errors during data migration
- Inconsistent behavior across devices

**Most requested features**

- Bring back old version
- Restore previous functionality
- Improve UI and UX
- Add option to remove ads permanently
- Improve transaction management
- Enhance budgeting features
- Improve reporting and export options

## Recent user reviews (10 of 385)

All indexed reviews: https://appshunter.io/ios/app/pocketmoney/id1281288102/reviews.md

### 5/5 — The Best money register

*2026-08-21, version 3.1.29*

This app is amazing for keeping track of your money. Try it and you won’t need another money app. Period!!

### 2/5 — Ads

*2026-06-08, version 3.1.29*

I’m paying $30/year and now you add advertising on the app. What happened?  Guess I need to find another app.

### 1/5 — Subscribed but still seeing ads! No support!

*2026-03-03, version 3.1.29*

My GOLD level subscription renewed in December but I’m still seeing ads. Tried to restore subscription: error message. Tried to find support online: nonexistent! I’ve been using this app since it first appeared for the Newton way back when but I will be cancelling my subscription and looking for a new finance app.

### 1/5 — Paid app still getting ads

*2026-02-10, version 3.1.29*

I paid for this app years ago and still have ads. Whats the point of paying then? And to get support I have to create yet another account.

### 1/5 — No ads ?

*2026-02-08, version 3.1.29*

I used to have PocketMoney with no ads, and much better : as soon as one data was entered it automatically filled the rest. Also I could look up reports easily to see when I last went to hairdresser, not anymore. They downloaded this version on my new phone at the Apple Store. Can I please buy the better adless version ??? How ??????

### 2/5 — It’s all a bit too small

*2026-01-20, version 3.1.29*

Preferred the old layout. After some years of the new one it really bugs me and the info is too small. Needs better options to change the visuals. The colours or a dark theme. But also the overall size.

After years I have abandoned this app and found an alternative. Fortunately I can export and reimport the history.

### 5/5 — From a SIX YEAR user (update: 12 years)

*2025-12-28, version 3.1.29*

I retired in 2013. I had always kept a paper check register balanced every day. There had to be a way to toss the pencil.

Found PocketMoney on a Google search and it happened to be late December 2016. The Help section is well written and support answered my questions well enough that I was ready 1/1/17.

Long story short, it’s been six (10) years of keeping accurate and balanced accounts. It’s not complicated, as the AT&T girl says. Every account appears on the main page. Just select the one you want to update. It’s a daily snapshot of your finances.

Responsive support influenced me to give this app such a high rating.

Longevity is the proof of product and customer support. I recommend it for the iPad especially.

### 5/5 — In app adds

*2025-10-05, version 3.1.29*

I pay for a gold subscription in the App Store and still have in app adds.  I can’t even open a ticket to resolve this issue.  If this can’t be rectified will need to find alternative app

### 1/5 — I still have adds

*2025-10-01, version 3.1.29*

I have the paid version and I still have ads!

### 4/5 — 結局使い続けている

*2025-09-10*

2020年頃のアップデートで大幅改訂され変わってしまったところもありましたが、マニュアル入力で細かく管理できるのは結局このアプリしかなく使い続けてます。
難を言うならば外貨の設定を以前みたいに掛け算式で保存できるよう戻していただけると、暗号通貨の管理もしやすいのになぁ…と。
以前は例えばUSD1.00をJPYいくらで精算したというレートのデータが残ったんですよ…なんでこれを無くしちゃったのか…

## Frequently asked questions about PocketMoney

### What does PocketMoney do?

PocketMoney is a personal financial management app that helps you track income and expenses, monitor your net worth, schedule bills, create budgets, and manage investments. It offers advanced features to help users manage their money like a professional.

### What are the main features of PocketMoney?

Key features include automatic transaction downloads from banks, unlimited account and transaction management, bill scheduling, multi-currency support, password protection with biometric options, investment monitoring, and customizable reports and charts. It also supports importing transactions from various formats and synchronizes across devices.

### How much does PocketMoney cost?

The app offers a free version with advertising. There are also paid subscription tiers (Silver and Gold) that remove ads and unlock additional features, including a macOS desktop application and professional features for small business management. A Premium tier is also mentioned but not fully detailed.

### What devices is PocketMoney compatible with?

PocketMoney is available for iPhone, iPad, and Mac OS. It also features an Apple Watch app for convenient access.

### Can PocketMoney help with small business finances?

Yes, the Gold subscription tier enables professional features for small businesses. This includes managing business accounts, handling multiple companies, tracking clients, creating invoices, and generating tax reports.

## Version history (last 5 releases)

### 3.1.29 — 2025-01-06

Stability fixes and improvements

### 3.1.27 — 2024-11-26

Stability fixes and improvements

### 3.1.26 — 2024-11-02

Stability fixes and improvements

### 3.1.25 — 2024-08-27

Stability fixes and improvements

### 3.1.24 — 2024-08-24

Stability fixes and improvements

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## Related topics

[pocket money](https://appshunter.io/ios/topics/pocket-money)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-06.*
